Loan type × state · NY
CDFI auto loans in New York
12 certified CDFIs that serve New York describe auto loans on their own websites: 12 headquartered in New York. 2 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 12
- Based in NY
- 12
- National
- 2
Counted from each lender's own website: a lender is listed when it describes auto loans on a page we read and is headquartered in New York or names New York, or a county or town in it, as its service area. 47 other verified lenders that serve New York did not mention auto loans on the pages we read, and 20 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 12 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 1 loan fund, 11 credit unions |
|---|---|
| Largest amount stated | 1 lender state a maximum: median $35,000, range $35,000 to $35,000 |
| Smallest amount stated | 1 lender state a minimum: median $10,000, lowest $10,000 |
| Borrower focus stated | Minority / BIPOC (3), Low- and moderate-income / underserved (2), Startups (2), First-time homebuyers (1), Immigrants (1), Veterans (1) |
| Languages other than English | Spanish (3) |
| Online application link found | 9 of 12 |
| Service area stated on their site | 6 of 12 |
See also all 76 CDFIs headquartered in New York.
Headquartered in New York (12)
- Alternatives Federal Credit UnionCredit union · Ithaca, NYAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Auto Loans
Verified - CHURCH OF THE MASTER FEDERAL CREDIT UNIONCredit union · New York, NYAuto / vehicle loans, Personal / consumer loans, Small-business loans
Used Cars (under 2 years)
Verified - Genesee Co-Op Federal Credit UnionCredit union · Rochester, NYAuto / vehicle loans, Credit-builder loans, Energy / solar / efficiency loans, Home repair / improvement loans…
we offer reasonably priced auto loans no matter your credit score, whether the car is new or used
Verified - Hudson River Community Credit UnionCredit union · Corinth, NYAuto / vehicle loans, Home mortgages, Personal / consumer loans
Finance your next car with competitive rates, fast approval, and flexible terms from HRCCU.
Verified - I AM FCUCredit union · New York, NYAuto / vehicle loans, Immigration / citizenship loans, Home mortgages, Personal / consumer loansfrom $10,000
Minimum loan amount: $10,000
Verified - IRC's Center For Economic Opportunity, Inc. (CEO)Loan fund · New York, NYAuto / vehicle loans, Credit-builder loans, Immigration / citizenship loans, Microloans…
Auto loans expand your geographic scope of employment possibilities.
Verified - LOWER EAST SIDE PEOPLES FEDERAL CREDIT UNIONCredit union · New York, NYAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…
We’ve Got the Keys to Great Auto Loan Rates!
Verified - Neighborhood Trust Federal Credit UnionCredit union · New York, NYAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Affordable housing development loans…up to $35,000
Amount: up to $35,000
Verified - New York University FCUCredit union · New York, NYAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Personal / consumer loans
NYU Federal Credit Union offers auto loans for new and used vehicles, auto loan refinancing, motorcycles, and electric vehicles
Verified - Oswego County FCUCredit union · Oswego, NYAuto / vehicle loans, Small-dollar / emergency loans, Personal / consumer loans
Hit the road with Confidence with our low rates and hassle-free financing
Verified - Seneca Nation of Indians Federal Credit UnionCredit union · Irving, NYAuto / vehicle loans, Credit-builder loans, Personal / consumer loans
Whether you’re looking to buy a new or used car, there’s a SNIFCU auto loan to fit your needs.
Verified - Syracuse Cooperative Federal Credit UnionCredit union · Syracuse, NYAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Small-dollar / emergency loans…
Cooperative Federal offers auto loans for cars, trucks, and RVs.
Verified
National lenders (2)
These lenders say they lend nationwide and do not exclude New York. They are not counted above.
- Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgages
For reference, here are Affinity’s
Verified - Mobility Credit Acceptance LLCLoan fund · Richmond, VAAuto / vehicle loans, Equipment loans, Home repair / improvement loans
Mobility Trust's financial services bring life-changing vehicles to the people who need them.
Verified
County pages in New York with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in New York
CDFI auto loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ny/auto-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).