CDFI personal loans in Alabama

Counted from each lender's own website: a lender is listed when it describes personal loans on a page we read and is headquartered in Alabama or names Alabama, or a county or town in it, as its service area. 6 other verified lenders that serve Alabama did not mention personal loans on the pages we read, and 17 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.

What these 20 lenders say

Lender websites, 29 Oct 2026–4 Nov 2026

Lender types	4 credit unions, 10 banks or thrifts, 6 bank holding companies
Largest amount stated	None of these lenders states a maximum for this product on the pages we read
Smallest amount stated	4 lenders state a minimum: median $1,000, lowest $1,000
Borrower focus stated	First-time homebuyers (1), Farmers / ranchers (1)
Online application link found	6 of 20
Service area stated on their site	7 of 20

See also all 38 CDFIs headquartered in Alabama, the guide CDFI loans with bad credit.

Headquartered in Alabama (17)

• AOD Federal Credit UnionCredit union · Bynum, ALAgriculture / farm loans, Auto / vehicle loans, Home mortgages, Personal / consumer loans…Signature loans are great for when you need some extra cash, say for car repairs, etc., but don’t have or want collateral for the loan.Verified
• Bank of VernonBank or thrift · Vernon, ALAuto / vehicle loans, Small-dollar / emergency loans, Equipment loans, Home mortgages…Finance Your Dreams Today At Bank of Vernon, we make it easier than ever to turn your financial goals into reality with our range of personal loan options. Whether you're looking to finance a boat or recreational vehicl…Verified
• CNB Bancorp Inc.Bank holding company · Mobile, ALCommercial real estate loans, Equipment loans, Home mortgages, Personal / consumer loans…from $1,000Loans starting at $1,000Verified
• Commercial Bancshares of Ozark, Inc.Bank holding company · Ozark, ALAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…from $1,000low minimum loan amount- borrow as little as $1,000*, easy application apply today.Verified
• Commercial Bank of Ozark, TheBank or thrift · Ozark, ALAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…from $1,000low minimum loan amount- borrow as little as $1,000*, easy application apply today.Verified
• Commonwealth National BankBank or thrift · Mobile, ALCommercial real estate loans, Equipment loans, Home mortgages, Personal / consumer loans…from $1,000Loans starting at $1,000Verified
• Demopolis Federal Credit UnionCredit union · Demopolis, ALAuto / vehicle loans, Personal / consumer loansOur personal loans offer a variety of options to suit your needs.Verified
• FIVE STAR CREDIT UNIONCredit union · Dothan, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…Life happens! Whether it's a fun vacation, wedding plans, consolidating high-interest debt, unplanned auto repairs or medical bills, sometimes you just need some extra cashVerified
• First National Bank and TrustBank or thrift · Atmore, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home repair / improvement loans…Need to consolidate your bills into one easy payment?Verified
• First Suncoast Trust Bancshares, Inc.Bank holding company · Atmore, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home repair / improvement loans…Need to consolidate your bills into one easy payment? Maybe you need some short-term money until you get your tax refund.Verified
• First Vernon Bancshares, Inc.Bank holding company · Vernon, ALAuto / vehicle loans, Small-dollar / emergency loans, Equipment loans, Home mortgages…we offer secured and unsecured loans with terms that fit your needs.Verified
• Friend BankBank or thrift · Slocomb, ALAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…Friend offers fixed-rate and variable-rate loans with a variety of rates and terms to best fit your needs.Verified
• Merchants & Farmers Bank of Greene CountyBank or thrift · Eutaw, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Personal Lines of CreditVerified
• Peoples Bank of GreensboroBank or thrift · Greensboro, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home repair / improvement loans…Personal LoansVerified
• Robertson Banking CompanyBank or thrift · Demopolis, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Nonprofit / community facility loans…Personal loans fall into one of two categories: unsecured or secured.Verified
• SNB Holdings, Inc.Bank holding company · Slocomb, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home mortgages…Friend offers fixed-rate and variable-rate loans with a variety of rates and terms to best fit your needs.Verified
• The Bridgeway Federal Credit UnionCredit union · Phenix City, ALAuto / vehicle loans, Equipment loans, Home mortgages, Personal / consumer loans…Fixed amount borrowedVerified

Based elsewhere, say they serve Alabama (3)

Their own website names Alabama, or a county or town in it, in its service area.

• BankFirst Capital CorporationBank holding company · Columbus, MSAuto / vehicle loans, Equipment loans, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…We offer personal loans for almost anything — paying taxes, medical bills, or seeing you through emergencies.Service area: Communities in Alabama and MississippiVerified
• BankFirst Financial ServicesBank or thrift · Columbus, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Personal / consumer loans…We offer personal loans for almost anything — paying taxes, medical bills, or seeing you through emergencies.Service area: Communities in Alabama and MississippiVerified
• Citizens Trust BankBank or thrift · Atlanta, GAAuto / vehicle loans, Home mortgages, Personal / consumer loansCompetitive rates, flexible terms, and no prepayment penaltiesService area: Surrounding Alabama counties and Eutaw, Alabama (Community Relief Loan)Verified

National lenders (1)

These lenders say they lend nationwide and do not exclude Alabama. They are not counted above.

• UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loansAffordable personal loans for education, medical costs, job expenses, emergencies, funeral costs, auto repairs, credit card debt, and moving expenses.Verified

County pages in Alabama with these lenders

Number of lenders above that name the county (or a town in it) on their website or are headquartered there.

Other loan types in Alabama

CDFI personal loans in other states

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.