CDFI auto loans in Texas

Counted from each lender's own website: a lender is listed when it describes auto loans on a page we read and is headquartered in Texas or names Texas, or a county or town in it, as its service area. 22 other verified lenders that serve Texas did not mention auto loans on the pages we read, and 16 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.

What these 19 lenders say

Lender websites, 29 Oct 2026–4 Nov 2026

Lender types	1 loan fund, 13 credit unions, 4 banks or thrifts, 1 bank holding company
Largest amount stated	None of these lenders states a maximum for this product on the pages we read
Borrower focus stated	First-time homebuyers (3), Veterans (2), Immigrants (1)
Languages other than English	Spanish (5)
Online application link found	15 of 19
Service area stated on their site	11 of 19

See also all 53 CDFIs headquartered in Texas.

Headquartered in Texas (17)

• Border Federal Credit UnionCredit union · Del Rio, TXAuto / vehicle loans, Personal / consumer loansLet us help you get behind the wheel with a vehicle loan that fits your budget.Verified
• City Federal Credit UnionCredit union · Amarillo, TXAuto / vehicle loans, Home mortgages, Personal / consumer loansWe offer competitive low rates and flexible repayment terms, up to 84 months, so you can drive a quality, reliable car while staying within your budget.Verified
• FIRSTLIGHT FEDERAL CREDIT UNIONCredit union · El Paso, TXAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansRefinance your Auto Loan and we'll beat your rate by 1.00% APRVerified
• First Central Credit UnionCredit union · Waco, TXAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans…Buy any new or pre-owned car or truckVerified
• Freedom BankBank or thrift · Alamo, TXAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Competitive rates and flexible terms for personal loans, auto loans, and home mortgages.Verified
• GECU Federal Credit UnionCredit union · El Paso, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Yes, GECU offers vehicle loans for used and new cars as well as trade-ins.Verified
• Greater State BankBank or thrift · Mcallen, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Get on the road faster with a car loan from Greater State Bank.Verified
• LIGHT COMMERCE CREDIT UNIONCredit union · Houston, TXAuto / vehicle loansSave when you borrow for a new or used auto, or refinance.Verified
• Lone Star National BankBank or thrift · McAllen, TXAuto / vehicle loansBegin your auto loan application online or visit our branches across the Rio Grande Valley to San Antonio for personalized car financing options.Verified
• Mountain Star Federal Credit UnionCredit union · El Paso, TXAuto / vehicle loans, Personal / consumer loansVehicle and Signature LoanVerified
• ONE SOURCE FEDERAL CREDIT UNIONCredit union · El Paso, TXAuto / vehicle loans, Home repair / improvement loans, Home mortgages, Personal / consumer loansDreaming of purchasing a vehicle or refinancing your current vehicle?Verified
• Priority Trust Credit UnionCredit union · Houston, TXAuto / vehicle loans, Energy / solar / efficiency loans, Home repair / improvement loans, Home mortgages…Looking for financing? At Priority Trust you can set your sights on finding a loan for your next new or used vehicle.Verified
• Raiz Federal Credit UnionCredit union · El Paso, TXAuto / vehicle loansToday's Rates for Auto LoansVerified
• Resource One Credit UnionCredit union · Dallas, TXAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Ready to hit the road? Let us help you get the perfect financing for your new or used car!Verified
• Star of Texas Credit UnionCredit union · Austin, TXAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…Drive Away With an Affordable Auto LoanVerified
• TNB Bancshares, Inc.Bank holding company · Mercedes, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…TNB Auto Loan.Verified
• The First State BankBank or thrift · Abernathy, TXAgriculture / farm loans, Auto / vehicle loans, Personal / consumer loans, Small-business loansAutomobilesVerified

Based elsewhere, say they serve Texas (2)

Their own website names Texas, or a county or town in it, in its service area.

• IRC's Center For Economic Opportunity, Inc. (CEO)Loan fund · New York, NYAuto / vehicle loans, Credit-builder loans, Immigration / citizenship loans, Microloans…Auto loans expand your geographic scope of employment possibilities.Service area: States where CEO currently does business, as listed for SAFE loansVerified
• Nusenda Credit UnionCredit union · Albuquerque, NMAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Get a great auto loan rate when you visit one of our Preferred Dealers.Service area: New Mexico and West TexasVerified

National lenders (2)

These lenders say they lend nationwide and do not exclude Texas. They are not counted above.

• Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgagesFor reference, here are Affinity’sVerified
• Mobility Credit Acceptance LLCLoan fund · Richmond, VAAuto / vehicle loans, Equipment loans, Home repair / improvement loansMobility Trust's financial services bring life-changing vehicles to the people who need them.Verified

County pages in Texas with these lenders

Number of lenders above that name the county (or a town in it) on their website or are headquartered there.

Other loan types in Texas

CDFI auto loans in other states

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.