CDFI personal loans in New York

Counted from each lender's own website: a lender is listed when it describes personal loans on a page we read and is headquartered in New York or names New York, or a county or town in it, as its service area. 43 other verified lenders that serve New York did not mention personal loans on the pages we read, and 20 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.

What these 16 lenders say

Lender websites, 29 Oct 2026–4 Nov 2026

Lender types	1 loan fund, 14 credit unions, 1 bank or thrift
Largest amount stated	2 lenders state a maximum: median $16,000, range $12,000 to $20,000
Smallest amount stated	2 lenders state a minimum: median $750, lowest $500
Borrower focus stated	Low- and moderate-income / underserved (3), Startups (3), Minority / BIPOC (3), First-time homebuyers (1), Immigrants (1), Veterans (1)
Languages other than English	Spanish (4)
Online application link found	11 of 16
Service area stated on their site	9 of 16

See also all 76 CDFIs headquartered in New York, the guide CDFI loans with bad credit.

Headquartered in New York (16)

• Alternatives Federal Credit UnionCredit union · Ithaca, NYAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Personal LoansVerified
• Brooklyn Cooperative Federal Credit UnionCredit union · Brooklyn, NYCredit-builder loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…Brooklyn Coop’s personal loans are popular because they fit your needsVerified
• CHURCH OF THE MASTER FEDERAL CREDIT UNIONCredit union · New York, NYAuto / vehicle loans, Personal / consumer loans, Small-business loansCredit Card Payment LoanVerified
• Concord Federal Credit UnionCredit union · Brooklyn, NYCredit-builder loans, Personal / consumer loansConcord Federal offers three personal loan products with affordable interest rates.Verified
• Genesee Co-Op Federal Credit UnionCredit union · Rochester, NYAuto / vehicle loans, Credit-builder loans, Energy / solar / efficiency loans, Home repair / improvement loans…Unlike many larger institutions, we still offer "personal" loans.Verified
• Hudson River Community Credit UnionCredit union · Corinth, NYAuto / vehicle loans, Home mortgages, Personal / consumer loansTake a vacation, consolidate debt or make a large purchase, with an unsecured personal loan.Verified
• I AM FCUCredit union · New York, NYAuto / vehicle loans, Immigration / citizenship loans, Home mortgages, Personal / consumer loansNon-Collateral Signature LoansVerified
• IRC's Center For Economic Opportunity, Inc. (CEO)Loan fund · New York, NYAuto / vehicle loans, Credit-builder loans, Immigration / citizenship loans, Microloans…Personal loans to finance everything from computers to car repairs.Verified
• LOWER EAST SIDE PEOPLES FEDERAL CREDIT UNIONCredit union · New York, NYAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…offers affordable personal loans for all purposes!Verified
• Neighborhood Trust Federal Credit UnionCredit union · New York, NYAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Affordable housing development loans…$1,000 to $12,000Amount: $1000-$12,000Verified
• New York University FCUCredit union · New York, NYAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Personal / consumer loans$500 to $20,000$500 - $20,000Verified
• Oswego County FCUCredit union · Oswego, NYAuto / vehicle loans, Small-dollar / emergency loans, Personal / consumer loansPersonal Loan:Verified
• Ponce BankBank or thrift · Bronx, NYCommercial real estate loans, Credit-builder loans, Microloans, Home mortgages…a Ponce Bank personal loan gives you the funds you need with terms you can trust.Verified
• Seneca Nation of Indians Federal Credit UnionCredit union · Irving, NYAuto / vehicle loans, Credit-builder loans, Personal / consumer loansA personal loan means you get to choose – take a trip, grab that new iPad, or cover unexpected expenses.Verified
• Syracuse Cooperative Federal Credit UnionCredit union · Syracuse, NYAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Small-dollar / emergency loans…Apply for Personal Loans and Credit LinesVerified
• Urban Upbound Federal Credit UnionCredit union · Long Island City, NYCredit-builder loans, Personal / consumer loans, Small-business loansWhether you are interested in purchasing a used vehicle, refinancing an existing loan, consolidating your bills, or financing other needs, the Urban Upbound Federal Credit Union has a loan for you.Verified

National lenders (1)

These lenders say they lend nationwide and do not exclude New York. They are not counted above.

• UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loansAffordable personal loans for education, medical costs, job expenses, emergencies, funeral costs, auto repairs, credit card debt, and moving expenses.Verified

County pages in New York with these lenders

Number of lenders above that name the county (or a town in it) on their website or are headquartered there.

Other loan types in New York

CDFI personal loans in other states

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.