Loan type × state · NY
CDFI mortgages in New York
14 certified CDFIs that serve New York describe mortgages on their own websites: 14 headquartered in New York. 3 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 14
- Based in NY
- 14
- National
- 3
Counted from each lender's own website: a lender is listed when it describes mortgages on a page we read and is headquartered in New York or names New York, or a county or town in it, as its service area. 45 other verified lenders that serve New York did not mention mortgages on the pages we read, and 20 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 14 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 5 loan funds, 8 credit unions, 1 bank or thrift |
|---|---|
| Largest amount stated | 2 lenders state a maximum: median $225,000, range $200,000 to $250,000 |
| Smallest amount stated | 1 lender state a minimum: median $10,000, lowest $10,000 |
| Borrower focus stated | Low- and moderate-income / underserved (5), Startups (4), First-time homebuyers (3), Minority / BIPOC (3), Native American / Alaska Native / Native Hawaiian (1), Veterans (1) |
| Languages other than English | Spanish (7), Vietnamese (1) |
| Online application link found | 10 of 14 |
| Service area stated on their site | 7 of 14 |
See also all 76 CDFIs headquartered in New York, CDFI mortgages in every state, the guide CDFI mortgages and down-payment help.
Headquartered in New York (14)
- Alternatives Federal Credit UnionCredit union · Ithaca, NYAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Home Loans
Verified - Brooklyn Cooperative Federal Credit UnionCredit union · Brooklyn, NYCredit-builder loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…
Flexible mortgage options to help you beome and stay a successful homeowner.
Verified - Genesee Co-Op Federal Credit UnionCredit union · Rochester, NYAuto / vehicle loans, Credit-builder loans, Energy / solar / efficiency loans, Home repair / improvement loans…
Start here to begin your home purchase or refinance with Genesee Co-op.
Verified - Home Headquarters, Inc.Loan fund · Syracuse, NYHome repair / improvement loans, Home mortgages, Small-business loans
First Mortgage Financing
Verified - Homeownership Lending LLCLoan fund · New York, NYHome mortgages
is designed to provide low-cost loans for purchasers in affordable housing cooperatives.
Verified - Hudson River Community Credit UnionCredit union · Corinth, NYAuto / vehicle loans, Home mortgages, Personal / consumer loans
Members can choose from fixed-rate mortgages, adjustable-rate mortgages, first-time homebuyer programs, and refinance solutions.
Verified - I AM FCUCredit union · New York, NYAuto / vehicle loans, Immigration / citizenship loans, Home mortgages, Personal / consumer loans
We offer a variety of mortgage plans.
Verified - LOWER EAST SIDE PEOPLES FEDERAL CREDIT UNIONCredit union · New York, NYAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…
If you're looking for a mortgage for a 1–4 family home, condo, or co-op—including HDFC co-ops—
Verified - Neighborhood Housing Services of New York City, Inc.Loan fund · New York, NYHome repair / improvement loans, Home mortgagesup to $250,000
Mortgage loans of up to $250,000
Verified - Neighborhood Housing Services of Rochester IncLoan fund · Rochester, NYHome repair / improvement loans, Home mortgages
competitive, conventional, fixed interest rate loans designed to make homeownership accessible and affordable.
Verified - Neighborhood Trust Federal Credit UnionCredit union · New York, NYAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Affordable housing development loans…
We offer home loans for houses, condominiums, and cooperative apartments, including HDFC co-ops.
Verified - Ponce BankBank or thrift · Bronx, NYCommercial real estate loans, Credit-builder loans, Microloans, Home mortgages…
We offer traditional and non-traditional mortgage programs.
Verified - Seneca Nation of Indians Economic Development CompanyLoan fund · Salamanca, NY · Native CDFIHome mortgages$10,000 to $200,000
Home Equity Loans Approved $10,000 $200,000
Verified - Syracuse Cooperative Federal Credit UnionCredit union · Syracuse, NYAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Small-dollar / emergency loans…
Apply for Mortgage and Home Equity
Verified
National lenders (3)
These lenders say they lend nationwide and do not exclude New York. They are not counted above.
- Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages
Financing for personal purposes. Owner-occupied and second homes.
Verified - Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgages
Whether you prefer the stability of a fixed-rate mortgage or the flexibility of an adjustable-rate mortgage, we have mortgage options to fit your budget
Verified - Springboard CDFILoan fund · National City, CAHome mortgages
Springboard Home Loans helps individuals find the best mortgage financing options available to them.
Verified
County pages in New York with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in New York
CDFI mortgages in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ny/mortgages/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).