CDFI personal loans in Texas

Counted from each lender's own website: a lender is listed when it describes personal loans on a page we read and is headquartered in Texas or names Texas, or a county or town in it, as its service area. 24 other verified lenders that serve Texas did not mention personal loans on the pages we read, and 16 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.

What these 17 lenders say

Lender websites, 29 Oct 2026–4 Nov 2026

Lender types	2 loan funds, 11 credit unions, 3 banks or thrifts, 1 bank holding company
Largest amount stated	2 lenders state a maximum: median $17,500, range $5,000 to $30,000
Borrower focus stated	First-time homebuyers (4), Veterans (3), Immigrants (1), Low- and moderate-income / underserved (1), Minority / BIPOC (1)
Languages other than English	Spanish (6)
Online application link found	13 of 17
Service area stated on their site	11 of 17

See also all 53 CDFIs headquartered in Texas, the guide CDFI loans with bad credit.

Headquartered in Texas (16)

• Border Federal Credit UnionCredit union · Del Rio, TXAuto / vehicle loans, Personal / consumer loansup to $5,000The maximum amount of the loan will be up to $5,000.Verified
• City Federal Credit UnionCredit union · Amarillo, TXAuto / vehicle loans, Home mortgages, Personal / consumer loansup to $30,000Loan amounts up to $30,000 are available, with a maximum loan term of 60 months (based on credit qualifying factors).Verified
• FIRSTLIGHT FEDERAL CREDIT UNIONCredit union · El Paso, TXAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansSignature LoansVerified
• First Central Credit UnionCredit union · Waco, TXAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans…*Small personal loans of $800 or less will incur a $20 application fee.Verified
• Freedom BankBank or thrift · Alamo, TXAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Competitive rates and flexible terms for personal loans, auto loans, and home mortgages.Verified
• GECU Federal Credit UnionCredit union · El Paso, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…APPLY FOR A PERSONAL LOANVerified
• Greater State BankBank or thrift · Mcallen, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Every now and again, we run into expenses that are just a little bit beyond our checkbook.Verified
• Mountain Star Federal Credit UnionCredit union · El Paso, TXAuto / vehicle loans, Personal / consumer loansVehicle and Signature LoanVerified
• ONE SOURCE FEDERAL CREDIT UNIONCredit union · El Paso, TXAuto / vehicle loans, Home repair / improvement loans, Home mortgages, Personal / consumer loansSignature LoansVerified
• Priority Trust Credit UnionCredit union · Houston, TXAuto / vehicle loans, Energy / solar / efficiency loans, Home repair / improvement loans, Home mortgages…Priority Trust Credit Union offers personal loans designed to fit your lifeVerified
• Resource One Credit UnionCredit union · Dallas, TXAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…A Resource One Personal Loan gives you the flexibility to manage expenses, simplify your financesVerified
• Rio Grande Valley Multibank CorporationLoan fund · Brownsville, TXSmall-dollar / emergency loans, Affordable housing development loans, Home mortgages, Personal / consumer loansWe help families reach these goals by providing financial products and services that address their needs for homeownership, safe and secure rental properties, and lower-cost personal loans through employers.Verified
• River City Federal Credit UnionCredit union · San Antonio, TXSmall-dollar / emergency loans, Home repair / improvement loans, Home mortgages, Personal / consumer loansMake your next big move with our Signature Loans that guarantee you a simple interest rate you can afford.Verified
• Star of Texas Credit UnionCredit union · Austin, TXAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…Need cash for a personal reason? We offer loans for almost any need with a fixed interest rate.Verified
• TNB Bancshares, Inc.Bank holding company · Mercedes, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…Texas National Bank offers both secured and unsecured personal loans for a variety of needs.Verified
• The First State BankBank or thrift · Abernathy, TXAgriculture / farm loans, Auto / vehicle loans, Personal / consumer loans, Small-business loansLoans to meet all your personal needs.Verified

Based elsewhere, say they serve Texas (1)

Their own website names Texas, or a county or town in it, in its service area.

• IRC's Center For Economic Opportunity, Inc. (CEO)Loan fund · New York, NYAuto / vehicle loans, Credit-builder loans, Immigration / citizenship loans, Microloans…Personal loans to finance everything from computers to car repairs.Service area: States where CEO currently does business, as listed for SAFE loansVerified

National lenders (1)

These lenders say they lend nationwide and do not exclude Texas. They are not counted above.

• UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loansAffordable personal loans for education, medical costs, job expenses, emergencies, funeral costs, auto repairs, credit card debt, and moving expenses.Verified

County pages in Texas with these lenders

Number of lenders above that name the county (or a town in it) on their website or are headquartered there.

Other loan types in Texas

CDFI personal loans in other states

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.