Loan type × state · CA
CDFI commercial real estate loans in California
16 certified CDFIs that serve California describe commercial real estate loans on their own websites: 15 headquartered in California and 1 based elsewhere whose stated service area includes California. 8 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 16
- Based in CA
- 15
- Based elsewhere
- 1
- National
- 8
Counted from each lender's own website: a lender is listed when it describes commercial real estate loans on a page we read and is headquartered in California or names California, or a county or town in it, as its service area. 60 other verified lenders that serve California did not mention commercial real estate loans on the pages we read, and 26 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 16 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 7 loan funds, 4 credit unions, 3 banks or thrifts, 2 bank holding companies |
|---|---|
| Largest amount stated | 1 lender state a maximum: median $5M, range $5M to $5M |
| Smallest amount stated | 2 lenders state a minimum: median $50,000, lowest $50,000 |
| Borrower focus stated | First-time homebuyers (2), Nonprofits (2), Startups (2), Veterans (1), Minority / BIPOC (1), Low- and moderate-income / underserved (1) |
| Languages other than English | Spanish (3), Chinese (1), Hmong (1) |
| Online application link found | 8 of 16 |
| Service area stated on their site | 11 of 16 |
See also all 97 CDFIs headquartered in California.
Headquartered in California (15)
- AltaOne Federal Credit UnionCredit union · Ridgecrest, CAAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…from $50,000
Minimum loan amount of $50,000 with a fixed maturity date not to exceed 15 years.
Verified - Arcata Economic Development CorporationLoan fund · Eureka, CACommercial real estate loans, Microloans, Small-business loans$50,000 to $5M
The loan amount ranges from $50,000 to $5M for the SBA portion of the loan.
Verified - B.S.D. Capital, Inc. dba LendistryLoan fund · Los Angeles, CACommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Typical Use Cases: Commercial Real Estate | Large Equipment Purchases | Business Expansion | Franchise Financing | Acquisition of a Business
Verified - Beneficial State Bancorp, Inc.Bank holding company · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
Green Lending Program for Commercial Real Estate
Verified - Beneficial State BankBank or thrift · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Through Beneficial State Bank’s Green Lending Program, you can finance both existing and new apartment buildings, affordable housing, and commercial real estate.
Verified - Community Vision Capital and ConsultingLoan fund · San Francisco, CACommercial real estate loans
We provide financing that is often more flexible than conventional lending. Our tailored loans help community-rooted organizations secure and preserve real estate that sustains their work for generations.
Verified - Corazo Credit UnionCredit union · El Centro, CAAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…
Expand or upgrade your business premises with flexible terms.
Verified - First General BankBank or thrift · Rowland Heights, CACommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Commercial Real Estate Loans
Verified - Fresno Community Development Financial Institution dba Access Plus CapitalLoan fund · Fresno, CACommercial real estate loans, Energy / solar / efficiency loans, Equipment loans, Microloans…
Commercial real estate
Verified - Low Income Investment FundLoan fund · San Francisco, CAChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
We finance real estate at all stages, and offer:
Verified - Neighborhood BancorpBank holding company · National City, CACommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Neighborhood Bank offers a wide variety of loan programs for the purchase and finance of commercial real estate, including industrial, retail, apartments and mixed use.
Verified - Neighborhood National BankBank or thrift · National City, CACommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Neighborhood Bank offers a wide variety of loan programs for the purchase and finance of commercial real estate, including industrial, retail, apartments and mixed use.
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans
A construction loan helps businesses build out or renovate their physical space to support growth.
Verified - Santa Cruz Community Credit UnionCredit union · Santa Cruz, CAAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Small-dollar / emergency loans…
Build, improve, or expand a commercial property
Verified - Valley Strong Credit UnionCredit union · Bakersfield, CAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Elevate your real estate portoflio with dedicated financing support.
Verified
Based elsewhere, say they serve California (1)
Their own website names California, or a county or town in it, in its service area.
National lenders (8)
These lenders say they lend nationwide and do not exclude California. They are not counted above.
- BlueHub Loan Fund IncLoan fund · Boston, MAChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
We offer a full range of flexible loan products for commercial real estate projects, including:
Verified - Community Preservation CorporationLoan fund · New York, NYCommercial real estate loans, Equity / venture investment
CPC Mortgage Company financial services include a suite of mortgage financing options for multifamily properties, across refinance, acquisition, construction and bridge loan executions, as well as full mortgage servicing, for low, moderate and middle income communities.
Verified - National Association for Latino Community Asset BuildersLoan fund · San Antonio, TXCommercial real estate loansup to $1.2M
Up to $1.2 million for the development of affordable housing or community facilities. Financing is available for all stages of development
Verified - Nonprofit Finance FundLoan fund · New York, NYChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
Short and long-term loans for real estate acquisition, equipment, and debt refinancing.
Verified - OPAL Community Capital LLCLoan fund · Birmingham, ALCommercial real estate loans
Bridge Lending: Through our CDFI, OPAL provides bridge lending for state and federal HTC equity – and can, depending on the repayment source, bridge additional federal, state, and local credits or incentives as well.
Verified - Partners for the Common Good, Inc.Loan fund · Washington, DCCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
We offer commercial real estate development loans, creating new spaces for mission-driven organizations and small businesses to bring economic opportunity to communities most in need.
Verified - Reinvestment Fund, Inc., TheLoan fund · Philadelphia, PAChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
and social impact real estate projects
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans
Real estate acquisition or refinance
Verified
County pages in California with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in California
CDFI commercial real estate loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ca/commercial-real-estate-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).