Loan type × state · NY
CDFI small business loans in New York
31 certified CDFIs that serve New York describe small business loans on their own websites: 28 headquartered in New York and 3 based elsewhere whose stated service area includes New York. 11 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 31
- Based in NY
- 28
- Based elsewhere
- 3
- National
- 11
Counted from each lender's own website: a lender is listed when it describes small business loans on a page we read and is headquartered in New York or names New York, or a county or town in it, as its service area. 28 other verified lenders that serve New York did not mention small business loans on the pages we read, and 20 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 31 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 21 loan funds, 8 credit unions, 2 banks or thrifts |
|---|---|
| Largest amount stated | 13 lenders state a maximum: median $250,000, range $20,000 to $5.5M |
| Smallest amount stated | 3 lenders state a minimum: median $10,000, lowest $500 |
| Borrower focus stated | Low- and moderate-income / underserved (12), Startups (6), Minority / BIPOC (6), Women (5), Nonprofits (4), Immigrants (2) |
| Languages other than English | Spanish (10), French (1), Haitian Creole (1), Chinese (1) |
| Online application link found | 21 of 31 |
| Service area stated on their site | 18 of 31 |
See also all 76 CDFIs headquartered in New York, CDFI small business loans in every state.
Headquartered in New York (28)
- ADIRONDACK ECONOMIC DEVELOPMENT CORPORATIONLoan fund · Saranac Lake, NYSmall-business loans
Lending money to launch and grow small businesses is at the core of AEDC’s work.
Verified - Alternatives Federal Credit UnionCredit union · Ithaca, NYAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Working Capital Loan
Verified - Amplify Equity, Inc.Loan fund · Elmira, NYSmall-business loansup to $20,000
Receive up to $20,000 to grow your operations. Our 5-year loans start at 8% interest, with a built-in rate reduction each year you maintain a consistent payment history.
Verified - Ascendus Inc.Loan fund · New York, NYChild-care facility financing, Credit-builder loans, Small-business loans
) Small Business Loans
Verified - BOC Capital Corp.Loan fund · Brooklyn, NYEnergy / solar / efficiency loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans$500 to $250,000
$500 to $250,000 loans with repayment terms up to 7 years for equipment purchases, working capital, and other business purposes.
Verified - Brooklyn Alliance Capital, Inc.Loan fund · Brooklyn, NYMicroloans, Small-business loansup to $50,000
Loans of up to $50,000 are available to established businesses seeking growth capital
Verified - Brooklyn Cooperative Federal Credit UnionCredit union · Brooklyn, NYCredit-builder loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…
Brooklyn Coop is one of the borough’s leading business lenders.
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Business Term Loan • Receive funds as a one-time lump sum for larger investments in your business
Verified - CHURCH OF THE MASTER FEDERAL CREDIT UNIONCredit union · New York, NYAuto / vehicle loans, Personal / consumer loans, Small-business loans
Business Loans
Verified - Carver Federal Savings BankBank or thrift · New York, NYCommercial real estate loans, Microloans, Small-business loans
With Carver Bank's business and commercial loans, you have the power to expand on your own terms.
Verified - Community Loan Fund of the Capital Region, Inc.Loan fund · Albany, NYNonprofit / community facility loans, Small-business loansup to $50,000
The maximum loan amount for starting a small business is $25,000. If you have an existing business that has been operating for at least 1 year, the maximum loan amount is $50,000.
Verified - Genesee Co-Op Federal Credit UnionCredit union · Rochester, NYAuto / vehicle loans, Credit-builder loans, Energy / solar / efficiency loans, Home repair / improvement loans…up to $25,000
Unsecured small business loans are limited to $25,000 per qualified borrower.
Verified - Grameen America, Inc.Loan fund · New York, NYMicroloans, Small-business loans
Grameen America expands access to capital for small business owners by offering first-time and ongoing loans to start or grow a small business.
Verified - Greater Jamaica Local Development Company, Inc.Loan fund · Jamaica, NYSmall-business loansup to $300,000
Small business financing: loans up to $300,000
Verified - Harlem Entrepreneurial Fund, LLCLoan fund · New York, NYMicroloans, Small-business loansup to $250,000
for loans of up to $250,000 so that you have the funds you need to maximize your business.
