CDFI mortgages in Texas

Counted from each lender's own website: a lender is listed when it describes mortgages on a page we read and is headquartered in Texas or names Texas, or a county or town in it, as its service area. 25 other verified lenders that serve Texas did not mention mortgages on the pages we read, and 16 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.

What these 16 lenders say

Lender websites, 29 Oct 2026–4 Nov 2026

Lender types	3 loan funds, 10 credit unions, 2 banks or thrifts, 1 bank holding company
Largest amount stated	None of these lenders states a maximum for this product on the pages we read
Borrower focus stated	First-time homebuyers (5), Veterans (3), Low- and moderate-income / underserved (2), Minority / BIPOC (1)
Languages other than English	Spanish (5)
Online application link found	14 of 16
Service area stated on their site	12 of 16

See also all 53 CDFIs headquartered in Texas, CDFI mortgages in every state, the guide CDFI mortgages and down-payment help.

Headquartered in Texas (15)

• Affordable Homes of South Texas, Inc.Loan fund · McAllen, TXHome repair / improvement loans, Home mortgageswith trusted coaching, mortgage financing, and quality neighborhoods.Verified
• City Federal Credit UnionCredit union · Amarillo, TXAuto / vehicle loans, Home mortgages, Personal / consumer loansWe offer a fixed-term Home Equity Loan as well as a revolving Home Equity Line of Credit.Verified
• FIRSTLIGHT FEDERAL CREDIT UNIONCredit union · El Paso, TXAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansRefinance your existing mortgage with a traditional or jumbo home loanVerified
• First Central Credit UnionCredit union · Waco, TXAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans…Home Mortgage LoansVerified
• Freedom BankBank or thrift · Alamo, TXAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Competitive rates and flexible terms for personal loans, auto loans, and home mortgages.Verified
• GECU Federal Credit UnionCredit union · El Paso, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Complete our simple application today for our mortgage loans with competitive rates.Verified
• Greater State BankBank or thrift · Mcallen, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Purchasing a home is an exciting milestone, but it can feel overwhelming.Verified
• Neighborhood Housing Services of San Antonio, Inc.Loan fund · San Antonio, TXHome mortgagesNHSSA offers Mortgage LoansVerified
• ONE SOURCE FEDERAL CREDIT UNIONCredit union · El Paso, TXAuto / vehicle loans, Home repair / improvement loans, Home mortgages, Personal / consumer loansOne Source FCU offers mortgage loans for primary residence, or second homes in El Paso, TX and Las Cruces, NM.Verified
• Priority Trust Credit UnionCredit union · Houston, TXAuto / vehicle loans, Energy / solar / efficiency loans, Home repair / improvement loans, Home mortgages…Welcome to the Priority Trust Mortgage and Home Buying Center.Verified
• Resource One Credit UnionCredit union · Dallas, TXAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…We will help you find the right mortgage from FHA, VA, conventional, and more.Verified
• Rio Grande Valley Multibank CorporationLoan fund · Brownsville, TXSmall-dollar / emergency loans, Affordable housing development loans, Home mortgages, Personal / consumer loansThe RGVMB's oldest affordable mortgage financing program is the Affordable Housing Loan (AHLP) program, now rebranded as the CASALoan Program.Verified
• River City Federal Credit UnionCredit union · San Antonio, TXSmall-dollar / emergency loans, Home repair / improvement loans, Home mortgages, Personal / consumer loansFind your dream home and start the process of purchasing or refinancing it with one of our loans built for you and your family.Verified
• Star of Texas Credit UnionCredit union · Austin, TXAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…including 30-Year Fixed, FHA, and VA Mortgage optionsVerified
• TNB Bancshares, Inc.Bank holding company · Mercedes, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…TNB Mortgage.Verified

Based elsewhere, say they serve Texas (1)

Their own website names Texas, or a county or town in it, in its service area.

• Nusenda Credit UnionCredit union · Albuquerque, NMAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…If you are looking to refinance your mortgage,Service area: New Mexico and West TexasVerified

National lenders (3)

These lenders say they lend nationwide and do not exclude Texas. They are not counted above.

• Champions Funding, LLCLoan fund · Gilbert, AZHome mortgagesFinancing for personal purposes. Owner-occupied and second homes.Verified
• Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgagesWhether you prefer the stability of a fixed-rate mortgage or the flexibility of an adjustable-rate mortgage, we have mortgage options to fit your budgetVerified
• Springboard CDFILoan fund · National City, CAHome mortgagesSpringboard Home Loans helps individuals find the best mortgage financing options available to them.Verified

County pages in Texas with these lenders

Number of lenders above that name the county (or a town in it) on their website or are headquartered there.

Other loan types in Texas

CDFI mortgages in other states

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.