Loan type × state · CA
CDFI auto loans in California
23 certified CDFIs that serve California describe auto loans on their own websites: 21 headquartered in California and 2 based elsewhere whose stated service area includes California. 2 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 23
- Based in CA
- 21
- Based elsewhere
- 2
- National
- 2
Counted from each lender's own website: a lender is listed when it describes auto loans on a page we read and is headquartered in California or names California, or a county or town in it, as its service area. 53 other verified lenders that serve California did not mention auto loans on the pages we read, and 26 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 23 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 1 loan fund, 20 credit unions, 1 bank or thrift, 1 bank holding company |
|---|---|
| Largest amount stated | None of these lenders states a maximum for this product on the pages we read |
| Borrower focus stated | First-time homebuyers (5), Nonprofits (2), Low- and moderate-income / underserved (2), Startups (2), Veterans (1), Immigrants (1) |
| Languages other than English | Spanish (7) |
| Online application link found | 21 of 23 |
| Service area stated on their site | 12 of 23 |
See also all 97 CDFIs headquartered in California.
Headquartered in California (21)
- AltaOne Federal Credit UnionCredit union · Ridgecrest, CAAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
APPLY FOR A PURCHASE AUTO LOAN
Verified - Altura Credit UnionCredit union · Riverside, CAAuto / vehicle loans, Home mortgages, Personal / consumer loans
Altura Credit Union offers financing on new and used cars, including tax, license, and after-market products.
Verified - Beneficial State Bancorp, Inc.Bank holding company · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
Dropdown Link Item Auto Loans
Verified - Beneficial State BankBank or thrift · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Purchasing a new or used vehicle? Looking to lower your payment on a current auto loan?
Verified - Coast Central Credit UnionCredit union · Eureka, CAAuto / vehicle loans, Energy / solar / efficiency loans, Home mortgages
We offer fixed rates on new and used vehicles and special financing on older models. Terms range up to 84 months, and financing up to 135% (+ tax & license).
Verified - Corazo Credit UnionCredit union · El Centro, CAAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…
Whether you're buying your first car, upgrading your ride, or refinancing from another lender, we offer some of the lowest auto loan rates.
Verified - Episcopal Community Federal Credit UnionCredit union · Los Angeles, CAAuto / vehicle loans, Small-dollar / emergency loans, Nonprofit / community facility loans, Personal / consumer loans…
Financing an automobile, motorcycle, or recreational vehicle, has never been easier!
Verified - Excite Credit UnionCredit union · San Jose, CAAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans…
New vehicles are model year 2025 or newer with less than 20,000 miles.
Verified - MERCO Credit UnionCredit union · Merced, CAAuto / vehicle loans, Home mortgages
MERCO vehicle loans offer the following great benefits:
Verified - Mirastar Federal Credit UnionCredit union · San Jose, CAAuto / vehicle loans, Home mortgages, Personal / consumer loans
Looking to purchase a new or used vehicle? Mirastar offers a variety of loan terms with low monthly payments to help you fit your budget.
Verified - Mocse Federal Credit UnionCredit union · Modesto, CAAuto / vehicle loans, Personal / consumer loans
Buying your next vehicle is quick, easy, and affordable with Mocse.
Verified - Modesto's First Federal Credit UnionCredit union · Modesto, CAAuto / vehicle loans, Home mortgages, Personal / consumer loans
New and Used Auto Loans
Verified - OceanAir Federal Credit UnionCredit union · Oxnard, CAAuto / vehicle loans, Home repair / improvement loans, Personal / consumer loans
New & Used Car, Truck, Van, and Motorcycle loans
Verified - Rize Federal Credit UnionCredit union · Irwindale, CAAuto / vehicle loans, Credit-builder loans, Personal / consumer loans
Whether you’re buying a new car, refinancing your current auto loan, or purchasing a used vehicle, our auto loans provide flexibility and convenience.
Verified - Rolling F Credit UnionCredit union · Turlock, CAAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loans
Whether you’re purchasing a new vehicle or refinancing your current one, Rolling F Credit Union offers the best low-rate auto loans.
Verified - Santa Cruz Community Credit UnionCredit union · Santa Cruz, CAAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Small-dollar / emergency loans…
Buy your next car, truck, or SUV with a low rate and monthly payment that fits your budget.
Verified - Tucoemas Federal Credit UnionCredit union · Visalia, CAAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home repair / improvement loans…
New & Used Auto Loans
Verified - USC Credit UnionCredit union · Los Angeles, CAAuto / vehicle loans, Energy / solar / efficiency loans, Home mortgages, Personal / consumer loans
Bank-beating auto loan rates on cars, trucks, motorcycles, RVs, and more.
Verified - Valley First Federal Credit UnionCredit union · Modesto, CAAuto / vehicle loans, Energy / solar / efficiency loans, Microloans, Home mortgages…
Ready to embrace the freedom of the open road with a vehicle of your own? Whether you're looking for a new or used vehicle
Verified - Valley Strong Credit UnionCredit union · Bakersfield, CAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Start your dream journey with a Valley Strong Auto Loan.
Verified - Vida Federal Credit UnionCredit union · Ontario, CAAuto / vehicle loans, Credit-builder loans, Personal / consumer loans
100% financing. Real rates. No dealer games, no hidden fees. Apply online, sign from home, and don't pay a thing for up to 90 days.
Verified
Based elsewhere, say they serve California (2)
Their own website names California, or a county or town in it, in its service area.
- IRC's Center For Economic Opportunity, Inc. (CEO)Loan fund · New York, NYAuto / vehicle loans, Credit-builder loans, Immigration / citizenship loans, Microloans…
Auto loans expand your geographic scope of employment possibilities.
Service area: States where CEO currently does business, as listed for SAFE loansVerified - Rogue Credit UnionCredit union · Medford, ORAuto / vehicle loans, Home mortgages
Applying for an auto loan takes just minutes online once you join.
Service area: Oregon, Western Idaho and Northern California service areaVerified
National lenders (2)
These lenders say they lend nationwide and do not exclude California. They are not counted above.
- Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgages
For reference, here are Affinity’s
Verified - Mobility Credit Acceptance LLCLoan fund · Richmond, VAAuto / vehicle loans, Equipment loans, Home repair / improvement loans
Mobility Trust's financial services bring life-changing vehicles to the people who need them.
Verified
County pages in California with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in California
CDFI auto loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ca/auto-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).