CDFI commercial real estate loans in Tennessee

Counted from each lender's own website: a lender is listed when it describes commercial real estate loans on a page we read and is headquartered in Tennessee or names Tennessee, or a county or town in it, as its service area. 18 other verified lenders that serve Tennessee did not mention commercial real estate loans on the pages we read, and 13 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.

What these 12 lenders say

Lender websites, 29 Oct 2026–4 Nov 2026

Lender types	4 loan funds, 2 credit unions, 5 banks or thrifts, 1 bank holding company
Largest amount stated	1 lender state a maximum: median $100,000, range $100,000 to $100,000
Borrower focus stated	Low- and moderate-income / underserved (2), Minority / BIPOC (1), Startups (1)
Online application link found	9 of 12
Service area stated on their site	7 of 12

See also all 41 CDFIs headquartered in Tennessee.

Headquartered in Tennessee (11)

• Carroll Bank and TrustBank or thrift · Huntingdon, TNAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Commercial Real EstateVerified
• Centennial BankBank or thrift · Trezevant, TNAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Purchase, refinance, or construct commercial propertiesVerified
• Citizens Savings Bank and Trust CompanyBank or thrift · Nashville, TNCommercial real estate loans, Home mortgages, Personal / consumer loans, Small-business loansWhether you are looking to purchase, construct, refinance, or take advantage of equity in an existing real estate investment, Citizens Bank offers several solutions which can help meet the needs of your business.Verified
• Cumberland Capital PartnersLoan fund · Cookeville, TNCommercial real estate loans, Equity / venture investment, Small-business loansWe provide financing for the purpose of the development (including construction of new facilities and rehabilitation of existing facilities), acquisition, management or leasing of commercial real estate by a business.Verified
• River City Capital Investment, LLC.Loan fund · Memphis, TNCommercial real estate loans, Equipment loans, Small-business loansup to $100,000Up to $100,000 financingVerified
• Southern Security Federal Credit UnionCredit union · Collierville, TNAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…This type of real estate loan is secured by the subject property being purchased/refinanced or renovated.Verified
• The First National Bank of OneidaBank or thrift · Helenwood, TNCommercial real estate loans, Equipment loans, Home repair / improvement loans, Home mortgages…Real Estate LoansVerified
• Three Roots CapitalLoan fund · Knoxville, TNCommercial real estate loans, Equity / venture investment, Affordable housing development loans, Microloans…Placemaking Commercial Real Estate ProjectsVerified
• Wayne County Bancshares, Inc.Bank holding company · Waynesboro, TNAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Competitive rates for the purchase, refinance, or construction of commercial propertiesVerified
• Wayne County BankBank or thrift · Waynesboro, TNAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Competitive rates for the purchase, refinance, or construction of commercial propertiesVerified
• Y-12 Federal Credit UnionCredit union · Oak Ridge, TNAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Home mortgages…Our commercial mortgages make owning, re-financing or renovating commercial real estate easy and affordable.Verified

Based elsewhere, say they serve Tennessee (1)

Their own website names Tennessee, or a county or town in it, in its service area.

• LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansCommercial Real Estate PurchasesService area: Community Advantage loans: AL, AR, CA, FL, GA, KY, LA, MS, MO, NM, NY, OK, SC, TN, TX (per site)Verified

National lenders (9)

These lenders say they lend nationwide and do not exclude Tennessee. They are not counted above.

• BlueHub Loan Fund IncLoan fund · Boston, MAChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansWe offer a full range of flexible loan products for commercial real estate projects, including:Verified
• Community Preservation CorporationLoan fund · New York, NYCommercial real estate loans, Equity / venture investmentCPC Mortgage Company financial services include a suite of mortgage financing options for multifamily properties, across refinance, acquisition, construction and bridge loan executions, as well as full mortgage servicing, for low, moderate and middle income communities.Verified
• National Association for Latino Community Asset BuildersLoan fund · San Antonio, TXCommercial real estate loansup to $1.2MUp to $1.2 million for the development of affordable housing or community facilities. Financing is available for all stages of developmentVerified
• Nonprofit Finance FundLoan fund · New York, NYChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…Short and long-term loans for real estate acquisition, equipment, and debt refinancing.Verified
• OPAL Community Capital LLCLoan fund · Birmingham, ALCommercial real estate loansBridge Lending: Through our CDFI, OPAL provides bridge lending for state and federal HTC equity – and can, depending on the repayment source, bridge additional federal, state, and local credits or incentives as well.Verified
• Partners for the Common Good, Inc.Loan fund · Washington, DCCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansWe offer commercial real estate development loans, creating new spaces for mission-driven organizations and small businesses to bring economic opportunity to communities most in need.Verified
• REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loansA construction loan helps businesses build out or renovate their physical space to support growth.Verified
• Reinvestment Fund, Inc., TheLoan fund · Philadelphia, PAChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…and social impact real estate projectsVerified
• Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loansReal estate acquisition or refinanceVerified

County pages in Tennessee with these lenders

Number of lenders above that name the county (or a town in it) on their website or are headquartered there.

Other loan types in Tennessee

CDFI commercial real estate loans in other states

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.