CDFI equipment loans in Texas

Counted from each lender's own website: a lender is listed when it describes equipment loans on a page we read and is headquartered in Texas or names Texas, or a county or town in it, as its service area. 29 other verified lenders that serve Texas did not mention equipment loans on the pages we read, and 16 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.

What these 12 lenders say

Lender websites, 29 Oct 2026–4 Nov 2026

Lender types	6 loan funds, 3 credit unions, 2 banks or thrifts, 1 bank holding company
Largest amount stated	2 lenders state a maximum: median $350,000, range $200,000 to $500,000
Smallest amount stated	1 lender state a minimum: median $25,000, lowest $25,000
Borrower focus stated	Startups (4), Nonprofits (3), Low- and moderate-income / underserved (2), First-time homebuyers (1), Veterans (1)
Languages other than English	Spanish (4)
Online application link found	8 of 12
Service area stated on their site	11 of 12

See also all 53 CDFIs headquartered in Texas.

Headquartered in Texas (11)

• BORDERPLEX COMMUNITY CAPITAL, INCLoan fund · El Paso, TXCommercial real estate loans, Equipment loans, Microloans, Small-business loansup to $500,000equipment finance and owner-occupied real estate up to $500,000Verified
• Entre Capital, LLCLoan fund · Richardson, TXEquipment loans, Microloans, Small-business loans$25,000 to $200,000Loan Amount: $25,000 - $200,000Verified
• Freedom BankBank or thrift · Alamo, TXAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Upgrade machinery, vehicles, and operational equipment with structured financing that supports productivity and long-term value.Verified
• GECU Federal Credit UnionCredit union · El Paso, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…, equipment loans,Verified
• Greater State BankBank or thrift · Mcallen, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Whether your business needs inventory, vehicles, or other types of equipment to succeed, Greater State Bank can provide the business loan you need at a competitive rate.Verified
• Houston Business development, Inc.Loan fund · Houston, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansThrough a variety of HBDI loan products, eligible small businesses can access low-cost fixed rate loans for equipment purchases, furniture & fixtures, working capital, or commercial real estate acquisition.Verified
• LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansWhether you’re looking to invest in new equipment, secure your own commercial real estate, or even make leasehold improvements, we’re here to help you find the best funding options.Verified
• McLennan Community Investment FundLoan fund · Waco, TXEquipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansLoans for Equipment, Working Capital, Accounts ReceivableVerified
• Resource One Credit UnionCredit union · Dallas, TXAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…We offer large-term loans to match your needs for purchasing equipment.Verified
• TNB Bancshares, Inc.Bank holding company · Mercedes, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…Commercial Equipment LoansVerified
• Texas Mezzanine Fund, Inc.Loan fund · Dallas, TXCommercial real estate loans, Equipment loans, Affordable housing development loans, Nonprofit / community facility loans…with TMF in first lien position secured by new equipment (up to 90% LTV in most cases)Verified

Based elsewhere, say they serve Texas (1)

Their own website names Texas, or a county or town in it, in its service area.

• Nusenda Credit UnionCredit union · Albuquerque, NMAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Purchase equipment or real estate with a term loanService area: New Mexico and West TexasVerified

National lenders (5)

These lenders say they lend nationwide and do not exclude Texas. They are not counted above.

• Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansTruck Financing Go the extra mile with fast, hassle-free truck financing designed to get you on the road quickly and confidently. We provide flexible equipment financing for heavy and medium-duty new or used trucks and …Verified
• Mobility Credit Acceptance LLCLoan fund · Richmond, VAAuto / vehicle loans, Equipment loans, Home repair / improvement loansMobility Credit Acceptance is a national lender that originates and services loans to purchase assistive technology products.Verified
• Primary Care Development CorporationLoan fund · New York, NYEquipment loans, Nonprofit / community facility loansEquipment: fixtures, furniture, EHR, tele-technology and mobile capacityVerified
• Reinvestment Fund, Inc., TheLoan fund · Philadelphia, PAChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…Equipment Fund to FundVerified
• Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loansEquipmentVerified

County pages in Texas with these lenders

Number of lenders above that name the county (or a town in it) on their website or are headquartered there.

Other loan types in Texas

CDFI equipment loans in other states

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.