Loan type × state · NC
CDFI auto loans in North Carolina
9 certified CDFIs that serve North Carolina describe auto loans on their own websites: 7 headquartered in North Carolina and 2 based elsewhere whose stated service area includes North Carolina. 2 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 9
- Based in NC
- 7
- Based elsewhere
- 2
- National
- 2
Counted from each lender's own website: a lender is listed when it describes auto loans on a page we read and is headquartered in North Carolina or names North Carolina, or a county or town in it, as its service area. 11 other verified lenders that serve North Carolina did not mention auto loans on the pages we read, and 10 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 9 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 1 loan fund, 7 credit unions, 1 bank or thrift |
|---|---|
| Largest amount stated | None of these lenders states a maximum for this product on the pages we read |
| Smallest amount stated | 1 lender state a minimum: median $5,000, lowest $5,000 |
| Borrower focus stated | Low- and moderate-income / underserved (1), First-time homebuyers (1) |
| Online application link found | 6 of 9 |
| Service area stated on their site | 4 of 9 |
Headquartered in North Carolina (7)
- Bragg Mutual FCUCredit union · Fayetteville, NCAuto / vehicle loans
Drive away with competitive rates, flexible terms, and local service you can count on.
Verified - Cares Project, Inc., TheLoan fund · Winston Salem, NCAuto / vehicle loans
for the purchase of a used vehicle. All cars are purchased from franchise dealerships
Verified - Latino Community Credit UnionCredit union · Durham, NCAuto / vehicle loans, Home mortgages, Personal / consumer loans
With low fees and competitive rates, we can get you on the road today!
Verified - Mechanics and Farmers BankBank or thrift · Durham, NCAuto / vehicle loans, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)
Whether you’re seeking a credit card, personal loan, auto loan, or want to access the equity in your home, our local bankers are here to guide you through the process.
Verified - Revity Federal Credit UnionCredit union · Greensboro, NCAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…
Competitively low rates on new or used vehicles, RVs, Motorsports, and Boats.
Verified - Shuford Federal Credit UnionCredit union · Hickory, NCAuto / vehicle loans, Home mortgages, Personal / consumer loans
New and Used Auto loans, Secured and Unsecured personal loans, Mortgage loans.
Verified - Weyco Community Credit UnionCredit union · Plymouth, NCAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans
If you are in the market for a new or used auto, check with your credit union first.
Verified
Based elsewhere, say they serve North Carolina (2)
Their own website names North Carolina, or a county or town in it, in its service area.
- Excite Credit UnionCredit union · San Jose, CAAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans…
New vehicles are model year 2025 or newer with less than 20,000 miles.
Service area: California and North CarolinaVerified - REV Federal Credit UnionCredit union · Summerville, SCAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Home mortgages…from $5,000
Minimum loan amount approved $5,000.
Service area: South Carolina, North Carolina and West VirginiaVerified
National lenders (2)
These lenders say they lend nationwide and do not exclude North Carolina. They are not counted above.
- Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgages
For reference, here are Affinity’s
Verified - Mobility Credit Acceptance LLCLoan fund · Richmond, VAAuto / vehicle loans, Equipment loans, Home repair / improvement loans
Mobility Trust's financial services bring life-changing vehicles to the people who need them.
Verified
County pages in North Carolina with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in North Carolina
CDFI auto loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/nc/auto-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).