CDFI SBA loans in Mississippi

Counted from each lender's own website: a lender is listed when it describes SBA loans on a page we read and is headquartered in Mississippi or names Mississippi, or a county or town in it, as its service area. 50 other verified lenders that serve Mississippi did not mention SBA loans on the pages we read, and 35 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.

What these 14 lenders say

Lender websites, 29 Oct 2026–4 Nov 2026

Lender types	1 loan fund, 1 credit union, 9 banks or thrifts, 3 bank holding companies
Largest amount stated	6 lenders state a maximum: median $5M, range $5M to $5M
Borrower focus stated	Startups (1), First-time homebuyers (1), Low- and moderate-income / underserved (1), Veterans (1)
Online application link found	11 of 14
Service area stated on their site	5 of 14

See also all 96 CDFIs headquartered in Mississippi, CDFIs that make SBA loans in every state.

Headquartered in Mississippi (13)

• Bank of WinonaBank or thrift · Winona, MSAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home mortgages…Leverage the advantages of Small Business Administration loans, with favorable terms and lower down paymentsVerified
• BankFirst Capital CorporationBank holding company · Columbus, MSAuto / vehicle loans, Equipment loans, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…up to $5MLoan amounts up to $5,000,000Verified
• BankFirst Financial ServicesBank or thrift · Columbus, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Personal / consumer loans…up to $5MLoan amounts up to $5,000,000Verified
• Citizens BankBank or thrift · Columbia, MSAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home repair / improvement loans…Small Business Administration 7a and 504 LoansVerified
• Citizens National Banc Corp.Bank holding company · Meridian, MSAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Home mortgages…up to $5MLoan amounts up to $5 million, with longer repayment terms than conventional loans.Verified
• Citizens National Bank of MeridianBank or thrift · Meridian, MSAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Home mortgages…up to $5MLoan amounts up to $5 million, with longer repayment terms than conventional loans.Verified
• Community Bancshares of Mississippi, Inc.Bank holding company · Flowood, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…Our SBA loans are designed to provide the financial support you need to grow and succeed.Verified
• Community Bank of MississippiBank or thrift · Flowood, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…Our SBA loans are designed to provide the financial support you need to grow and succeed.Verified
• Guaranty Bank and Trust CompanyBank or thrift · Belzoni, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…up to $5MWe help you choose and facilitate SBA loans with borrowing potential up to $5 million and with short or long terms, depending on your needs.Verified
• Members Exchange Federal Credit UnionCredit union · Ridgeland, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Personal / consumer loans…MEFCU is an SBA Participating LenderVerified
• Merchants & Marine BankBank or thrift · Pascagoula, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Government-guaranteed loans make it easier for small businesses to get the credit they need to grow.Verified
• Merchants & Planters BankBank or thrift · Raymond, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home mortgages…Small Business Administration LoansVerified
• Peoples BankBank or thrift · Mendenhall, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…up to $5M7(A) Loans – Maximum Loan Amount $5,000,000Verified

Based elsewhere, say they serve Mississippi (1)

Their own website names Mississippi, or a county or town in it, in its service area.

• LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansLoan Products SBA 7(a) Community AdvantageService area: Community Advantage loans: AL, AR, CA, FL, GA, KY, LA, MS, MO, NM, NY, OK, SC, TN, TX (per site)Verified

National lenders (1)

These lenders say they lend nationwide and do not exclude Mississippi. They are not counted above.

• Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansBusiness Acquisition Financing SBA 7(a) LoanVerified

County pages in Mississippi with these lenders

Number of lenders above that name the county (or a town in it) on their website or are headquartered there.

Other loan types in Mississippi

CDFI SBA loans in other states

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.