At a glance
From its website, read 2 Nov 2026Yurok Alliance for Northern California Housing is a loan fund based in Klamath, California. Its website describes home repair loans, microloans, personal loans and 1 other loan type. Stated loan amounts run up to $25,000. Where it lends: Yurok Tribal jurisdiction, among tribal members.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (707) 708-5754 source |
|---|---|
| Website | www.yurokalliancecdfi.org |
| Office (official list) | PO Box 155, Klamath, CA 95548 |
What their website says about applying
Don't know where to start? Call us and set up an in-person meeting!
sourcePlease contact our office to set up a time to discuss your business needs!
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | Yes |
| Date certified (as listed) | 8 Jan 2026 |
| RSSD ID | — (none listed) |
| Address | PO Box 155, Klamath, CA 95548 |
| Website | www.yurokalliancecdfi.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 5 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Loan amounts are stated only as upper limits, and loan applications are downloadable PDF forms. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Home repair / improvement loans | up to $20,000 | Home Improvement Loans - up to $20,000 | source |
| Microloans | up to $2,000 | Micro Loans - up to $2,000 | source |
| Personal / consumer loans | up to $2,000 | Personal loans with low interest are available for approved borrowers, up to $2,000. | source |
| Small-business loans | up to $25,000 | Business Loans - up to $25,000 For start ups and existing businesses | source |
Loan sizes
Micro Loans - up to $2,000
sourceDebt Consolidation Loans - up to $10,000
sourceHome Improvement Loans - up to $20,000
sourceBusiness Loans - up to $25,000
source
Range used for the size filter: not stated to $25,000
Service area
Yurok Tribal jurisdiction, among tribal members
WITHIN THE YUROK TRIBAL JURISDICTION AMONG TRIBAL MEMBERS
source
Borrower focus
- Native American / Alaska Native / Native Hawaiian
As a Native CDFI, The Alliance focuses our efforts on providing services to the native community
source
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Is there a minimum loan amount?
Their website gives a maximum ($25,000) but no minimum. - What is the APR, including fees, on your home repair loans and personal loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your microloans and small-business loans?
Their website does not state a rate for this. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$699,625 in 4 awards from the U.S. Treasury's CDFI Fund, 2008–2025 (CDFI Rapid Response Program; Native American CDFI Assistance (NACA), Technical Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2025 | Native American CDFI Assistance (NACA), Technical Assistance | $200,000 |
| 2022 | Native American CDFI Assistance (NACA), Technical Assistance | $150,000 |
| 2021 | CDFI Rapid Response Program | $200,000 |
| 2008 | Native American CDFI Assistance (NACA), Technical Assistance | $149,625 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $937,384 |
|---|---|
| Total liabilities | $458,728 |
| Net assets | $478,656 |
| Total revenue | $91,628 |
| Notes and loans receivable, net (Part X line 7) | $370,265 |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 20-1886455, filed as “YUROK ALLIANCE FOR NORTHERN CALIFORNIA HOUSING”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2019 (990) | $252,174 | $252,174 | $207,894 | $111,964 |
| Dec 2021 (990-EZ) | $396,881 | $385,493 | $124,004 | — |
| Dec 2022 (990-EZ) | $430,947 | $430,719 | $90,220 | — |
| Dec 2023 (990) | $937,384 | $478,656 | $91,628 | $370,265 |
Total assets grew 272% from Dec 2019 to Dec 2023; notes and loans receivable rose 231%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $25,000 | Other loan funds whose website states a maximum: median $275,000. Higher than the stated maximum of 5% of these 184. |
| Total assets, latest IRS Form 990 | $937,384 | Larger than 4% of the 47 other certified loan funds and venture funds in California with a matched Form 990 (median $18.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 5% |
| Form 990 total assets | certified loan and venture funds with a Form 990, in California | 47 | larger than 4% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Klamath and California
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- AltaOne Federal Credit UnionCredit union · Ridgecrest, CAAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Verified
- Altura Credit UnionCredit union · Riverside, CAAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- American Nonprofits, Inc.Loan fund · Santa Cruz, CAVerified
- Apoyo Financiero Inc.Loan fund · Concord, CAPersonal / consumer loans, Small-business loansVerified
Work at Yurok Alliance for Northern California Housing? Link to this page
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