Loan type × state · MI
CDFI personal loans in Michigan
17 certified CDFIs that serve Michigan describe personal loans on their own websites: 17 headquartered in Michigan. 1 national lender with the same product is listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 17
- Based in MI
- 17
- National
- 1
Counted from each lender's own website: a lender is listed when it describes personal loans on a page we read and is headquartered in Michigan or names Michigan, or a county or town in it, as its service area. 15 other verified lenders that serve Michigan did not mention personal loans on the pages we read, and 4 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 17 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 3 loan funds, 14 credit unions |
|---|---|
| Largest amount stated | 6 lenders state a maximum: median $15,000, range $2,500 to $50,000 |
| Smallest amount stated | 3 lenders state a minimum: median $500, lowest $500 |
| Borrower focus stated | First-time homebuyers (3), Native American / Alaska Native / Native Hawaiian (2), Startups (1) |
| Online application link found | 16 of 17 |
| Service area stated on their site | 4 of 17 |
See also all 34 CDFIs headquartered in Michigan, the guide CDFI loans with bad credit.
Headquartered in Michigan (17)
- American 1 Credit UnionCredit union · Jackson, MIAuto / vehicle loans, Home mortgages, Personal / consumer loans
APPLY FOR A PERSONAL LOAN
Verified - Awakon Federal Credit UnionCredit union · Onaway, MIAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
We offer a variety of signature loans to meet your needs
Verified - BlueOx Credit UnionCredit union · Battle Creek, MIAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…up to $50,000
The Maximum Personal Loan amount is $50,000.
Verified - COMMUNITY FIRST FEDERAL CREDIT UNIONCredit union · Lakeview, MIAuto / vehicle loans, Home mortgages, Personal / consumer loans
Personal loans are perfect for financing home and car repairs, weddings, vacations, bill consolidations, and more.
Verified - Chi Ishobak, Inc.Loan fund · Dowagiac, MI · Native CDFIAuto / vehicle loans, Personal / consumer loans, Small-business loansup to $5,000
expenses up to $5,000.
Verified - ELGA Credit UnionCredit union · Grand Blanc, MIAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…
Unsecured-Personal Loans
Verified - Financial Plus Credit UnionCredit union · Flint, MIAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Equipment loans…up to $25,000
Borrow up to $25,000:
Verified - Lake Huron Credit UnionCredit union · Saginaw, MIAuto / vehicle loans, Home mortgages, Personal / consumer loans
A personal loan is designed with you in mind and can be a great way to begin your credit history
Verified - Members First Credit UnionCredit union · Midland, MIAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Equipment loans…
Our Personal Loan can help you do it all.
Verified - Metro Community Development, Inc.Loan fund · Flint, MIMicroloans, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans$1,000 to $2,500
At Metro Community Development we work directly with individuals to offer peace of mind by providing personal, collateral-free loans ranging from $1,000 to $2,500.
Verified - Northern Shores Community Development, Inc.Loan fund · Harbor Springs, MI · Native CDFIAgriculture / farm loans, Credit-builder loans, Small-dollar / emergency loans, Energy / solar / efficiency loans…
Personal Loans: Interest Rate: 10% to 14%
Verified - OMNI Community Credit UnionCredit union · Battle Creek, MIAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Small-dollar / emergency loans…
Ideal option to pay for personal purchases such as appliances or debt consolidation
Verified - One Detroit Credit UnionCredit union · Detroit, MIAuto / vehicle loans, Personal / consumer loans$500 to $4,000
With a term up to 12 months, you can borrow $500-$4,000.
Verified - Public Service Credit UnionCredit union · Romulus, MIAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…$500 to $40,000
Borrow $500 – $40,000*
Verified - Route 31 Federal Credit UnionCredit union · Muskegon, MIAuto / vehicle loans, Home mortgages, Personal / consumer loans
Unsecured Loans
Verified - Straits Area Federal Credit UnionCredit union · Cheboygan, MIAuto / vehicle loans, Personal / consumer loans
When you’re a member of Straits Area Federal Credit Union, you can apply for a Personal Loan.
Verified - United Bay Community Credit UnionCredit union · Bay City, MIAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Equipment loans…
Flexible Personal Loans in Michigan
Verified
National lenders (1)
These lenders say they lend nationwide and do not exclude Michigan. They are not counted above.
County pages in Michigan with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in Michigan
CDFI personal loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/mi/personal-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).