Loan type × state · MI
CDFI mortgages in Michigan
13 certified CDFIs that serve Michigan describe mortgages on their own websites: 12 headquartered in Michigan and 1 based elsewhere whose stated service area includes Michigan. 3 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 13
- Based in MI
- 12
- Based elsewhere
- 1
- National
- 3
Counted from each lender's own website: a lender is listed when it describes mortgages on a page we read and is headquartered in Michigan or names Michigan, or a county or town in it, as its service area. 19 other verified lenders that serve Michigan did not mention mortgages on the pages we read, and 4 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 13 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 1 loan fund, 12 credit unions |
|---|---|
| Largest amount stated | None of these lenders states a maximum for this product on the pages we read |
| Borrower focus stated | First-time homebuyers (4), Startups (1), Low- and moderate-income / underserved (1), Native American / Alaska Native / Native Hawaiian (1) |
| Online application link found | 12 of 13 |
| Service area stated on their site | 3 of 13 |
See also all 34 CDFIs headquartered in Michigan, CDFI mortgages in every state, the guide CDFI mortgages and down-payment help.
Headquartered in Michigan (12)
- American 1 Credit UnionCredit union · Jackson, MIAuto / vehicle loans, Home mortgages, Personal / consumer loans
Home Equity Loans / Lines of Credit
Verified - Awakon Federal Credit UnionCredit union · Onaway, MIAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Your largest single life investment is the purchase of a home. Whatever home you decide to buy, your Credit Union can help you with a mortgage loan.
Verified - CASE Credit UnionCredit union · Lansing, MIAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…
Whether you are buying your first home, upsizing, downsizing, or just refinancing, CASE Credit Union has the mortgage loan options to help you accomplish your goal.
Verified - COMMUNITY FIRST FEDERAL CREDIT UNIONCredit union · Lakeview, MIAuto / vehicle loans, Home mortgages, Personal / consumer loans
Community First offers fixed-rate, Fannie Mae mortgages.
Verified - ELGA Credit UnionCredit union · Grand Blanc, MIAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…
the expert mortgage lenders at ELGA Credit Union, will customize a product to suit your needs.
Verified - Financial Plus Credit UnionCredit union · Flint, MIAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Equipment loans…
A fixed-rate mortgage comes with an interest rate that won't change for the life of your home loan.
Verified - Lake Huron Credit UnionCredit union · Saginaw, MIAuto / vehicle loans, Home mortgages, Personal / consumer loans
Lake Huron Credit Union mortgage specialists live and work in the communities we serve.
Verified - Lake Superior Community Development Corp.Loan fund · L'Anse, MI · Native CDFIHome mortgages
We specialize in facilitating homeownership by offering the USDA Rural Development 502 Relending Demonstration and conventional loans funded by the CDFI Fund.
Verified - Members First Credit UnionCredit union · Midland, MIAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Equipment loans…
First Home Loan Rates as low as 7.33% APR*
Verified - OMNI Community Credit UnionCredit union · Battle Creek, MIAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Small-dollar / emergency loans…
We offer home loans for purchase or refinance, as well as home equity loan options.
Verified - Route 31 Federal Credit UnionCredit union · Muskegon, MIAuto / vehicle loans, Home mortgages, Personal / consumer loans
Let the equity in your home work for you with a Route 31 Credit Union Home Equity Loan.
Verified - United Bay Community Credit UnionCredit union · Bay City, MIAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Equipment loans…
Traditional fixed-rate loans of 10, 15, 20 and 30 years
Verified
Based elsewhere, say they serve Michigan (1)
Their own website names Michigan, or a county or town in it, in its service area.
National lenders (3)
These lenders say they lend nationwide and do not exclude Michigan. They are not counted above.
- Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages
Financing for personal purposes. Owner-occupied and second homes.
Verified - Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgages
Whether you prefer the stability of a fixed-rate mortgage or the flexibility of an adjustable-rate mortgage, we have mortgage options to fit your budget
Verified - Springboard CDFILoan fund · National City, CAHome mortgages
Springboard Home Loans helps individuals find the best mortgage financing options available to them.
Verified
County pages in Michigan with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in Michigan
CDFI mortgages in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/mi/mortgages/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).