Verified - Home Headquarters, Inc.Loan fund · Syracuse, NYHome repair / improvement loans, Home mortgages, Small-business loans
Home HeadQuarters offers a variety of commercial loans that can be used for property acquisition, property rehab and/or preservation, new construction, equipment purchase and working capital.
Verified - LOWER EAST SIDE PEOPLES FEDERAL CREDIT UNIONCredit union · New York, NYAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…
LES People’s FCU offers a wide range of loan products for entrepreneurs operating:
Verified - La Fuerza Unida Community Development CorporationLoan fund · Rockville Centre, NYMicroloans, Small-business loansup to $150,000
Loans up to $150,000
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
LISC provides financing to small businesses in low- and moderate-income communities and businesses owned by individuals who have struggled to access capital.
Verified - NYBDC Local Development CorporationLoan fund · Latham, NYCommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…$10,000 to $5.5M
Small business loans from $10,000 - $5,500,000
Verified - Neighborhood Trust Federal Credit UnionCredit union · New York, NYAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Affordable housing development loans…
Business Loans & Lines of Credit
Verified - Ponce BankBank or thrift · Bronx, NYCommercial real estate loans, Credit-builder loans, Microloans, Home mortgages…up to $250,000
Take out loans up to $250,000 without the need for collateral.
Verified - Renaissance Economic Development CorporationLoan fund · New York, NYSmall-dollar / emergency loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansup to $100,000
Loan up to $100,000
Verified - Syracuse Cooperative Federal Credit UnionCredit union · Syracuse, NYAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Small-dollar / emergency loans…up to $500,000
up to $500,000
Verified - TruFund Financial Services, Inc.Loan fund · New York, NYCommercial real estate loans, Small-business loans
The program offers loans to support a variety of business needs, including working capital, equipment purchases, inventory, business expansion, and other eligible expenses.
Verified - UPPER MANHATTAN EMPOWERMENT ZONE DEVELOPMENT CORPORATIONLoan fund · New York, NYCommercial real estate loans, Microloans, Small-business loans$50,000 to $250,000
Term Loans between $50,000 and $250,000
Verified - Urban Upbound Federal Credit UnionCredit union · Long Island City, NYCredit-builder loans, Personal / consumer loans, Small-business loans
No matter what your business needs are, the Urban Upbound Federal Credit Union can customize a loan package with flexible payment schedules to help your business succeed.
Verified - Women's Venture Fund, Inc.Loan fund · New York, NYMicroloans, Small-business loans
Workshops / Events Women’s Business Loans
Verified
Based elsewhere, say they serve New York (3)
Their own website names New York, or a county or town in it, in its service area.
- Cooperative Fund of the Northeast, Inc.Loan fund · Watertown, MASmall-business loans
the Co-op Launch Loan and ELF, or equity-like financing.
Service area: Co-ops and eligible nonprofits located in New England states and New York StateVerified - LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
SBA 504 Small Business Loans
Service area: Community Advantage loans: AL, AR, CA, FL, GA, KY, LA, MS, MO, NM, NY, OK, SC, TN, TX (per site)Verified - Union County Economic Development CorporationLoan fund · Cranford, NJCommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…
We fund a variety of small business loans to meet your needs at every stage of your business’s growth.
Service area: New Jersey, NYC and certain areas in NY and PA (microloans)Verified
National lenders (11)
These lenders say they lend nationwide and do not exclude New York. They are not counted above.
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Financing Small Business Loan | Flexible Funding Options
Verified - Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
We offer flexible loans designed to help small businesses in low-income communities get the funding they need to start, grow, or keep going strong.
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Products include providing capital directly, or through CDFI intermediaries, to businesses in low-income communities.
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
We specialize in delivering flexible and patient debt and equity to underserved small-medium growth ready businesses throughout the country.
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loans
We provide flexible capital to high-impact businesses, helping them grow and strengthen local economies.
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans$100,000 to $1M
RIIF offers term loans, bridge loans, and lines of credit ranging from $100,000 to $1 million, with flexibility to respond to borrower capital needs.
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans$5,000 to $1M
Loans of $5,000 to $1,000,000 are available for one to ten years.
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Small business loans helping entrepreneurs in underserved communities start, sustain, and grow with fair, affordable terms through the UPILF/MMG Institutional Alliance.
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
Verified
County pages in New York with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in New York
CDFI small business loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ny/small-business-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).