CDFI affordable housing development loans in California

Counted from each lender's own website: a lender is listed when it describes affordable housing development loans on a page we read and is headquartered in California or names California, or a county or town in it, as its service area. 63 other verified lenders that serve California did not mention affordable housing development loans on the pages we read, and 26 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.

What these 13 lenders say

Lender websites, 29 Oct 2026–4 Nov 2026

Lender types	11 loan funds, 1 bank or thrift, 1 bank holding company
Largest amount stated	None of these lenders states a maximum for this product on the pages we read
Borrower focus stated	Nonprofits (3), Low- and moderate-income / underserved (2), First-time homebuyers (2), Native American / Alaska Native / Native Hawaiian (2), Rural (1)
Online application link found	4 of 13
Service area stated on their site	10 of 13

See also all 97 CDFIs headquartered in California.

Headquartered in California (12)

• Beneficial State Bancorp, Inc.Bank holding company · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…Affordable Housing LoansVerified
• Beneficial State BankBank or thrift · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…Banking and lending solutions from our affordable housing banking experts.Verified
• California Community Reinvestment Corp.Loan fund · Glendale, CAAffordable housing development loansCCRC provides financing for multifamily rental housing that is affordable to low-income families, seniors, and residents with special needs.Verified
• Century Housing CorporationLoan fund · Culver City, CAAffordable housing development loansLoan products include predevelopment, acquisition, construction, and permanent financingVerified
• Habitat Community CapitalLoan fund · Oakland, CAAffordable housing development loansProviding loan Opportunities & Financing options to affordable housing organizationVerified
• Housing Trust Fund Ventura CountyLoan fund · Camarillo, CAAffordable housing development loansprovides below-market interest rate loans to developers who create new affordable housing within Ventura County.Verified
• Housing Trust Fund of Santa Barbara CountyLoan fund · Santa Barbara, CAAffordable housing development loans, Home mortgagesHTF operates a $7.4 million Revolving Loan Fund in partnership with community lenders to provide below-market interest rate loans to qualified sponsors to initiate affordable rental or homeownership housing projects.Verified
• Housing Trust Silicon ValleyLoan fund · San Jose, CAAffordable housing development loansThe Supportive Housing Fund is a partnership between the County of Santa Clara and Housing Trust. Funded with $16.7 million in County funds and $5 million from Housing Trust, Supportive Housing Fund loans finance acquisition, predevelopment or construction of permanent housingVerified
• Low Income Investment FundLoan fund · San Francisco, CAChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansLIIF offers flexible financing for the development, acquisition, rehabilitation and green retrofit of affordable homeownership and multifamily rental units.Verified
• Rural Community Assistance CorporationLoan fund · West Sacramento, CAAffordable housing development loans, Nonprofit / community facility loans, Small-business loansRCAC financing helps developers build single and multifamily affordable housing units for low-income families.Verified
• San Francisco Housing Accelerator Fund, TheLoan fund · San Francisco, CAAffordable housing development loansWe provide borrowers with tailored loan solutions to meet a wide variety of affordable housing financing gaps.Verified
• San Luis Obispo County Housing Trust FundLoan fund · San Luis Obispo, CAAffordable housing development loanshelps bridge those gaps by providing financing through a revolving loan fund that supports affordable housing developments throughout San Luis Obispo County.Verified

Based elsewhere, say they serve California (1)

Their own website names California, or a county or town in it, in its service area.

• Native Community CapitalLoan fund · Laguna, NM · Native CDFIAffordable housing development loans, Home mortgages, Personal / consumer loans, Small-business loansPre-development financing is limited to experienced developers with an approved allocation of tax credits or other financingService area: Primarily New Mexico and Arizona, with some financing in California, Hawaii and Oklahoma; Southwest U.S. focusVerified

National lenders (19)

These lenders say they lend nationwide and do not exclude California. They are not counted above.

• BlueHub Loan Fund IncLoan fund · Boston, MAChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansWe offer a full range of flexible loan products for affordable housing projects, including:Verified
• Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loansThis loan program is designed to help create and keep affordable housing available for families and individuals who need it most.Verified
• Community Development Trust, LP, TheLoan fund · New York, NYAffordable housing development loansCDT provides long-term capital to support the creation and preservation of high-quality affordable housing throughout the United States.Verified
• Community Housing Capital, Inc.Loan fund · Decatur, GAAffordable housing development loansUp to $10MMVerified
• Disability Fund, Inc., TheLoan fund · Rockville Centre, NYAffordable housing development loansas well as gap, predevelopment, acquisition and rehabilitation financing.Verified
• Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loansmaking loans to affordable housing developersVerified
• Housing Partnership Fund, Inc., TheLoan fund · Boston, MAAffordable housing development loansEnterprise and project-level financing to grow our members’ real estate business lines and support the acquisition, development and preservation of single and multi-family affordable housing.Verified
• Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loansWe provide financing for the construction or preservation of a variety of real estate projects including multifamily rental housing, affordable for-sale housing, and mixed-use developments.Verified
• Mercy Community CapitalLoan fund · Denver, COAffordable housing development loansThroughout 2025, Mercy Community Capital (MCC) continued to support developers who were relatively new to affordable housing or had limited access to traditional debt sources. As a Community Development Financial Instit…Verified
• National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loansThrough direct loans, participations, and subordinated debt, we help finance affordable housing, healthcare, small business expansion, and critical infrastructure.Verified
• Neighborworks Capital CorporationLoan fund · Silver Spring, MDAffordable housing development loansFlexible, patient loans for real estate development and capacity buildingVerified
• Nonprofit Finance FundLoan fund · New York, NYChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…up to $1MThe program offers affordable loans of up to $1,000,000 with flexible terms.Verified
• Partners for the Common Good, Inc.Loan fund · Washington, DCCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansWe support every stage of affordable housing development: predevelopment, acquisition, bridge, construction/rehab, and mini-perm financing.Verified
• Reinvestment Fund, Inc., TheLoan fund · Philadelphia, PAChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…Reinvestment Fund provides financing that supports small scale housing developers as well as developers who are underrepresented in real estate development.Verified
• Resident Ownership Capital, LLC dba ROC USA CapitalLoan fund · Washington, DCAffordable housing development loansAcquisition & Capital Improvement FinancingVerified
• Rocky Mountain Community Reinvestment CorporationLoan fund · Salt Lake City, UTAffordable housing development loansRMCRC specializes in providing permanent financing for multifamily rental properties that serve low-to-moderate income households.Verified
• Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loansLoans are made to cooperatively owned small business, microenterprises, commercial real estate and multi-family and affordable housing.Verified
• The Community Business Investment Fund, LLCLoan fund · Austin, TXAffordable housing development loansPredevelopment Loans are designed to support Low-Income Housing Tax Credit (LIHTC) transactions.Verified
• The Housing Partnership Network, Inc.Loan fund · Boston, MAAffordable housing development loansEnterprise and project-level financing to grow our members’ real estate business lines and support the acquisition, development and preservation of single and multi-family affordable housing.Verified

County pages in California with these lenders

Number of lenders above that name the county (or a town in it) on their website or are headquartered there.

Other loan types in California

CDFI affordable housing development loans in other states

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.