Loan type × state · CA
CDFI microloans in California
13 certified CDFIs that serve California describe microloans on their own websites: 12 headquartered in California and 1 based elsewhere whose stated service area includes California. 3 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 13
- Based in CA
- 12
- Based elsewhere
- 1
- National
- 3
Counted from each lender's own website: a lender is listed when it describes microloans on a page we read and is headquartered in California or names California, or a county or town in it, as its service area. 63 other verified lenders that serve California did not mention microloans on the pages we read, and 26 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 13 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 11 loan funds, 2 credit unions |
|---|---|
| Largest amount stated | 9 lenders state a maximum: median $50,000, range $2,000 to $50,000 |
| Smallest amount stated | 3 lenders state a minimum: median $5,000, lowest $2,500 |
| Borrower focus stated | Startups (5), Minority / BIPOC (3), Rural (3), Low- and moderate-income / underserved (3), Immigrants (2), Women (2) |
| Languages other than English | Spanish (5), Hmong (1) |
| Online application link found | 8 of 13 |
| Service area stated on their site | 11 of 13 |
See also all 97 CDFIs headquartered in California, CDFI microloans in every state, the guide How big are CDFI microloans?.
Headquartered in California (12)
- Arcata Economic Development CorporationLoan fund · Eureka, CACommercial real estate loans, Microloans, Small-business loans$5,000 to $50,000
Microloans ranging from $5,000 to $50,000 can be used for:
Verified - California Capital Small Business Financial Development CorporationLoan fund · Sacramento, CAMicroloans, Small-business loansup to $50,000
Microloans up to $50,000
Verified - California Coastal Rural Development CorporationLoan fund · Salinas, CAAgriculture / farm loans, Microloans, Small-business loans$5,000 to $50,000
$5,000 to $50,000.
Verified - First Community Capital, Inc.Loan fund · Riverside, CASmall-dollar / emergency loans, Microloans, Nonprofit / community facility loans, Personal / consumer loans…up to $50,000
Up to $50,000
Verified - Fresno Area Hispanic FoundationLoan fund · Fresno, CAMicroloans, Personal / consumer loans
Micro-Loan Program
Verified - Fresno Community Development Financial Institution dba Access Plus CapitalLoan fund · Fresno, CACommercial real estate loans, Energy / solar / efficiency loans, Equipment loans, Microloans…up to $50,000
$50,000 and under
Verified - PACE Finance CorporationLoan fund · Los Angeles, CAMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
designed to help small businesses start or grow their operations.
Verified - Pacific Coast Regional, Small Business Development CorporationLoan fund · Los Angeles, CAMicroloans, Small-business loansup to $50,000
Loans up to $50,000. This product is designed to address the needs of existing and start-up businesses with very low capital needs.
Verified - Santa Cruz Community Credit UnionCredit union · Santa Cruz, CAAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Small-dollar / emergency loans…$2,500 to $50,000
We specialize in offering microloans to our member businesses—from $2,500 to $50,000.
Verified - TMCCommunityCapitalLoan fund · Oakland, CAMicroloans, Small-business loans
Micro Loan
Verified - Valley First Federal Credit UnionCredit union · Modesto, CAAuto / vehicle loans, Energy / solar / efficiency loans, Microloans, Home mortgages…up to $50,000
Fuel Your Business Dreams with Microloans Up to $50K
Verified - Yurok Alliance for Northern California HousingLoan fund · Klamath, CA · Native CDFIHome repair / improvement loans, Microloans, Personal / consumer loans, Small-business loansup to $2,000
Micro Loans - up to $2,000
Verified
Based elsewhere, say they serve California (1)
Their own website names California, or a county or town in it, in its service area.
National lenders (3)
These lenders say they lend nationwide and do not exclude California. They are not counted above.
- Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
Our microloan program offers small amounts of funding, typically under $10,000, to help businesses in low-income communities with everyday needs.
Verified - Dakota ResourcesLoan fund · Renner, SDMicroloans, Nonprofit / community facility loansup to $25,000
$25,000 maximum loan; available for small business needs.
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
Verified
County pages in California with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in California
CDFI microloans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ca/microloans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).