Official record
CDFI Fund list, 21 Oct 2026| Institution type | Credit union |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 26 Dec 2019 |
| RSSD ID | 63984 |
| Address | 11620 NE Ainsworth Circle, Portland, OR 97220 Directions (Google Maps) |
| Website | www.ironworkersfcu.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedWe could not read the website listed for this lender on 3 Nov 2026, so we can't list its loan products, sizes or service area yet. That doesn't mean it lacks them. Check www.ironworkersfcu.org or contact the lender directly.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members. - What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$3.8 million in 6 awards from the U.S. Treasury's CDFI Fund, 2020–2022 (5 programs).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $1,239,419 |
| 2022 | CDFI Program, Technical Assistance | $125,000 |
| 2022 | Small Dollar Loan Program | $156,759 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2021 | CDFI Program, Technical Assistance | $125,000 |
| 2020 | CDFI Program, Financial Assistance | $375,000 |
Emergency Capital Investment Program (ECIP)
Treasury invested $1.2 million in this institution under ECIP, by buying preferred stock or subordinated debt (an investment, not a grant; it is not counted in the award total). ECIP type on the list: CDFI. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
NCUA, 30 Jun 2026On file with the NCUA as IRONWORKERS USA (charter 13649). Source: NCUA 5300 Call Report quarterly data (public data) as of 30 Jun 2026, downloaded 3 Nov 2026: total assets, members and branch addresses.
| Total assets | $155.9 million (as of 30 Jun 2026) |
|---|---|
| Members | 18,558 (as of 30 Jun 2026) |
| Offices | 3 in 2 states (as of 30 Jun 2026) |
Offices by state and county (3)
Oregon (1 office)
- Multnomah County (1): 11620 NE Ainsworth Cir, Portland 97220 (main office)
Washington (2 offices)
- King County (1): 4550 S 134th Pl, Tukwila 98168
- Spokane County (1): 16610 E Euclid Ave, Spokane Valley 99216
An office shows where the lender has a branch, not where it lends or whom it lends to. Credit unions serve members only; check who can join. For the ZIP-code search, credit-union offices are placed at the centre of their ZIP code (approximate).
What the regulator filing shows
NCUA 5300, 30 Jun 2026Figures from the 5300 Call Report filed by Ironworkers USA Federal Credit Union (NCUA charter 13649, filed as “IRONWORKERS USA”). Source: NCUA 5300 Call Report quarterly data (public data), cycle 30 Jun 2026; year-earlier figures from the 30 Jun 2025 cycle; downloaded 3 Nov 2026.
| Total loans and leases | $126 million, 8,963 loans (as of 30 Jun 2026) |
|---|---|
| Change over the year | Up 13.2% from $111.3 million on 30 Jun 2025 |
| Members | 18,558 (as of 30 Jun 2026); 17,211 (as of 30 Jun 2025) |
| Loans per member | $6,791 (total loans divided by members, 30 Jun 2026) |
| Total assets | $155.9 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| New vehicle loans | $21.2 million | 16.8% |
| Used vehicle loans | $59.7 million | 47.3% |
| Other real estate loans (junior liens, other) | $14 million | 11.1% |
| Credit cards | $3.2 million | 2.5% |
| Other unsecured loans | $6.8 million | 5.4% |
| Leases and other secured loans | $21.2 million | 16.9% |
None reported on the 30 Jun 2026 report: first-lien home mortgages (1-4 family); commercial (business) loans.
Balances are loans outstanding on the report date, not loans made during the year. A category with no balance does not mean the credit union never makes that kind of loan. Credit unions lend to members only; check who can join.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets (Call Report, 30 Jun 2026) | $155.9 million | Larger than 29% of the 7 other certified credit unions in Oregon (median $617.6 million). |
| Loans as a share of assets | 81% | Median of the same 7 credit unions: 68%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $111.3 million → $126 million (+13%) | Median change of 7 other certified credit unions in Oregon: +4%. Rank by loans held among these 8: 6 → 6. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Call Report total assets | other certified credit unions in Oregon | 7 | larger than 29% |
| Loans held then vs now | certified credit unions in Oregon reporting both dates | 7 | rank 6 → 6 of 8 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).
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- HDC Community Fund LLCLoan fund · Portland, ORAffordable housing development loans, Nonprofit / community facility loansVerified
- Network for Oregon Affordable HousingLoan fund · Portland, OROfficial list only
- Point West Credit UnionCredit union · Portland, ORAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…Verified
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Work at Ironworkers USA Federal Credit Union? Link to this page
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