County directory · Alabama
CDFI lenders in Greene County, AL
2 certified CDFIs name Greene County or a town in it as part of their service area on their own website. 2 more are headquartered here. 4 more say they serve all of Alabama. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026).
- Name this county
- 2
- Based here
- 2
- Serve all of AL
- 4
A lender naming Greene County on its website is a good sign, not an offer. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Boligee, Clinton, Eutaw, Forkland, Knoxville, West Greene.
Lenders compared for Greene County
4 with local records| Lender | Local records | Loan sizes | Head office |
|---|---|---|---|
| 1. Merchants & Farmers Bank of Greene County Bank or thrift, Eutaw AL | website names Eutaw; headquarters here; 1 office here | ask | 3 mi |
| 2. Federation of Greene County Employees FCU Credit union, Eutaw AL | headquarters here; 1 office here | ask | 3 mi |
| 3. Merchants & Farmers Bancshares, Inc. Bank holding company, Eutaw AL | headquarters here; 1 office here | ask | 3 mi |
| 4. Citizens Trust Bank Bank or thrift, Atlanta GA | website names Eutaw; 1 office here | up to $2.5M | 215 mi |
4 of these 4 lenders have received CDFI Fund awards, together $13.8M in fiscal years 2000–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.
Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.
Where these lenders have offices
7 lenders4 head offices and 9 branches or offices of 7 lenders on this page, within 30 miles of the centre of Greene County. Lenders with no office nearby may still lend here; many work by phone and online.
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loan types confirmed on these lenders' websites
- Auto / vehicle loans (2 lenders)
- Home mortgages (2 lenders)
- Personal / consumer loans (2 lenders)
- Agriculture / farm loans (1 lender)
- Commercial real estate loans (1 lender)
- Equipment loans (1 lender)
- Small-business loans (1 lender)
Banks and credit unions with a branch in this county
4 certified CDFIs have at least one office in Greene County (FDIC office data as of 30 Oct 2026 and NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.
- Citizens Trust BankBank or thrift · Atlanta, GAAuto / vehicle loans, Home mortgages, Personal / consumer loans1 office in Greene CountyVerified
- Federation of Greene County Employees FCUCredit union · Eutaw, AL1 office in Greene County · based hereOfficial list only
- Merchants & Farmers Bancshares, Inc.Bank holding company · Eutaw, AL1 office in Greene County · based hereOfficial list only
- Merchants & Farmers Bank of Greene CountyBank or thrift · Eutaw, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…1 office in Greene County · based hereVerified
Small business and SBA lending in Greene County
Official statisticsMedian household income in Greene County is $29,200, 54% below the Alabama figure of $63,999 (ACS 2020–2024).
| Measure | Greene County | Alabama |
|---|---|---|
| Businesses with paid employees (CBP 2023) | 90 (0.1% of the state) | 105,720 |
| …of which under 20 employees | 82% | 84% |
| Businesses without employees (Nonemployer Statistics 2023) | 544 | 388,978 |
| Median household income (ACS 2020–2024) | $29,200 (54% below the state) | $63,999 |
For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).
Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.
CDFI lending recorded here (FY2022)
CDFI Fund data, released Dec 202470 loans and investments totaling $4.6M (median $19,536) were reported to the CDFI Fund for borrowers and projects in Greene County in fiscal year 2022, by 6 reporting CDFIs. More than half of these records come from a single reporting CDFI.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| Non-real estate microenterprise | 41 | $545,403 | $10,702 |
| Non-real estate business | 11 | $2.5M | $195,000 |
| Home purchase | 9 | $925,960 | $65,000 |
| None of the listed purposes | 3 | $165,388 | $60,191 |
| Real estate: commercial construction, permanent or acquisition | 3 | $105,648 | $30,368 |
| Other purposes | 3 | $372,715 |
CDFI banks and credit unions also reported 152 consumer loans in Greene County totaling $1.2M (Consumer Loan Report, tract totals, so no median); they counted 13% of them as serving low-income borrowers.
Loans and investments reported in other years: FY2020 85 · FY2021 132.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Lenders whose website names Greene County or a town in it
- Citizens Trust BankBank or thrift · Atlanta, GAAuto / vehicle loans, Home mortgages, Personal / consumer loansNames Eutaw ·
Surrounding Alabama counties and Eutaw, Alabama (Community Relief Loan)
Verified - Merchants & Farmers Bank of Greene CountyBank or thrift · Eutaw, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Names Eutaw ·
West Alabama, including Eutaw and Demopolis
Verified
Headquartered in Greene County
The official list gives a headquarters address here. Check each lender's page for where it lends.
- Federation of Greene County Employees FCUCredit union · Eutaw, ALOfficial list only
- Merchants & Farmers Bancshares, Inc.Bank holding company · Eutaw, ALOfficial list only
Say they serve all of Alabama
- BankFirst Capital CorporationBank holding company · Columbus, MSAuto / vehicle loans, Equipment loans, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…Verified
- BankFirst Financial ServicesBank or thrift · Columbus, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Personal / consumer loans…Verified
- Renaissance Community Loan Fund, Inc.Loan fund · Gulfport, MSHome repair / improvement loans, Home mortgages, Small-business loansVerified
- Robertson Banking CompanyBank or thrift · Demopolis, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Nonprofit / community facility loans…Verified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
Housing counseling
- City of Tuscaloosa - Office of Community and Neighborhood ServicesHUD-approved housing counselor · 2201 University Blvd, Tuscaloosa, AL 35401205-248-5080 · about 33 miles from the centre of Greene County
- Community Service Programs of West Alabama, Inc.HUD-approved housing counselor · 601 Black Bears Way, Tuscaloosa, AL 35401205-469-0394 · about 33 miles from the centre of Greene County
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
City pages in Greene County
Other Alabama counties
Source: CDFI Atlas, cdfiatlas.com/states/al/counties/greene-county/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).