Loan type × state · TX
CDFI commercial real estate loans in Texas
15 certified CDFIs that serve Texas describe commercial real estate loans on their own websites: 13 headquartered in Texas and 2 based elsewhere whose stated service area includes Texas. 8 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 15
- Based in TX
- 13
- Based elsewhere
- 2
- National
- 8
Counted from each lender's own website: a lender is listed when it describes commercial real estate loans on a page we read and is headquartered in Texas or names Texas, or a county or town in it, as its service area. 26 other verified lenders that serve Texas did not mention commercial real estate loans on the pages we read, and 16 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 15 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 9 loan funds, 3 credit unions, 2 banks or thrifts, 1 bank holding company |
|---|---|
| Largest amount stated | 3 lenders state a maximum: median $1M, range $500,000 to $1.2M |
| Smallest amount stated | 2 lenders state a minimum: median $50,000, lowest $50,000 |
| Borrower focus stated | Nonprofits (4), Startups (4), Low- and moderate-income / underserved (2), Rural (2), First-time homebuyers (1), Veterans (1) |
| Languages other than English | Spanish (2) |
| Online application link found | 9 of 15 |
| Service area stated on their site | 13 of 15 |
See also all 53 CDFIs headquartered in Texas.
Headquartered in Texas (13)
- BORDERPLEX COMMUNITY CAPITAL, INCLoan fund · El Paso, TXCommercial real estate loans, Equipment loans, Microloans, Small-business loansup to $500,000
equipment finance and owner-occupied real estate up to $500,000
Verified - Business and Community Lenders (BCL) of TexasLoan fund · Austin, TXCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Talk to the small business lending experts at BCL of Texas to see if an SBA 504 commercial real estate loan may be right for you.
Verified - Freedom BankBank or thrift · Alamo, TXAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Finance the purchase, construction, or renovation of office, industrial, retail, or mixed-use properties with flexible terms and local decision-making.
Verified - GECU Federal Credit UnionCredit union · El Paso, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…from $50,000
Investment property loans start at $50,000
Verified - Greater State BankBank or thrift · Mcallen, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Greater State Bank can help your business build or purchase the perfect retail, commercial or industrial space.
Verified - Houston Business development, Inc.Loan fund · Houston, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Commercial Real Estate Acquisition and Renovations
Verified - LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Commercial Real Estate Purchases
Verified - National Association for Latino Community Asset BuildersLoan fund · San Antonio, TXCommercial real estate loansup to $1.2M
Up to $1.2 million for the development of affordable housing or community facilities. Financing is available for all stages of development
Verified - Resource One Credit UnionCredit union · Dallas, TXAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Financing is available for office buildings, multi-family properties, retail shopping centers, warehouses, and industrial buildings.
Verified - Sykes Equity LLC d/b/a Private LeverageLoan fund · Houston, TXCommercial real estate loans$50,000 to $1M
Loans from $50,000-$1,000,000
Verified - TNB Bancshares, Inc.Bank holding company · Mercedes, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…
Commercial Real Estate Loans
Verified - TREC Community InvestorsLoan fund · Dallas, TXCommercial real estate loans
Financing that covers costs during the construction phase of a building or renovation project.
Verified - Texas Mezzanine Fund, Inc.Loan fund · Dallas, TXCommercial real estate loans, Equipment loans, Affordable housing development loans, Nonprofit / community facility loans…
supporting expansion, equipment acquisitions, business purchases, working capital, and owner-occupied real estate projects
Verified
Based elsewhere, say they serve Texas (2)
Their own website names Texas, or a county or town in it, in its service area.
- DreamSpringLoan fund · Albuquerque, NMCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
SBA Community Advantage Loan Commercial Real Estate Loan
Service area: Commercial real estate loans in AZ, CO, NM, NV, TX; other products limited to 'our service area'Verified - Nusenda Credit UnionCredit union · Albuquerque, NMAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Real estate loans with 5 or 7-year fixed rates, terms up to 10 years, and up to 25-year amortizations.
Service area: New Mexico and West TexasVerified
National lenders (8)
These lenders say they lend nationwide and do not exclude Texas. They are not counted above.
- BlueHub Loan Fund IncLoan fund · Boston, MAChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
We offer a full range of flexible loan products for commercial real estate projects, including:
Verified - Community Preservation CorporationLoan fund · New York, NYCommercial real estate loans, Equity / venture investment
CPC Mortgage Company financial services include a suite of mortgage financing options for multifamily properties, across refinance, acquisition, construction and bridge loan executions, as well as full mortgage servicing, for low, moderate and middle income communities.
Verified - Nonprofit Finance FundLoan fund · New York, NYChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
Short and long-term loans for real estate acquisition, equipment, and debt refinancing.
Verified - OPAL Community Capital LLCLoan fund · Birmingham, ALCommercial real estate loans
Bridge Lending: Through our CDFI, OPAL provides bridge lending for state and federal HTC equity – and can, depending on the repayment source, bridge additional federal, state, and local credits or incentives as well.
Verified - Partners for the Common Good, Inc.Loan fund · Washington, DCCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
We offer commercial real estate development loans, creating new spaces for mission-driven organizations and small businesses to bring economic opportunity to communities most in need.
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans
A construction loan helps businesses build out or renovate their physical space to support growth.
Verified - Reinvestment Fund, Inc., TheLoan fund · Philadelphia, PAChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
and social impact real estate projects
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans
Real estate acquisition or refinance
Verified
County pages in Texas with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in Texas
CDFI commercial real estate loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/tx/commercial-real-estate-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).