Loan type × state · MS
CDFI personal loans in Mississippi
47 certified CDFIs that serve Mississippi describe personal loans on their own websites: 46 headquartered in Mississippi and 1 based elsewhere whose stated service area includes Mississippi. 1 national lender with the same product is listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 47
- Based in MS
- 46
- Based elsewhere
- 1
- National
- 1
Counted from each lender's own website: a lender is listed when it describes personal loans on a page we read and is headquartered in Mississippi or names Mississippi, or a county or town in it, as its service area. 17 other verified lenders that serve Mississippi did not mention personal loans on the pages we read, and 35 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 47 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 1 loan fund, 5 credit unions, 29 banks or thrifts, 12 bank holding companies |
|---|---|
| Largest amount stated | None of these lenders states a maximum for this product on the pages we read |
| Smallest amount stated | 1 lender state a minimum: median $500, lowest $500 |
| Borrower focus stated | Farmers / ranchers (2), Startups (1), Veterans (1), First-time homebuyers (1), Low- and moderate-income / underserved (1) |
| Languages other than English | Spanish (2) |
| Online application link found | 21 of 47 |
| Service area stated on their site | 17 of 47 |
See also all 96 CDFIs headquartered in Mississippi, the guide CDFI loans with bad credit.
Headquartered in Mississippi (46)
- BANKPLUSBank or thrift · Belzoni, MSCredit-builder loans, Home mortgages, Personal / consumer loans, Small-business loans
a BankPlus personal loan can help.
Verified - Bank of AnguillaBank or thrift · Anguilla, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Whether you want to consolidate your credit card debt or just need some extra money, we have a loan to meet your needs.
Verified - Bank of CommerceBank or thrift · Greenwood, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…
Personal loans are available on a secured and unsecured basis.
Verified - Bank of ForestBank or thrift · Forest, MSHome repair / improvement loans, Home mortgages, Personal / consumer loans
Bank of Forest offers competitive rates for your personal and commercial loan needs.
Verified - Bank of KilmichaelBank or thrift · Kilmichael, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home mortgages…
Personal consumer loans are available on a secured or unsecured basis.
Verified - Bank of WinonaBank or thrift · Winona, MSAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home mortgages…
Bank of Winona offers real estate, mortgage, commercial, agricultural, consumer, car, andpersonal loans.
Verified - BankFirst Capital CorporationBank holding company · Columbus, MSAuto / vehicle loans, Equipment loans, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…
We offer personal loans for almost anything — paying taxes, medical bills, or seeing you through emergencies.
Verified - BankFirst Financial ServicesBank or thrift · Columbus, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Personal / consumer loans…
We offer personal loans for almost anything — paying taxes, medical bills, or seeing you through emergencies.
Verified - COVINGTON COUNTY BANKBank or thrift · Collins, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Covington County Bank provides a full range of consumer lending solutions designed to help individuals meet a wide variety of personal financial needs.
Verified - Choctaw Federal Credit UnionCredit union · Choctaw, MS · Native CDFIAuto / vehicle loans, Personal / consumer loansfrom $500
Loan amount – Minimum $500.00 – $1,000.00
Verified - Citizens Bank & Trust CompanyBank or thrift · Marks, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home repair / improvement loans…
Personal Loans
Verified - Citizens National Banc Corp.Bank holding company · Meridian, MSAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Home mortgages…
Get extra cash with a short-term unsecured loan.
Verified - Citizens National Bank of MeridianBank or thrift · Meridian, MSAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Home mortgages…
Get extra cash with a short-term unsecured loan.
Verified - Commerce Bancorp, Inc.Bank holding company · Greenwood, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…
Personal loans are available on a secured and unsecured basis.
Verified - Commercial Capital CorpBank holding company · DeKalb, MSAuto / vehicle loans, Equipment loans, Home repair / improvement loans, Home mortgages…
The Commercial Bank offers a wide variety of personal loans to help you obtain your life goals.
Verified - Community Bancshares of Mississippi, Inc.Bank holding company · Flowood, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…
Our personal loans provide flexible terms and competitive rates to help you manage life's expenses with confidence.
Verified - Community Bank of MississippiBank or thrift · Flowood, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…
Our personal loans provide flexible terms and competitive rates to help you manage life's expenses with confidence.
Verified - FNB Oxford BankBank or thrift · Oxford, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…
we offer a full range of loans to meet your needs.
Verified - FNB Picayune BankBank or thrift · Picayune, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, Small-business loans
Unsecured Loans
Verified - Ferguson Federal Credit UnionCredit union · Monticello, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home mortgages…
Ferguson FCU offers personal loans that can assist you with almost anything, from vehicle repairs and family vacations to education expenses and emergency bills!
