CDFI personal loans in Florida

Counted from each lender's own website: a lender is listed when it describes personal loans on a page we read and is headquartered in Florida or names Florida, or a county or town in it, as its service area. 11 other verified lenders that serve Florida did not mention personal loans on the pages we read, and 7 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.

What these 17 lenders say

Lender websites, 29 Oct 2026–4 Nov 2026

Lender types	1 loan fund, 16 credit unions
Largest amount stated	5 lenders state a maximum: median $15,000, range $5,000 to $40,000
Smallest amount stated	2 lenders state a minimum: median $500, lowest $500
Borrower focus stated	First-time homebuyers (4), Immigrants (1)
Languages other than English	Spanish (2)
Online application link found	15 of 17
Service area stated on their site	9 of 17

See also all 31 CDFIs headquartered in Florida, the guide CDFI loans with bad credit.

Headquartered in Florida (16)

• Blue Coast Federal Credit UnionCredit union · Perry, FLAgriculture / farm loans, Auto / vehicle loans, Home repair / improvement loans, Personal / consumer loans…We offer a variety of personal loans including; vacations, holiday expenses, hunting dues, and many others.Verified
• Calhoun Liberty Credit UnionCredit union · Blountstown, FLAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansGet the help you need to cover life’s expenses with a personal loan.Verified
• Community South Credit UnionCredit union · Chipley, FLAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Repayment terms up to 84 monthsVerified
• Dade County Federal Credit UnionCredit union · Sweetwater, FLAuto / vehicle loans, Small-dollar / emergency loans, Personal / consumer loansup to $20,000Borrow up to $20,000 to prepare, protect, and recover with confidence.Verified
• First Commerce Credit UnionCredit union · Tallahassee, FLAuto / vehicle loans, Commercial real estate loans, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)$500 to $40,000$500–$40,000Verified
• GTE Federal Credit UnionCredit union · Tampa, FLHome mortgages, Personal / consumer loansGTE offers great low-rate personal loans!Verified
• Guardians Credit UnionCredit union · West Palm Beach, FLAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loans…From building credit to covering life's expenses, our personal loan options provide flexible solutions when you need them most.Verified
• Hello Credit UnionCredit union · Panama City, FLAuto / vehicle loans, Small-dollar / emergency loans, Equipment loans, Home mortgages…up to $15,000Borrow up to $15,000Verified
• Innovations Financial Credit UnionCredit union · Panama City, FLAuto / vehicle loans, Commercial real estate loans, Equipment loans, Personal / consumer loans…Personal LoanVerified
• JetStream Federal Credit UnionCredit union · Miami Lakes, FLAuto / vehicle loans, Home mortgages, Personal / consumer loansRates starting at 9.99% APR*Verified
• Launch Credit UnionCredit union · Merritt Island, FLAuto / vehicle loans, Home mortgages, Personal / consumer loansWe offer three types of personal loans: signature loans, line of credit, and savings secured.Verified
• Loyalty CUCredit union · Pensacola, FLAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…a Personal Loan from Loyalty Credit Union can help!Verified
• Miami Postal Service Credit UnionCredit union · Miami, FLAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Personal / consumer loansup to $10,000Generous credit limits up to $10,000Verified
• Priority Credit UnionCredit union · Orlando, FLAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Equipment loans…$500 to $5,000Amount You Can Borrow - Borrow from $500 up to $5,000. You pay the money back only when you use it.Verified
• Tampa Bay Federal Credit UnionCredit union · Tampa, FLAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansSignature LoanVerified
• We Florida FinancialCredit union · Pembroke Pines, FLAuto / vehicle loans, Home repair / improvement loans, Home mortgages, Personal / consumer loansWe Florida Financial offers three types of personal loans to best meet your needs.Verified

Based elsewhere, say they serve Florida (1)

Their own website names Florida, or a county or town in it, in its service area.

• IRC's Center For Economic Opportunity, Inc. (CEO)Loan fund · New York, NYAuto / vehicle loans, Credit-builder loans, Immigration / citizenship loans, Microloans…Personal loans to finance everything from computers to car repairs.Service area: States where CEO currently does business, as listed for SAFE loansVerified

National lenders (1)

These lenders say they lend nationwide and do not exclude Florida. They are not counted above.

• UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loansAffordable personal loans for education, medical costs, job expenses, emergencies, funeral costs, auto repairs, credit card debt, and moving expenses.Verified

County pages in Florida with these lenders

Number of lenders above that name the county (or a town in it) on their website or are headquartered there.

Other loan types in Florida

CDFI personal loans in other states

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.