At a glance
From its website, read 2 Nov 2026Micro Enterprise Resource and Initiatives (MERIT) is a loan fund based in Salem, Oregon. Its website describes small-business loans. Where it lends: Small businesses across Oregon, per the loan fund appeal. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (503) 584-7314 source |
|---|---|
| info@meritpnw.org source | |
| Apply online | Page with the application link |
| Website | www.meritpnw.org |
| Office (official list) | 2911 Saddle Club Ct. SE. #1008, Salem, OR 97317 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 21 Jan 2026 |
| RSSD ID | — (none listed) |
| Address | 2911 Saddle Club Ct. SE. #1008, Salem, OR 97317 Directions (Google Maps) |
| Website | www.meritpnw.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Loan amounts and terms were not stated on the pages fetched, and the small business loan page is thin. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Small-business loans | — | Introducing Our Small Business Loan Program | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Small businesses across Oregon, per the loan fund appeal
donating to our loan fund that will help small business across oregon who need your help urgently.
source
Statewide: Oregon
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Start Now
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your small-business loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$125,000 in 1 award from the U.S. Treasury's CDFI Fund, 2021 (CDFI Program, Technical Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2021 | CDFI Program, Technical Assistance | $125,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Other certified CDFIs in Salem and Oregon
- Central Willamette Credit UnionCredit union · Albany, ORAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…Verified
- Community Housing FundLoan fund · Beaverton, ORAffordable housing development loans, Nonprofit / community facility loansVerified
- Community LendingWorksLoan fund · Springfield, ORAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loans…Verified
- Community and Shelter Assistance CorporationLoan fund · Sherwood, ORAffordable housing development loansVerified
- Consolidated Federal Credit UnionCredit union · Portland, ORAuto / vehicle loans, Home mortgages, Small-business loansVerified
- Craft3Loan fund · Portland, ORCommercial real estate loans, Equipment loans, Home repair / improvement loans, Small-business loansVerified
Work at Micro Enterprise Resource and Initiatives (MERIT)? Link to this page
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CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.