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City directory · Illinois

CDFI lenders in Chicago, IL

23 Treasury-certified CDFIs are headquartered in Chicago, Illinois: 8 loan funds · 10 credit unions · 2 banks or thrifts · 1 bank holding company · 2 venture capital funds. Loan details confirmed from their own websites for 16. Source: CDFI Fund list as of 21 Oct 2026.

Certified
23
Verified
16
In Illinois
28

Headquarters is not the same as service area: lenders elsewhere in Illinois may also lend in Chicago. See all 28 CDFIs in Illinois.

Loan types confirmed on these lenders' websites

  • Auto / vehicle loans (7 lenders)
  • Personal / consumer loans (7 lenders)
  • Small-business loans (6 lenders)
  • Commercial real estate loans (6 lenders)
  • Affordable housing development loans (6 lenders)
  • Nonprofit / community facility loans (5 lenders)
  • Home mortgages (5 lenders)
  • Credit-builder loans (3 lenders)

Free help before you apply

These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.

Business advice

Housing counseling

Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.

Source: CDFI Atlas, cdfiatlas.com/states/il/chicago/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).