Weyco Community Credit Union

What their website says about applying

• and submit with a copy of your most recent paystub. source
• Before you call your Real Estate Agent or attend your first open house, contact a mortgage specialist, for a source

Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.

As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.

• Membership required Membership requires a valid North Carolina state driver’s license or other official picture ID and your social security number. source

Only rules the lender's own pages state. Other requirements may apply.

Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Boat and motorcycle loans are described on the loans page and are grouped under auto; share secured loans and the HELOC are not listed as separate products. Terms change — confirm with the lender before applying.

Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.

1. How do I become a member, and is there a fee or a minimum deposit?
   Credit unions lend only to their members.
2. What are the smallest and the largest loans you make?
   No loan amounts are stated on their website.
3. What is the APR, including fees, on your auto loans and small-dollar emergency loans?
   Their website states a rate, but not as an APR. The APR includes fees, so it is the number to compare.
4. Is there a minimum credit score, and do you consider borrowers with little or no credit history?
   Their website does not say what credit history they accept.
5. Do you offer down-payment help, and is a homebuyer education course required?
   CDFI home loans often come with homebuyer education or down-payment help; their website does not say.
6. What documents will you need from me, and how long does a decision usually take?
   Their website describes some application steps (above); ask for the full document list.

Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.

On file with the NCUA as WEYCO COMMUNITY (charter 66324). Source: NCUA 5300 Call Report quarterly data (public data) as of 30 Jun 2026, downloaded 3 Nov 2026: total assets, members and branch addresses.

An office shows where the lender has a branch, not where it lends or whom it lends to. Credit unions serve members only; check who can join. For the ZIP-code search, credit-union offices are placed at the centre of their ZIP code (approximate).

Figures from the 5300 Call Report filed by Weyco Community Credit Union (NCUA charter 66324, filed as “WEYCO COMMUNITY”). Source: NCUA 5300 Call Report quarterly data (public data), cycle 30 Jun 2026; year-earlier figures from the 30 Jun 2025 cycle; downloaded 3 Nov 2026.

Loan mix (balances on 30 Jun 2026)

None reported on the 30 Jun 2026 report: commercial (business) loans.

Balances are loans outstanding on the report date, not loans made during the year. A category with no balance does not mean the credit union never makes that kind of loan. Credit unions lend to members only; check who can join.

Weyco Community Credit Union reported 38 originated home loans for 2025 under the Home Mortgage Disclosure Act, totaling about $9.5M (median loan about $240,000). 26 were home-purchase loans.

Included above: 3 home-equity or other open-end lines of credit; 4 loans on manufactured homes.

Where the loans were made

Counties with the most 2025 originations, out of 9 counties with at least one; 100% of its 2025 loans were for properties in North Carolina:

• Martin County, NC (10)
• Washington County, NC (9)
• Pitt County, NC (7)
• Beaufort County, NC (5)
• Carteret County, NC (3)

Filed under LEI 5493007ATUOSGE6PR745 as “Weyco Community Credit Union”; matched by name, state and city (checked by hand; see the method on our About page).

Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.

For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section). Home loans: FFIEC/CFPB HMDA data.

Other certified CDFIs in Plymouth and North Carolina

• Bragg Mutual FCUCredit union · Fayetteville, NCAuto / vehicle loansVerified
• Business Expansion Funding CorporationLoan fund · Charlotte, NCSBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
• CAHEC Capital, Inc.Loan fund · Raleigh, NCAffordable housing development loansVerified
• Cares Project, Inc., TheLoan fund · Winston Salem, NCAuto / vehicle loansVerified
• Carolina Small Business Development Fund (The Support Center)Loan fund · Raleigh, NCMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
• Institute Capital, Inc.Loan fund · Durham, NCAffordable housing development loans, Small-business loansVerified

All 25 CDFIs in North Carolina