At a glance
From its website, read 2 Nov 2026Maroon Financial Credit Union is a credit union based in Chicago, Illinois. Its website describes auto loans, small-dollar emergency loans, home mortgages and 1 other loan type. Stated loan amounts run from $500 to $75,000. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (773) 702-7179 source |
|---|---|
| Apply online | Page with the application link |
| Website | www.maroonfinancial.org |
| Office (official list) | 5525C S Ellis Ave, Chicago, IL 60637 |
What their website says about applying
you will be asked to provide copies of your latest paystubs, which can be faxed or emailed if you apply online or by phone.
sourceMost Recent Paystub is required if employment income is being used.
sourceApply in branch or Online
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Personal / consumer loans | Term: see their wording | Convenient terms up to 48 months | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Who qualifies, in their words
- Collateral flexible or not always required
No collateral necessary; requires little more than a signature
source - Membership required
Must be a Maroon Financial member for at least 90 days.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Credit union |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 21 Jun 2018 |
| RSSD ID | 612793 |
| Address | 5525C S Ellis Ave, Chicago, IL 60637 Directions (Google Maps) |
| Website | www.maroonfinancial.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Service area is not stated beyond the campus location and the University of Chicago community; mortgage and home equity terms are not given. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Auto / vehicle loans | up to $75,000 | Up to 100% financing available for qualified buyers (maximum loan amount of $75,000) | source |
| Small-dollar / emergency loans | $500 – $1,000 | Borrow $500* with a flat $75 origination fee or $1,000** with a flat $125 origination fee | source |
| Home mortgages | — | Competitive rates for home purchase, refinance, or construction | source |
| Personal / consumer loans | $1,000 – $25,000 | Loan amounts are available between $1,000 and $25,000 | source |
Loan sizes
Loan amounts are available between $1,000 and $25,000
sourceBorrow $500* with a flat $75 origination fee or $1,000** with a flat $125 origination fee
sourceUp to 100% financing available for qualified buyers (maximum loan amount of $75,000)
source
Range used for the size filter: $500 to $75,000
Service area
Not stated on the pages we read.
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Apply online, over the phone, or in branch
source
Pages read (7)
- https://www.maroonfinancial.org/
- https://www.maroonfinancial.org/loans/personal-loans
- https://www.maroonfinancial.org/loans/personal-loans/auto-loans.html
- https://www.maroonfinancial.org/loans/personal-loans/personal-loans.html
- https://www.maroonfinancial.org/loans/personal-loans/payday-alternative-loans.html
- https://www.maroonfinancial.org/about-us/about-maroon-financial-credit-union.html
- https://www.maroonfinancial.org/loans/visa-credit-cards.html
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members. - What is the APR, including fees, on your auto loans and small-dollar emergency loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you offer down-payment help, and is a homebuyer education course required?
CDFI home loans often come with homebuyer education or down-payment help; their website does not say. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$1.6 million in 1 award from the U.S. Treasury's CDFI Fund, 2021 (CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2021 | CDFI Rapid Response Program | $1,550,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
NCUA, 30 Jun 2026On file with the NCUA as MAROON FINANCIAL (charter 62497). Source: NCUA 5300 Call Report quarterly data (public data) as of 30 Jun 2026, downloaded 3 Nov 2026: total assets, members and branch addresses.
| Total assets | $51.9 million (as of 30 Jun 2026) |
|---|---|
| Members | 6,949 (as of 30 Jun 2026) |
| Offices | 2 (as of 30 Jun 2026) |
Offices by state and county (2)
Illinois (2 offices)
- Cook County (2): 5525 S Ellis Ave Ste C, Chicago 60637 (main office); 5525 S Ellis Ave, Chicago 60637
An office shows where the lender has a branch, not where it lends or whom it lends to. Credit unions serve members only; check who can join. For the ZIP-code search, credit-union offices are placed at the centre of their ZIP code (approximate).
What the regulator filing shows
NCUA 5300, 30 Jun 2026Figures from the 5300 Call Report filed by Maroon Financial Credit Union (NCUA charter 62497, filed as “MAROON FINANCIAL”). Source: NCUA 5300 Call Report quarterly data (public data), cycle 30 Jun 2026; year-earlier figures from the 30 Jun 2025 cycle; downloaded 3 Nov 2026.
| Total loans and leases | $30.9 million, 1,871 loans (as of 30 Jun 2026) |
|---|---|
| Change over the year | Down 1.6% from $31.4 million on 30 Jun 2025 |
| Members | 6,949 (as of 30 Jun 2026); 7,399 (as of 30 Jun 2025) |
| Loans per member | $4,443 (total loans divided by members, 30 Jun 2026) |
| Total assets | $51.9 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| New vehicle loans | $1.8 million | 6.0% |
| Used vehicle loans | $3.5 million | 11.4% |
| First-lien home mortgages (1-4 family) | $20.7 million | 67.0% |
| Other real estate loans (junior liens, other) | $1.7 million | 5.6% |
| Credit cards | $310,557 | 1.0% |
| Other unsecured loans | $2.8 million | 8.9% |
| Leases and other secured loans | $30,729 | 0.1% |
None reported on the 30 Jun 2026 report: commercial (business) loans.
Balances are loans outstanding on the report date, not loans made during the year. A category with no balance does not mean the credit union never makes that kind of loan. Credit unions lend to members only; check who can join.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $75,000 | Other credit unions whose website states a maximum: median $60,000. Higher than the stated maximum of 53% of these 64. |
| Total assets (Call Report, 30 Jun 2026) | $51.9 million | Larger than 90% of the 10 other certified credit unions in Illinois (median $1.3 million). |
| Loans as a share of assets | 59% | Median of the same 10 credit unions: 24%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $31.4 million → $30.9 million (-2%) | Median change of 10 other certified credit unions in Illinois: -2%. Rank by loans held among these 11: 2 → 2. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other credit unions stating a maximum, nationwide | 64 | higher than 53% |
| Call Report total assets | other certified credit unions in Illinois | 10 | larger than 90% |
| Loans held then vs now | certified credit unions in Illinois reporting both dates | 10 | rank 2 → 2 of 11 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).
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