Loan type × state · CA
CDFI personal loans in California
25 certified CDFIs that serve California describe personal loans on their own websites: 23 headquartered in California and 2 based elsewhere whose stated service area includes California. 1 national lender with the same product is listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 25
- Based in CA
- 23
- Based elsewhere
- 2
- National
- 1
Counted from each lender's own website: a lender is listed when it describes personal loans on a page we read and is headquartered in California or names California, or a county or town in it, as its service area. 51 other verified lenders that serve California did not mention personal loans on the pages we read, and 26 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 25 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 8 loan funds, 17 credit unions |
|---|---|
| Largest amount stated | 12 lenders state a maximum: median $22,500, range $2,000 to $50,000 |
| Smallest amount stated | 5 lenders state a minimum: median $500, lowest $300 |
| Borrower focus stated | First-time homebuyers (5), Low- and moderate-income / underserved (3), Startups (3), Native American / Alaska Native / Native Hawaiian (3), Immigrants (2), Minority / BIPOC (2) |
| Languages other than English | Spanish (11), Tagalog (1) |
| Online application link found | 19 of 25 |
| Service area stated on their site | 15 of 25 |
See also all 97 CDFIs headquartered in California, the guide CDFI loans with bad credit.
Headquartered in California (23)
- AltaOne Federal Credit UnionCredit union · Ridgecrest, CAAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…$300 to $25,000
$300 Minimum up to $25,000 Maximum
Verified - Altura Credit UnionCredit union · Riverside, CAAuto / vehicle loans, Home mortgages, Personal / consumer loansup to $30,000
Choose a loan amount up to $30,000.
Verified - Apoyo Financiero Inc.Loan fund · Concord, CAPersonal / consumer loans, Small-business loans$750 to $15,000
Préstamos personales desde $750 hasta $15,000 dólares
Verified - Corazo Credit UnionCredit union · El Centro, CAAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…
Debt Consolidation
Verified - Episcopal Community Federal Credit UnionCredit union · Los Angeles, CAAuto / vehicle loans, Small-dollar / emergency loans, Nonprofit / community facility loans, Personal / consumer loans…
We offer loan options to help cover life's expenses
Verified - Excite Credit UnionCredit union · San Jose, CAAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans…
Fixed payment and term.
Verified - First Community Capital, Inc.Loan fund · Riverside, CASmall-dollar / emergency loans, Microloans, Nonprofit / community facility loans, Personal / consumer loans…from $500
Personal loans from $500
Verified - Fresno Area Hispanic FoundationLoan fund · Fresno, CAMicroloans, Personal / consumer loans$500 to $3,000
$500 to $3,000
Verified - Mirastar Federal Credit UnionCredit union · San Jose, CAAuto / vehicle loans, Home mortgages, Personal / consumer loans
Our personal loan offers a competitive fixed rate, flexible financing options, and low monthly payments.
Verified - Mocse Federal Credit UnionCredit union · Modesto, CAAuto / vehicle loans, Personal / consumer loansup to $30,000
Loan Amounts Up to $30,000
Verified - Modesto's First Federal Credit UnionCredit union · Modesto, CAAuto / vehicle loans, Home mortgages, Personal / consumer loans
Personal Loans from Modesto’s First Federal Credit Union
Verified - OceanAir Federal Credit UnionCredit union · Oxnard, CAAuto / vehicle loans, Home repair / improvement loans, Personal / consumer loansfrom $500
$500 minimum loan amount
Verified - Pacific Community FundLoan fund · Daly City, CASmall-dollar / emergency loans, Personal / consumer loans, Small-business loans
Personal Loans, Expert advice on
Verified - Rize Federal Credit UnionCredit union · Irwindale, CAAuto / vehicle loans, Credit-builder loans, Personal / consumer loans
Experience the ease and confidence of taking out a personal loan that fits your needs.
Verified - Rolling F Credit UnionCredit union · Turlock, CAAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansup to $10,000
You can borrow up to $10,000 and you repay us monthly.
Verified - Santa Cruz Community Credit UnionCredit union · Santa Cruz, CAAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Small-dollar / emergency loans…up to $25,000
Borrow up to $25,000
Verified - Tucoemas Federal Credit UnionCredit union · Visalia, CAAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home repair / improvement loans…up to $20,000
Borrow up to $20,000
Verified - USC Credit UnionCredit union · Los Angeles, CAAuto / vehicle loans, Energy / solar / efficiency loans, Home mortgages, Personal / consumer loans
You’re in charge with this revolving line of credit loan.
Verified - Valley First Federal Credit UnionCredit union · Modesto, CAAuto / vehicle loans, Energy / solar / efficiency loans, Microloans, Home mortgages…up to $50,000
Up to $50,000
Verified - Valley Strong Credit UnionCredit union · Bakersfield, CAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
A personal loan from Valley Strong offers competitive rates and flexible terms to help you reach your goals.
Verified - Vida Federal Credit UnionCredit union · Ontario, CAAuto / vehicle loans, Credit-builder loans, Personal / consumer loansup to $40,000
Up to $20,000 solo. Up to $40,000 together. Fixed rates. Use it for anything.
Verified - Westwater Financial, Inc.Loan fund · Windsor, CA · Native CDFICredit-builder loans, Small-dollar / emergency loans, Personal / consumer loans, Small-business loans
– including vehicles, home renovations, and other purposes, depending on collateral
Verified - Yurok Alliance for Northern California HousingLoan fund · Klamath, CA · Native CDFIHome repair / improvement loans, Microloans, Personal / consumer loans, Small-business loansup to $2,000
Personal loans with low interest are available for approved borrowers, up to $2,000.
Verified
Based elsewhere, say they serve California (2)
Their own website names California, or a county or town in it, in its service area.
- IRC's Center For Economic Opportunity, Inc. (CEO)Loan fund · New York, NYAuto / vehicle loans, Credit-builder loans, Immigration / citizenship loans, Microloans…
Personal loans to finance everything from computers to car repairs.
Service area: States where CEO currently does business, as listed for SAFE loansVerified - Native Community CapitalLoan fund · Laguna, NM · Native CDFIAffordable housing development loans, Home mortgages, Personal / consumer loans, Small-business loansup to $10,000
$10,000 Max
Service area: Primarily New Mexico and Arizona, with some financing in California, Hawaii and Oklahoma; Southwest U.S. focusVerified
National lenders (1)
These lenders say they lend nationwide and do not exclude California. They are not counted above.
County pages in California with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in California
CDFI personal loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ca/personal-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).