Verified - First National Corporation of PicayuneBank holding company · Picayune, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, Small-business loans
Personal Loans
Verified - First National Holding CompanyBank holding company · Oxford, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…
From home improvements to vacations to paying those unexpected medical bills, we’ll work with you to find the best way to help.
Verified - First Security BankBank or thrift · Batesville, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Personal Installment Loans
Verified - Great Southern BankBank or thrift · Meridian, MSAuto / vehicle loans, Home repair / improvement loans, Home mortgages, Personal / consumer loans…
Great Southern can make personal loans that are ideal for major purchases, paying taxes, financing medical bills, or seeing you and your family through an emergency.
Verified - Guaranty Bank and Trust CompanyBank or thrift · Belzoni, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…
Sometimes referred to as a personal loan, our unsecured installment loan option can provide funds for any number of personal expenses.
Verified - HOPE FEDERAL CREDIT UNIONCredit union · Jackson, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Loans Personal Loans
Verified - Hope Enterprise CorporationLoan fund · Jackson, MSAuto / vehicle loans, Small-dollar / emergency loans, Personal / consumer loans, Small-business loans
Why Get a Personal Loan with Hope Credit Union?
Verified - Kilmichael Bancorp, Inc.Bank holding company · Kilmichael, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home mortgages…
Personal consumer loans are available on a secured or unsecured basis.
Verified - Members Exchange Federal Credit UnionCredit union · Ridgeland, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Personal / consumer loans…
Unsecured Personal Loan
Verified - Merchants & Marine BankBank or thrift · Pascagoula, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Sometimes life puts up an unexpected financial hurdle. When that happens to you, talk to your Merchants & Marine banker who can help craft a credit solution to overcome any obstacle.
Verified - Merchants & Planters BankBank or thrift · Raymond, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home mortgages…
Unsecured Personal Loans
Verified - Peoples BankBank or thrift · Mendenhall, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…
No matter your dream or need, large or small, we have a wide range of options to get you the financing you need.
Verified - Pike National BankBank or thrift · McComb, MSCommercial real estate loans, Equipment loans, Home repair / improvement loans, Personal / consumer loans…
our experienced lenders are trained to listen to your needs and help get you what you want.
Verified - Planters Bank & Trust CompanyBank or thrift · Indianola, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Personal Line of Credit
Verified - Planters Holding CompanyBank holding company · Indianola, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Personal Line of Credit
Verified - Richton Bank and Trust CompanyBank or thrift · Richton, MSPersonal / consumer loans
Personal Loans
Verified - RiverHills BankBank or thrift · Vicksburg, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…
You can count on RiverHills Bank for a variety of loans with flexible terms and competitive rates.
Verified - Riverhills Capital CorporationBank holding company · Vicksburg, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…
You can count on RiverHills Bank for a variety of loans with flexible terms and competitive rates.
Verified - Security Capital CorporationBank holding company · Batesville, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Personal Installment Loans
Verified - Singing River Federal Credit UnionCredit union · Moss Point, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, Small-business loans
SRFCU personal loans give you options for everything from car repairs and family trips to school expenses and personal projects.
Verified - Southwest Security, Inc.Bank holding company · Natchez, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…
UMB can help with loans for a variety of needs.
Verified - The Commercial Bank, Kemper County DeKalb, MississippiBank or thrift · DeKalb, MSAuto / vehicle loans, Equipment loans, Home repair / improvement loans, Home mortgages…
The Commercial Bank offers a wide variety of personal loans to help you obtain your life goals.
Verified - The Jefferson BankBank or thrift · Greenville, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
We offer personal loans of varying terms
Verified - The Peoples BankBank or thrift · Ripley, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Our consumer loans can be customized for a variety of purposes, including recreational vehicles, equipment, computers, vacations, and more.
Verified - United Mississippi BankBank or thrift · Natchez, MSAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…
UMB can help with loans for a variety of needs.
Verified - Unity Bank of MississippiBank or thrift · Holly Springs, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
We offer checking and savings accounts; certificates of deposit; mortgage loans; personal loans; and small business loans.
Verified
Based elsewhere, say they serve Mississippi (1)
Their own website names Mississippi, or a county or town in it, in its service area.
National lenders (1)
These lenders say they lend nationwide and do not exclude Mississippi. They are not counted above.
County pages in Mississippi with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in Mississippi
CDFI personal loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ms/personal-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).