Loan type × state · MS
CDFI mortgages in Mississippi
50 certified CDFIs that serve Mississippi describe mortgages on their own websites: 49 headquartered in Mississippi and 1 based elsewhere whose stated service area includes Mississippi. 3 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 50
- Based in MS
- 49
- Based elsewhere
- 1
- National
- 3
Counted from each lender's own website: a lender is listed when it describes mortgages on a page we read and is headquartered in Mississippi or names Mississippi, or a county or town in it, as its service area. 14 other verified lenders that serve Mississippi did not mention mortgages on the pages we read, and 35 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 50 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 1 loan fund, 4 credit unions, 33 banks or thrifts, 12 bank holding companies |
|---|---|
| Largest amount stated | 2 lenders state a maximum: median $300,000, range $100,000 to $500,000 |
| Smallest amount stated | 3 lenders state a minimum: median $10,000, lowest $10,000 |
| Borrower focus stated | First-time homebuyers (6), Low- and moderate-income / underserved (6), Veterans (2), Farmers / ranchers (2), Startups (1) |
| Languages other than English | Spanish (2) |
| Online application link found | 25 of 50 |
| Service area stated on their site | 16 of 50 |
See also all 96 CDFIs headquartered in Mississippi, CDFI mortgages in every state, the guide CDFI mortgages and down-payment help.
Headquartered in Mississippi (49)
- BANK OF BROOKHAVENBank or thrift · Brookhaven, MSAuto / vehicle loans, Home repair / improvement loans, Home mortgages, Small-business loans
we offer a variety of mortgage loans tailored to meet your unique needs and budget
Verified - BANKPLUSBank or thrift · Belzoni, MSCredit-builder loans, Home mortgages, Personal / consumer loans, Small-business loans
At BankPlus Mortgage, we offer a full array of mortgage products with an online application process for your ultimate convenience.
Verified - Bank of AnguillaBank or thrift · Anguilla, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Between our client service and working with our team of professionals, trust us with your mortgage when you purchase a home or are ready to refinance.
Verified - Bank of CommerceBank or thrift · Greenwood, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…
Let us help you get a home of your own with fast service, convenient terms and low closing costs.
Verified - Bank of ForestBank or thrift · Forest, MSHome repair / improvement loans, Home mortgages, Personal / consumer loans
We offer home purchase loans, construction loans, home improvement loans and home equity loans.
Verified - Bank of FranklinBank or thrift · Meadville, MSAuto / vehicle loans, Home mortgages, Small-business loans
Bank of Franklin offers HOPE for first time home buyers and those who want to own their own home with our new Home Owners’ Pathway to Equity mortgage loan.
Verified - Bank of KilmichaelBank or thrift · Kilmichael, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home mortgages…
We offer fixed rate loans in-house, or we can provide interim financing while you apply for a fixed rate loan.
Verified - Bank of WinonaBank or thrift · Winona, MSAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home mortgages…
We have lots of mortgage options, whether you’re buying your first home or refinancing.
Verified - COVINGTON COUNTY BANKBank or thrift · Collins, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
We provide a wide range of financing solutions, including fixed-rate and adjustable-rate mortgages, construction loans, and commercial real estate loans, all structured with competitive rates and flexible terms.
Verified - Citizens BankBank or thrift · Columbia, MSAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home repair / improvement loans…
Fixed-rate mortgages (Terms: 10 to 30 years)
Verified - Citizens Bank & Trust CompanyBank or thrift · Marks, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home repair / improvement loans…
Home Purchase
Verified - Citizens National Banc Corp.Bank holding company · Meridian, MSAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Home mortgages…
We have the mortgage that fits your needs.
Verified - Citizens National Bank of MeridianBank or thrift · Meridian, MSAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Home mortgages…
Buying. Refinancing. Building. We have the mortgage that fits your needs.
Verified - Commerce Bancorp, Inc.Bank holding company · Greenwood, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…
Let us help you get a home of your own with fast service, convenient terms and low closing costs.
Verified - Commercial Capital CorpBank holding company · DeKalb, MSAuto / vehicle loans, Equipment loans, Home repair / improvement loans, Home mortgages…
Whether you are buying, building, remodeling, or using your homes equity, we have a variety of products designed to meet all of your housing needs.
Verified - Community Bancshares of Mississippi, Inc.Bank holding company · Flowood, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…
Mortgages - Finance your dream home with Community Bank
Verified - Community Bank of MississippiBank or thrift · Flowood, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…
High-Value Loans for Premium Properties
Verified - Copiah BankBank or thrift · Hazlehurst, MSHome mortgages, Small-business loans
Conventional loans are a great fit for borrowers with solid credit and steady income who want flexible options.
Verified - FNB Picayune BankBank or thrift · Picayune, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, Small-business loans
Conventional loans
Verified - Farmers and Merchants BankBank or thrift · Baldwyn, MSHome mortgages, Small-business loans
We can provide short term in-house, or a variety of long-term mortgage options that will fit your needs at very competitive rates.
Verified - Ferguson Federal Credit UnionCredit union · Monticello, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home mortgages…
Our home mortgage loans come with flexible terms and local service, making homeownership more accessible.
