Official record
CDFI Fund list, 21 Oct 2026| Institution type | Bank holding company |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 13 Feb 2014 |
| RSSD ID | 2339759 |
| Address | 1860 N. Mannheim Rd, Stone Park, IL 60165 Directions (Google Maps) |
| Website | Not given on the official list (listed as “Not Available”) |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedWe have not yet read this lender's website, so we can't list its loan products, sizes or service area. That doesn't mean it lacks them. The official list gives no website for this lender; contact it at the address above.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$3.3 million in 3 awards from the U.S. Treasury's CDFI Fund, 2005–2024 (CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $625,000 |
| 2021 | CDFI Rapid Response Program | $1,278,385 |
| 2005 | CDFI Program, Financial Assistance | $1,398,750 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
FDIC, 30 Jun 2026Subsidiary bank on file with the FDIC: International Bank of Chicago (FDIC cert 33708, total assets $982.7 million). Source: FDIC BankFind Suite (public data): total assets from the Call Report as of 30 Jun 2026; office list as of 30 Oct 2026, downloaded 3 Nov 2026.
| Total assets | $982.7 million (as of 30 Jun 2026) |
|---|---|
| Offices | 6 in 2 states (as of 30 Oct 2026) |
Offices by state and county (6)
Illinois (5 offices)
- Cook County (5): 5069 N Broadway St, Chicago 60640 (main office); 217 W Cermak Rd, Chicago 60616; 9380 W Ballard Rd, Des Plaines 60016; 1860 N Mannheim Rd, Stone Park 60165; 611 Green Bay Rd, Wilmette 60091
New York (1 office)
- Orange County (1): 2 W Main St, Port Jervis 12771
An office shows where the lender has a branch, not where it lends or whom it lends to.
What the regulator filing shows
Call Report, 30 Jun 2026A bank holding company files no Call Report of its own. These figures are from its subsidiary bank, International Bank of Chicago (RSSD 2006024, FDIC cert 33708), the only active bank the FDIC lists under this holding company. Source: FFIEC Central Data Repository, bulk Call Report data (public data), report date 30 Jun 2026; year-earlier figures from the 30 Jun 2025 report; downloaded 4 Nov 2026. Schedules RC-C Parts I and II, dollar amounts filed in thousands.
| Total loans and leases | $747.7 million (as of 30 Jun 2026, net of unearned income) |
|---|---|
| Change over the year | Down 2.0% from $763.1 million on 30 Jun 2025 |
| Total assets | $982.7 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| Home mortgages (1-4 family, closed-end) | $276.9 million | 37.0% |
| Commercial real estate, construction and multifamily | $437.3 million | 58.5% |
| Commercial and industrial (business) loans | $32.5 million | 4.3% |
| Farmland and farm production loans | $708,000 | 0.1% |
| Consumer loans (credit cards, auto, other) | $166,000 | <0.1% |
| All other loans and leases | $214,000 | <0.1% |
None reported on the 30 Jun 2026 report: home equity lines of credit.
Small business loans (original amount $1 million or less, balances on 30 Jun 2026)
| Original loan amount | Secured by business property | Commercial and industrial |
|---|---|---|
| Up to $100,000 | 6 loans $334,000 | 6 loans $66,000 |
| $100,001 to $250,000 | 27 loans $3.9 million | 5 loans $859,000 |
| $250,001 to $1 million | 174 loans $78.3 million | 14 loans $5.8 million |
| All small business loans | 207 loans $82.5 million | 25 loans $6.7 million |
Small farm loans (original amount $500,000 or less, balances on 30 Jun 2026)
None reported on the 30 Jun 2026 report.
Balances are loans outstanding on the report date, not loans made during the year, and they include loans the bank bought. Shares are of gross loans and leases. The change over the year includes loans gained through mergers or bought from others. A category with no balance does not mean the bank never makes that kind of loan; ask the bank.
Home loans reported by its bank (2025)
FFIEC HMDA data, 2025The HMDA reporter panel lists IBC Bancorp, Inc. as the parent or top holder of this filer, which is also a certified CDFI with its own page:
- International Bank of Chicago: 100 originated home loans
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| SBA approvals, FY2023–24 → FY2025–26 | 3 → 0 | Rank among the 3 certified CDFIs in Illinois with SBA approvals in either period: 1 → 3. |
| Total assets (Call Report, 30 Jun 2026) | $982.7 million | Larger than 84% of the 321 other certified banks and bank holding companies nationwide (median $381.4 million). |
| Loans as a share of assets | 76% | Median of the same 321 banks and bank holding companies: 68%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $763.1 million → $747.7 million (-2%) | Median change of 321 other certified banks and bank holding companies nationwide: +7%. Rank by loans held among these 322: 38 → 44. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| SBA approvals then vs now | certified CDFIs in Illinois with SBA approvals FY2023–2026 | 2 | rank 1 → 3 of 3 |
| Call Report total assets | other certified banks and bank holding companies nationwide | 321 | larger than 84% |
| Loans held then vs now | certified banks and bank holding companies nationwide reporting both dates | 321 | rank 38 → 44 of 322 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. SBA 7(a) & 504 FOIA data as of 30 Sep 2026. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).
SBA loans approved
SBA data as of 30 Sep 2026The SBA's public loan data lists 4 SBA-backed approvals for IBC Bancorp, Inc. in fiscal years 2020–2026 (October 2019 to September 2026):
- 4 504 projects as the third-party (first-lien) lender: $16.1M in total (its own third-party loan amount), median $3.7M
By fiscal year: FY2020 1 · FY2021 0 · FY2022 0 · FY2023 1 · FY2024 2 · FY2025 0 · FY2026 0.
By program
- 504 projects (as the third-party lender) (4, 100%)
Borrower industries
NAICS sector, 3 or more loans.
- Transportation and warehousing (3)
Where borrowers are
County of the borrower's ZIP code, 3 or more loans.
- Webb County, TX (4)
How this lender was matched in the SBA files: 504 third-party lender name: same organisation by name and state, checked by hand (SBA lists “IBC Bancorp, Inc.”).
Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. IBC Bancorp, Inc. may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files. For 504 projects, the CDC amount is the SBA-backed portion and the third-party lender amount is that lender's own first-lien loan.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in Stone Park and Illinois
- Allies for Community Business, Inc.Loan fund · Chicago, ILSmall-business loansVerified
- Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loansVerified
- Charter School Finance and Development IncLoan fund · Schaumburg, ILCommercial real estate loans, Equipment loansVerified
- Chicago Community Loan Fund, TheLoan fund · Chicago, ILCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansVerified
- Cinnaire Lending CorporationLoan fund · Chicago, ILAffordable housing development loans, Nonprofit / community facility loansVerified
- Community Investment CorporationLoan fund · Chicago, ILCommercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loansVerified
Work at IBC Bancorp, Inc.? Link to this page
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