Loan type × state · KY
CDFI small business loans in Kentucky
8 certified CDFIs that serve Kentucky describe small business loans on their own websites: 6 headquartered in Kentucky and 2 based elsewhere whose stated service area includes Kentucky. 13 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 8
- Based in KY
- 6
- Based elsewhere
- 2
- National
- 13
Counted from each lender's own website: a lender is listed when it describes small business loans on a page we read and is headquartered in Kentucky or names Kentucky, or a county or town in it, as its service area. 7 other verified lenders that serve Kentucky did not mention small business loans on the pages we read, and 2 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 8 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 7 loan funds, 1 credit union |
|---|---|
| Largest amount stated | 1 lender state a maximum: median $250,000, range $250,000 to $250,000 |
| Smallest amount stated | 1 lender state a minimum: median $1,000, lowest $1,000 |
| Borrower focus stated | Farmers / ranchers (1), Immigrants (1), Low- and moderate-income / underserved (1), Startups (1), Nonprofits (1) |
| Languages other than English | Spanish (1) |
| Online application link found | 8 of 8 |
| Service area stated on their site | 7 of 8 |
See also all 12 CDFIs headquartered in Kentucky, CDFI small business loans in every state.
Headquartered in Kentucky (6)
- Community Ventures Corporation, Inc.Loan fund · Lexington, KYSBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Business owners interested in Kentucky small business loans, SBA Microloan programs, or business development assistance can contact Community Ventures to learn more about available funding
Verified - Kentucky Highlands Investment CorporationLoan fund · London, KYAgriculture / farm loans, Equipment loans, Microloans, Small-business loansup to $250,000
Loans up to: lesser of 75% of project cost or $250,000
Verified - Louisville Housing Opportunities and Micro-Enterprise Community Development Loan Fund, Inc., TheLoan fund · Louisville, KYSmall-dollar / emergency loans, Energy / solar / efficiency loans, Home repair / improvement loans, Small-business loans
Our loan products include home repair financing, property tax assistance, and small business loans, all designed to preserve homeownership and support entrepreneurship in Louisville, particularly in our most underserved…
Verified - Mountain Association for Community Economic Development, Inc.Loan fund · Berea, KYSmall-dollar / emergency loans, Energy / solar / efficiency loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansfrom $1,000
Loans range from $1,000 to over $1 million.
Verified - SOUTHEAST KENTUCKY ECONOMIC DEVELOPMENT CORPORATION INCLoan fund · Somerset, KYCommercial real estate loans, Equipment loans, Small-business loans
SKED offers a variety of lending opportunities. We work with both small and large businesses and lending institutions to finance projects.
Verified - Service One Credit Union, Inc.Credit union · Bowling Green, KYAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Purchase or refinance machinery, equipment, or other capital assets, permanent working capital, business acquisition, debt consolidation
Verified
Based elsewhere, say they serve Kentucky (2)
Their own website names Kentucky, or a county or town in it, in its service area.
- LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
SBA 504 Small Business Loans
Service area: Community Advantage loans: AL, AR, CA, FL, GA, KY, LA, MS, MO, NM, NY, OK, SC, TN, TX (per site)Verified - West Central Development Corporation, dba Anchor Financial ServicesLoan fund · Perrysburg, OHCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Working capital loans to give your business that extra support without the high cost of credit cards and compounding interest.
Service area: Ohio, Florida, Michigan, Pennsylvania, Kentucky, IndianaVerified
National lenders (13)
These lenders say they lend nationwide and do not exclude Kentucky. They are not counted above.
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Financing Small Business Loan | Flexible Funding Options
Verified - Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
We offer flexible loans designed to help small businesses in low-income communities get the funding they need to start, grow, or keep going strong.
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Business Term Loan • Receive funds as a one-time lump sum for larger investments in your business
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Products include providing capital directly, or through CDFI intermediaries, to businesses in low-income communities.
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
We specialize in delivering flexible and patient debt and equity to underserved small-medium growth ready businesses throughout the country.
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
LISC provides financing to small businesses in low- and moderate-income communities and businesses owned by individuals who have struggled to access capital.
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loans
We provide flexible capital to high-impact businesses, helping them grow and strengthen local economies.
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans$100,000 to $1M
RIIF offers term loans, bridge loans, and lines of credit ranging from $100,000 to $1 million, with flexibility to respond to borrower capital needs.
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans$5,000 to $1M
Loans of $5,000 to $1,000,000 are available for one to ten years.
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Small business loans helping entrepreneurs in underserved communities start, sustain, and grow with fair, affordable terms through the UPILF/MMG Institutional Alliance.
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
Verified
County pages in Kentucky with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
CDFI small business loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ky/small-business-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).