Loan type × state · AL
CDFI mortgages in Alabama
17 certified CDFIs that serve Alabama describe mortgages on their own websites: 15 headquartered in Alabama and 2 based elsewhere whose stated service area includes Alabama. 3 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 17
- Based in AL
- 15
- Based elsewhere
- 2
- National
- 3
Counted from each lender's own website: a lender is listed when it describes mortgages on a page we read and is headquartered in Alabama or names Alabama, or a county or town in it, as its service area. 9 other verified lenders that serve Alabama did not mention mortgages on the pages we read, and 17 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 17 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 1 loan fund, 4 credit unions, 7 banks or thrifts, 5 bank holding companies |
|---|---|
| Largest amount stated | None of these lenders states a maximum for this product on the pages we read |
| Borrower focus stated | First-time homebuyers (2), Low- and moderate-income / underserved (1) |
| Languages other than English | Spanish (1) |
| Online application link found | 7 of 17 |
| Service area stated on their site | 5 of 17 |
See also all 38 CDFIs headquartered in Alabama, CDFI mortgages in every state, the guide CDFI mortgages and down-payment help.
Headquartered in Alabama (15)
- AOD Federal Credit UnionCredit union · Bynum, ALAgriculture / farm loans, Auto / vehicle loans, Home mortgages, Personal / consumer loans…
Outstanding Mortgage products available:
Verified - Bank of VernonBank or thrift · Vernon, ALAuto / vehicle loans, Small-dollar / emergency loans, Equipment loans, Home mortgages…
Locations Mortgage Solutions for Every Need
Verified - CNB Bancorp Inc.Bank holding company · Mobile, ALCommercial real estate loans, Equipment loans, Home mortgages, Personal / consumer loans…
Your path to homeownership is within reach with our flexible mortgage loan options.
Verified - Commercial Bancshares of Ozark, Inc.Bank holding company · Ozark, ALAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
we specialize in home mortgage lending, let us make your dream of owning a home come true.
Verified - Commercial Bank of Ozark, TheBank or thrift · Ozark, ALAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
we specialize in home mortgage lending, let us make your dream of owning a home come true.
Verified - Commonwealth National BankBank or thrift · Mobile, ALCommercial real estate loans, Equipment loans, Home mortgages, Personal / consumer loans…
Mortgage loans for Mobile, AL and the Gulf Coast
Verified - FIVE STAR CREDIT UNIONCredit union · Dothan, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…
Federal Housing Agency (FHA) loans come with down payments as low as 3.5%
Verified - First National Bank and TrustBank or thrift · Atmore, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home repair / improvement loans…
offers FHA, USDA, and VA loans.
Verified - First Suncoast Trust Bancshares, Inc.Bank holding company · Atmore, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home repair / improvement loans…
If you are looking for a real estate loan to purchase a home, buy a farm, or other real estate, look no further than our bank.
Verified - First Vernon Bancshares, Inc.Bank holding company · Vernon, ALAuto / vehicle loans, Small-dollar / emergency loans, Equipment loans, Home mortgages…
whether building your dream home, refinancing your current mortgage, or tapping into your home's equity.
Verified - Friend BankBank or thrift · Slocomb, ALAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…
Conventional, FHA, USDA, VA
Verified - Merchants & Farmers Bank of Greene CountyBank or thrift · Eutaw, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Home Equity Lines of Credit
Verified - SIXTH AVENUE BAPTIST FCUCredit union · Birmingham, ALAuto / vehicle loans, Home mortgages
Financing for up to 80% of the appraised value.
Verified - SNB Holdings, Inc.Bank holding company · Slocomb, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home mortgages…
Whether you're purchasing a home or thinking about refinancing, we'll help you find the loan that best fits your needs.
Verified - The Bridgeway Federal Credit UnionCredit union · Phenix City, ALAuto / vehicle loans, Equipment loans, Home mortgages, Personal / consumer loans…
Land and Mortgages
Verified
Based elsewhere, say they serve Alabama (2)
Their own website names Alabama, or a county or town in it, in its service area.
- Citizens Trust BankBank or thrift · Atlanta, GAAuto / vehicle loans, Home mortgages, Personal / consumer loans
Let us help you find a mortgage that makes home ownership simple, straightforward—and affordable.
Service area: Surrounding Alabama counties and Eutaw, Alabama (Community Relief Loan)Verified - Renaissance Community Loan Fund, Inc.Loan fund · Gulfport, MSHome repair / improvement loans, Home mortgages, Small-business loans
Find financing that fits your homebuying needs, including FHA, VA, USDA, conventional and RCLF’s InHouse mortgage program.
Service area: Mississippi and Alabama, statewideVerified
National lenders (3)
These lenders say they lend nationwide and do not exclude Alabama. They are not counted above.
- Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages
Financing for personal purposes. Owner-occupied and second homes.
Verified - Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgages
Whether you prefer the stability of a fixed-rate mortgage or the flexibility of an adjustable-rate mortgage, we have mortgage options to fit your budget
Verified - Springboard CDFILoan fund · National City, CAHome mortgages
Springboard Home Loans helps individuals find the best mortgage financing options available to them.
Verified
County pages in Alabama with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in Alabama
CDFI mortgages in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/al/mortgages/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).