Loan type × state · CA
CDFI SBA loans in California
15 certified CDFIs that serve California describe SBA loans on their own websites: 14 headquartered in California and 1 based elsewhere whose stated service area includes California. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 15
- Based in CA
- 14
- Based elsewhere
- 1
Counted from each lender's own website: a lender is listed when it describes SBA loans on a page we read and is headquartered in California or names California, or a county or town in it, as its service area. 61 other verified lenders that serve California did not mention SBA loans on the pages we read, and 26 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 15 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 6 loan funds, 4 credit unions, 3 banks or thrifts, 2 bank holding companies |
|---|---|
| Largest amount stated | 2 lenders state a maximum: median $2.6M, range $250,000 to $5M |
| Borrower focus stated | Startups (4), First-time homebuyers (3), Nonprofits (2), Veterans (1), Low- and moderate-income / underserved (1), Farmers / ranchers (1) |
| Languages other than English | Spanish (3), Chinese (1), Hmong (1) |
| Online application link found | 10 of 15 |
| Service area stated on their site | 10 of 15 |
See also all 97 CDFIs headquartered in California, CDFIs that make SBA loans in every state.
Headquartered in California (14)
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Business Acquisition Financing SBA 7(a) Loan
Verified - AltaOne Federal Credit UnionCredit union · Ridgecrest, CAAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
We’re an SBA - U.S. Small Business Administration Lender.
Verified - B.S.D. Capital, Inc. dba LendistryLoan fund · Los Angeles, CACommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
- Minimum FICO of 620 #### SBA 7(a) Business Term Loan
Verified - Beneficial State Bancorp, Inc.Bank holding company · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
Small Business and SBA Loans
Verified - Beneficial State BankBank or thrift · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
SBA 7(a) loans for equipment, tenant improvements, owner-occupied real estate, and business acquisition
Verified - First General BankBank or thrift · Rowland Heights, CACommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
SBA 7(a)
Verified - Fresno Community Development Financial Institution dba Access Plus CapitalLoan fund · Fresno, CACommercial real estate loans, Energy / solar / efficiency loans, Equipment loans, Microloans…
Credit enhancement programs (SBA 7a, State Guarantee, CalCAP)
Verified - Neighborhood BancorpBank holding company · National City, CACommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansup to $5M
Loan amounts up to $5,000,000.
Verified - Neighborhood National BankBank or thrift · National City, CACommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Neighborhood National Bank participates in the following SBA programs
Verified - PACE Finance CorporationLoan fund · Los Angeles, CAMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
SBA Microloans
Verified - Santa Cruz Community Credit UnionCredit union · Santa Cruz, CAAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Small-dollar / emergency loans…
Access to multiple SBA loan programs, including the 7(a) Loans, and CalCoastal Loans (CDC/504 Loans)
Verified - Valley First Federal Credit UnionCredit union · Modesto, CAAuto / vehicle loans, Energy / solar / efficiency loans, Microloans, Home mortgages…
Small Business Administration (SBA) loans are designed to provide the robust support your business needs
Verified - Valley Small Business Development CorporationLoan fund · Fresno, CAAgriculture / farm loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansup to $250,000
Up to $100,000 in some cases, can go up to $250,000
Verified - Valley Strong Credit UnionCredit union · Bakersfield, CAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Empowering small businesses with flexible, growth-focused SBA financing.
Verified
Based elsewhere, say they serve California (1)
Their own website names California, or a county or town in it, in its service area.
County pages in California with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in California
CDFI SBA loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ca/sba-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).