Verified - First Federal Savings & Loan Association of Pascagoula-Moss PointBank or thrift · Pascagoula, MSHome mortgages
We offer a variety of Fixed Rate and Adjustable Rate Mortgage Loans with various terms and down payment options.
Verified - First National Corporation of PicayuneBank holding company · Picayune, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, Small-business loans
Home Loans
Verified - First National Holding CompanyBank holding company · Oxford, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…
We offer an array of residential mortgage loan options and would love the opportunity to tailor a loan to suit your needs.
Verified - First Security BankBank or thrift · Batesville, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
10 to 30 year fixed-rate purchase and refinance loans
Verified - First Southern BankBank or thrift · Columbia, MSHome mortgages
Mortgage products that help you with home ownership!
Verified - Franklin Bancshares, Inc.Bank holding company · Meadville, MSAuto / vehicle loans, Home mortgages, Small-business loans
Whether you are in the market to build, buy, or refinance your home, we can help.
Verified - Great Southern BankBank or thrift · Meridian, MSAuto / vehicle loans, Home repair / improvement loans, Home mortgages, Personal / consumer loans…$10,000 to $100,000
With lines from $10,000 to $100,000, we are sure to have a HELOC for you.
Verified - Guaranty Bank and Trust CompanyBank or thrift · Belzoni, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…$10,000 to $500,000
With credit lines ranging from $10,000 to $500,000, the choices are endless.
Verified - HOPE FEDERAL CREDIT UNIONCredit union · Jackson, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Mortgage Lending Team
Verified - Kilmichael Bancorp, Inc.Bank holding company · Kilmichael, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home mortgages…
We offer fixed rate loans in-house
Verified - Magnolia Federal Credit UnionCredit union · Jackson, MSAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages
Purchase or refinance loans
Verified - Merchants & Marine BankBank or thrift · Pascagoula, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Mortgage Loans and Credit Lines to help make your homeownership dreams come true.
Verified - Merchants & Planters BankBank or thrift · Raymond, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home mortgages…
We offer a full array of mortgage options and products.
Verified - Peoples BankBank or thrift · Mendenhall, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…
Your home is personal and deserves a personalized mortgage.
Verified - Planters Bank & Trust CompanyBank or thrift · Indianola, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Planters Bank is proud to announce the launch of our new Mortgage Division, dedicated to providing our customers with exceptional service and competitive mortgage products.
Verified - Planters Holding CompanyBank holding company · Indianola, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
exceptional service and competitive mortgage products
Verified - Renaissance Community Loan Fund, Inc.Loan fund · Gulfport, MSHome repair / improvement loans, Home mortgages, Small-business loans
Find financing that fits your homebuying needs, including FHA, VA, USDA, conventional and RCLF’s InHouse mortgage program.
Verified - RiverHills BankBank or thrift · Vicksburg, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…
We Take The Hassle Out Of Taking Out A Home Loan.
Verified - Riverhills Capital CorporationBank holding company · Vicksburg, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…
Conventional and FHA loans
Verified - Security Capital CorporationBank holding company · Batesville, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Mortgage Loans
Verified - Singing River Federal Credit UnionCredit union · Moss Point, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, Small-business loans
SRFCU home mortgage loans are available for a variety of property types and situations, with terms tailored to your financial profile.
Verified - Southwest Security, Inc.Bank holding company · Natchez, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…
Expecting a bigger family? Get a mortgage for that bigger home today.
Verified - The Cleveland State BankBank or thrift · Cleveland, MSHome mortgages
Fixed-rate mortgages are available for 30 years, 25 years, 20 years, 15 years, and even 10 years.
Verified - The Commercial Bank, Kemper County DeKalb, MississippiBank or thrift · DeKalb, MSAuto / vehicle loans, Equipment loans, Home repair / improvement loans, Home mortgages…
Mortgage & Real Estate Loans
Verified - The Jefferson BankBank or thrift · Greenville, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Think of purchasing or building that dream home we can offer financing
Verified - The Peoples BankBank or thrift · Ripley, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
The Peoples Bank offers competitive mortgage rates with a range of terms, making it easy to find financing that works for you.
Verified - United Mississippi BankBank or thrift · Natchez, MSAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…
Expecting a bigger family? Get a mortgage for that bigger home today.
Verified - Unity Bank of MississippiBank or thrift · Holly Springs, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
We offer checking and savings accounts; certificates of deposit; mortgage loans; personal loans; and small business loans.
Verified
Based elsewhere, say they serve Mississippi (1)
Their own website names Mississippi, or a county or town in it, in its service area.
National lenders (3)
These lenders say they lend nationwide and do not exclude Mississippi. They are not counted above.
- Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages
Financing for personal purposes. Owner-occupied and second homes.
Verified - Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgages
Whether you prefer the stability of a fixed-rate mortgage or the flexibility of an adjustable-rate mortgage, we have mortgage options to fit your budget
Verified - Springboard CDFILoan fund · National City, CAHome mortgages
Springboard Home Loans helps individuals find the best mortgage financing options available to them.
Verified
County pages in Mississippi with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in Mississippi
CDFI mortgages in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ms/mortgages/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).