At a glance
From its website, read 2 Nov 2026Low Income Investment Fund is a loan fund based in San Francisco, California. Its website describes child-care facility loans, commercial real estate loans, affordable housing development loans and 1 other loan type.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| lending@liifund.org source | |
| Website | www.liifund.org |
| Office (official list) | 49 Stevenson Street, Suite 300, San Francisco, CA 94105 |
What their website says about applying
Ready to get started? Get in touch with us today.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 17 Sep 2013 |
| RSSD ID | — (none listed) |
| Address | 49 Stevenson Street, Suite 300, San Francisco, CA 94105 Directions (Google Maps) |
| Website | www.liifund.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. The child-care loan details come from a 2025 press release, and the lending pages state no loan amount ranges. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Child-care facility financing | up to $100,000 | Capital will be offered as three- to five-year, fixed-rate loans of up to $100,000 | source |
| Commercial real estate loans | — | We finance real estate at all stages, and offer: | source |
| Affordable housing development loans | — | LIIF offers flexible financing for the development, acquisition, rehabilitation and green retrofit of affordable homeownership and multifamily rental units. | source |
| Nonprofit / community facility loans | — | We provide financing for the construction, expansion and renovation of federally qualified health care centers (FQHCs), charter schools, child care centers and other community facilities. | source |
Loan sizes
Capital will be offered as three- to five-year, fixed-rate loans of up to $100,000
source
Service area
Not stated on the pages we read.
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://www.liifund.org/
- https://www.liifund.org/2025/05/07/liif-announces-new-loan-product-for-licensed-in-home-child-care-providers-partnership-with-ascendus-and-working-solutions-cdfi-to-strengthen-small-business-owners-in-california/
- https://www.liifund.org/2026/03/13/liif-provides-1-5-million-in-predevelopment-loans-for-affordable-housing-in-murrieta-california/
- https://www.liifund.org/strategic-priorities/lending-tools/
- https://www.liifund.org/2025/06/25/liif-loan-to-mi-casa-inc-set-to-preserve-d-c-s-girard-house-as-affordable-housing/
- https://www.liifund.org/perspective/reaching-new-heights-in-california-creating-affordable-housing-via-collaboration-and-comprehensive-lending-tools/
- https://www.liifund.org/2025/06/26/centering-developer-voices-in-loan-product-creation/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your child-care facility loans and commercial real estate loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$74.3 million in 38 awards from the U.S. Treasury's CDFI Fund, 1996–2024 (7 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $1,285,000 |
| 2024 | Capital Magnet Fund | $4,500,000 |
| 2023 | Capital Magnet Fund | $4,500,000 |
| 2022 | CDFI Equitable Recovery Program | $4,957,678 |
| 2021 | CDFI Program, Financial Assistance | $1,046,530 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2020 | CDFI Program, Financial Assistance | $794,500 |
| 2020 | Capital Magnet Fund | $4,500,000 |
| 2020 | Disability Funds, Financial Assistance | $100,000 |
| 2019 | CDFI Program, Financial Assistance | $799,000 |
| 2019 | Disability Funds, Financial Assistance | $202,000 |
| 2019 | Healthy Food Financing Initiative, Financial Assistance | $1,000,000 |
| 2018 | CDFI Program, Financial Assistance | $1,125,000 |
| 2018 | Capital Magnet Fund | $3,750,000 |
| 2018 | Disability Funds, Financial Assistance | $400,000 |
| 2018 | Healthy Food Financing Initiative, Financial Assistance | $3,000,000 |
| 2017 | CDFI Program, Financial Assistance | $1,096,905 |
| 2017 | Healthy Food Financing Initiative, Financial Assistance | $3,000,000 |
| 2016 | CDFI Program, Financial Assistance | $1,347,000 |
| 2016 | Capital Magnet Fund | $3,700,000 |
| 2016 | Healthy Food Financing Initiative, Financial Assistance | $3,000,000 |
| 2015 | CDFI Program, Financial Assistance | $1,653,000 |
| 2014 | CDFI Program, Financial Assistance | $2,000,000 |
| 2013 | CDFI Program, Financial Assistance | $3,000,000 |
| 2011 | CDFI Program, Financial Assistance | $1,500,000 |
| 2010 | CDFI Program, Financial Assistance | $750,000 |
| 2010 | Capital Magnet Fund | $6,000,000 |
| 2009 | CDFI Program, Financial Assistance | $2,000,000 |
| 2008 | CDFI Program, Financial Assistance | $1,000,000 |
| 2007 | CDFI Program, Financial Assistance | $860,000 |
| 2006 | CDFI Program, Financial Assistance | $585,000 |
| 2003 | CDFI Program, Financial Assistance | $1,320,000 |
| 2001 | CDFI Program, Financial Assistance | $1,950,000 |
| 2000 | CDFI Program, Financial Assistance | $1,000,000 |
| 1999 | CDFI Program, Technical Assistance | $50,000 |
| 1998 | CDFI Program, Financial Assistance | $2,000,000 |
| 1997 | CDFI Program, Financial Assistance | $165,000 |
| 1996 | CDFI Program, Financial Assistance | $2,500,000 |
New Markets Tax Credit allocations
$578 million in 11 allocations. An NMTC allocation is the authority to offer investors federal tax credits for community investments; it is not cash paid to the lender and is not counted in the award total above.
| Round year | Program | Allocation |
|---|---|---|
| 2020 | New Markets Tax Credit allocation | $60,000,000 |
| 2017 | New Markets Tax Credit allocation | $60,000,000 |
| 2016 | New Markets Tax Credit allocation | $85,000,000 |
| 2014 | New Markets Tax Credit allocation | $60,000,000 |
| 2013 | New Markets Tax Credit allocation | $48,000,000 |
| 2012 | New Markets Tax Credit allocation | $55,000,000 |
| 2011 | New Markets Tax Credit allocation | $50,000,000 |
| 2010 | New Markets Tax Credit allocation | $21,000,000 |
| 2009 | New Markets Tax Credit allocation | $45,000,000 |
| 2008 | New Markets Tax Credit allocation | $50,000,000 |
| 2007 | New Markets Tax Credit allocation | $44,000,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Jun 2023| Total assets | $642.7M |
|---|---|
| Total liabilities | $486.3M |
| Net assets | $156.4M |
| Total revenue | $108M |
| Notes and loans receivable, net (Part X line 7) | $506.7M |
| Program-related investments (Part X line 13) | $3.9M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending June 2023 (tax year 2022; EIN 94-2952578, filed as “LOW INCOME INVESTMENT FUND”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Jun 2021 (990) | $611.9M | $151.7M | $85.3M | $480.2M |
| Jun 2022 (990) | $578.3M | $158M | $61.2M | $424.8M |
| Jun 2023 (990) | $642.7M | $156.4M | $108M | $506.7M |
Total assets grew 5% from Jun 2021 to Jun 2023; notes and loans receivable rose 6%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $642.7M | Larger than 100% of the 47 other certified loan funds and venture funds in California with a matched Form 990 (median $18.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in California | 47 | larger than 100% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
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- San Francisco Housing Accelerator Fund, TheLoan fund · San Francisco, CAAffordable housing development loansVerified
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Work at Low Income Investment Fund? Link to this page
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