Loan type × state · NM
CDFI mortgages in New Mexico
13 certified CDFIs that serve New Mexico describe mortgages on their own websites: 9 headquartered in New Mexico and 4 based elsewhere whose stated service area includes New Mexico. 3 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 13
- Based in NM
- 9
- Based elsewhere
- 4
- National
- 3
Counted from each lender's own website: a lender is listed when it describes mortgages on a page we read and is headquartered in New Mexico or names New Mexico, or a county or town in it, as its service area. 6 other verified lenders that serve New Mexico did not mention mortgages on the pages we read, and 4 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 13 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 4 loan funds, 9 credit unions |
|---|---|
| Largest amount stated | 1 lender state a maximum: median $50,000, range $50,000 to $50,000 |
| Borrower focus stated | First-time homebuyers (5), Veterans (4), Native American / Alaska Native / Native Hawaiian (3), Low- and moderate-income / underserved (2) |
| Languages other than English | Spanish (5) |
| Online application link found | 9 of 13 |
| Service area stated on their site | 10 of 13 |
See also all 16 CDFIs headquartered in New Mexico, CDFI mortgages in every state, the guide CDFI mortgages and down-payment help.
Headquartered in New Mexico (9)
- First Financial Credit UnionCredit union · Albuquerque, NMAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Competitive rates for home purchase or refinance
Verified - Guadalupe Credit UnionCredit union · Santa Fe, NMHome mortgages, Small-business loans
Enjoy stability and predictability with fixed-rate loans available in 10-year and 30-year terms:
Verified - Homewise, Inc.Loan fund · Santa Fe, NMCommercial real estate loans, Home mortgages
Buy a home with $0 down (when the sale price doesn’t exceed the appraised value).
Verified - Native Community CapitalLoan fund · Laguna, NM · Native CDFIAffordable housing development loans, Home mortgages, Personal / consumer loans, Small-business loans
Loans for the purchase of new or existing homes including manufactured homes on or off tribal lands.
Verified - Northern New Mexico School Employees Federal Credit UnionCredit union · Santa Fe, NMAuto / vehicle loans, Home mortgages, Personal / consumer loans
Second Mortgage rates below prime and no fees.
Verified - Nusenda Credit UnionCredit union · Albuquerque, NMAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
If you are looking to refinance your mortgage,
Verified - Rio Grande Credit UnionCredit union · Albuquerque, NMAuto / vehicle loans, Commercial real estate loans, Home mortgages
Tailor a conventional mortgage loan to your current needs.
Verified - Santa Fe Community Housing TrustLoan fund · Santa Fe, NMHome mortgagesup to $50,000
through our own loans, generally distributed at a level of up to $50,000.
Verified - Tiwa Lending ServicesLoan fund · Isleta, NM · Native CDFICredit-builder loans, Small-dollar / emergency loans, Home repair / improvement loans, Microloans…
Tiwa Lending Services provides competitive rates to build, purchase, renovate or refinance a home
Verified
Based elsewhere, say they serve New Mexico (4)
Their own website names New Mexico, or a county or town in it, in its service area.
- FIRSTLIGHT FEDERAL CREDIT UNIONCredit union · El Paso, TXAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loans
Refinance your existing mortgage with a traditional or jumbo home loan
Service area: Mortgage loans only on properties located in Texas and New MexicoVerified - First American Credit UnionCredit union · Casa Grande, AZAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans
Competitively low rates for home purchase, refinance, or construction
Service area: Home equity loans: eligible property located in AZ or NM onlyVerified - GECU Federal Credit UnionCredit union · El Paso, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Complete our simple application today for our mortgage loans with competitive rates.
Service area: Texas and New MexicoVerified - ONE SOURCE FEDERAL CREDIT UNIONCredit union · El Paso, TXAuto / vehicle loans, Home repair / improvement loans, Home mortgages, Personal / consumer loans
One Source FCU offers mortgage loans for primary residence, or second homes in El Paso, TX and Las Cruces, NM.
Service area: El Paso, TX and Las Cruces, NM (mortgage loans)Verified
National lenders (3)
These lenders say they lend nationwide and do not exclude New Mexico. They are not counted above.
- Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages
Financing for personal purposes. Owner-occupied and second homes.
Verified - Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgages
Whether you prefer the stability of a fixed-rate mortgage or the flexibility of an adjustable-rate mortgage, we have mortgage options to fit your budget
Verified - Springboard CDFILoan fund · National City, CAHome mortgages
Springboard Home Loans helps individuals find the best mortgage financing options available to them.
Verified
County pages in New Mexico with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in New Mexico
CDFI mortgages in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/nm/mortgages/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).