At a glance
From its website, read 29 Oct 2026Community Ventures Corporation, Inc. is a loan fund based in Lexington, Kentucky. Its website describes SBA-backed loans and small-business loans. Where it lends: Kentucky. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (859) 231-0054 source |
|---|---|
| Toll-free | (800) 299-0267 source |
| Apply online | Page with the application link |
| Website | www.cvky.org |
| Office (official list) | 1450 North Broadway, Lexington, KY 40505 |
What their website says about applying
can contact Community Ventures to learn more about available funding, technical assistance, and support for entrepreneurs across Kentucky.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 12 Jul 2025 |
| RSSD ID | — (none listed) |
| Address | 1450 North Broadway, Lexington, KY 40505 Directions (Google Maps) |
| Website | www.cvky.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 29 Oct 2026Read from 4 pages of the lender's website on 29 Oct 2026. Quotes are verbatim. Reviewed by a person (Oct 2026). Items added later were extracted with AI help and checked automatically against the pages listed below. Confidence: medium. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| SBA-backed loans (7(a)/504/Community Advantage) | — | SBA 504 Loan Program | source |
| Small-business loans | — | Business owners interested in Kentucky small business loans, SBA Microloan programs, or business development assistance can contact Community Ventures to learn more about available funding | source |
Loan sizes
No amounts stated on the pages we read.
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Apply for a Loan
source
Questions to ask when you contact them
Based on what their website said when we read it on 29 Oct 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your SBA-backed loans and small-business loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$22.4 million in 21 awards from the U.S. Treasury's CDFI Fund, 1997–2024 (6 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $800,000 |
| 2023 | Capital Magnet Fund | $1,500,000 |
| 2022 | CDFI Equitable Recovery Program | $2,478,839 |
| 2022 | CDFI Program, Financial Assistance | $640,000 |
| 2021 | CDFI Program, Financial Assistance | $625,000 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2021 | Small Dollar Loan Program | $120,000 |
| 2019 | CDFI Program, Financial Assistance | $714,000 |
| 2017 | CDFI Program, Financial Assistance | $916,905 |
| 2016 | CDFI Program, Financial Assistance | $2,000,000 |
| 2016 | Capital Magnet Fund | $750,000 |
| 2015 | CDFI Program, Financial Assistance | $1,750,000 |
| 2013 | CDFI Program, Financial Assistance | $1,347,000 |
| 2012 | CDFI Program, Financial Assistance | $2,000,000 |
| 2011 | CDFI Program, Financial Assistance | $1,500,000 |
| 2008 | CDFI Program, Financial Assistance | $1,000,000 |
| 2006 | CDFI Program, Financial Assistance | $496,000 |
| 2003 | CDFI Program, Financial Assistance | $500,000 |
| 1999 | CDFI Program, Financial Assistance | $1,000,000 |
| 1999 | CDFI Program, Technical Assistance | $50,000 |
| 1997 | CDFI Program, Financial Assistance | $350,000 |
New Markets Tax Credit allocations
$189 million in 7 allocations. An NMTC allocation is the authority to offer investors federal tax credits for community investments; it is not cash paid to the lender and is not counted in the award total above.
| Round year | Program | Allocation |
|---|---|---|
| 2013 | New Markets Tax Credit allocation | $45,000,000 |
| 2010 | New Markets Tax Credit allocation | $18,000,000 |
| 2009 | New Markets Tax Credit allocation | $25,000,000 |
| 2008 | New Markets Tax Credit allocation | $32,000,000 |
| 2007 | New Markets Tax Credit allocation | $45,000,000 |
| 2005 | New Markets Tax Credit allocation | $12,000,000 |
| 2002 | New Markets Tax Credit allocation | $12,000,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $86M |
|---|---|
| Total liabilities | $49.7M |
| Net assets | $36.3M |
| Total revenue | $22.2M |
| Notes and loans receivable, net (Part X line 7) | $47.4M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 31-1064807, filed as “COMMUNITY VENTURES CORPORATION INC”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $84.1M | $33.6M | $14.2M | $49.2M |
| Dec 2022 (990) | $86.8M | $34.2M | $14M | $48.1M |
| Dec 2023 (990) | $86M | $36.3M | $22.2M | $47.4M |
Total assets grew 2% from Dec 2021 to Dec 2023; notes and loans receivable fell 4%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $86M | Larger than 78% of the 9 other certified loan funds and venture funds in Kentucky with a matched Form 990 (median $27.5M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Kentucky | 9 | larger than 78% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
SBA loans approved
SBA data as of 30 Sep 2026The SBA's public loan data lists 45 SBA-backed approvals for Community Ventures Corporation, Inc. in fiscal years 2020–2026 (October 2019 to September 2026):
- 45 504 loans as the Certified Development Company (CDC): $38.1M in total (CDC (SBA-backed) portion approved), median $495,000
By fiscal year: FY2020 11 · FY2021 9 · FY2022 7 · FY2023 5 · FY2024 6 · FY2025 3 · FY2026 4.
What actually happened
- Size of its 504 loans (the CDC's SBA-backed portion): half were between $241,000 and $848,000, median $495,000 (45 loans)
- Term of its 504 loans (the CDC's SBA-backed portion): median 300 months (25 years) (45 loans)
Descriptive only: what the SBA file records for loans this lender approved in fiscal years 2020–2026. Each figure covers at least 10 loans; with fewer we show nothing. It is not an offer, not the rate or term you would get, and says nothing about your chance of approval.
By program
- 504 loans (as the Certified Development Company) (45, 100%)
Borrower industries
NAICS sector, 3 or more loans.
- Other services (except public administration) (8)
- Accommodation and food services (8)
- Health care and social assistance (8)
- Retail trade (5)
- Professional, scientific, and technical services (4)
Where borrowers are
County of the borrower's ZIP code, 3 or more loans.
- Fayette County, KY (17)
- Jessamine County, KY (5)
- Jefferson County, KY (4)
- Montgomery County, KY (3)
- Boone County, KY (3)
How this lender was matched in the SBA files: SBA CDC ID 0222825: same name, state and city (SBA lists “Community Ventures Corporation”).
Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. Community Ventures Corporation, Inc. may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files. For 504 projects, the CDC amount is the SBA-backed portion and the third-party lender amount is that lender's own first-lien loan.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in Lexington and Kentucky
- Catalytic Development Funding Corp. of Northern KentuckyLoan fund · Covington, KYCommercial real estate loans, Affordable housing development loansVerified
- Frontier Housing, Inc.Loan fund · Morehead, KYHome repair / improvement loans, Home mortgagesVerified
- Kentucky Highlands Investment CorporationLoan fund · London, KYAgriculture / farm loans, Equipment loans, Microloans, Small-business loansVerified
- Louisville Housing Opportunities and Micro-Enterprise Community Development Loan Fund, Inc., TheLoan fund · Louisville, KYSmall-dollar / emergency loans, Energy / solar / efficiency loans, Home repair / improvement loans, Small-business loansVerified
- Mountain Association for Community Economic Development, Inc.Loan fund · Berea, KYSmall-dollar / emergency loans, Energy / solar / efficiency loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Park Community Credit UnionCredit union · Louisville, KYAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansVerified
Work at Community Ventures Corporation, Inc.? Link to this page
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