Loan type × state · MI
CDFI microloans in Michigan
8 certified CDFIs that serve Michigan describe microloans on their own websites: 8 headquartered in Michigan. 3 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 8
- Based in MI
- 8
- National
- 3
Counted from each lender's own website: a lender is listed when it describes microloans on a page we read and is headquartered in Michigan or names Michigan, or a county or town in it, as its service area. 24 other verified lenders that serve Michigan did not mention microloans on the pages we read, and 4 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 8 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 8 loan funds |
|---|---|
| Largest amount stated | 7 lenders state a maximum: median $50,000, range $5,000 to $50,000 |
| Smallest amount stated | 4 lenders state a minimum: median $3,750, lowest $500 |
| Borrower focus stated | Startups (4), Minority / BIPOC (3), Low- and moderate-income / underserved (3), Women (1), Native American / Alaska Native / Native Hawaiian (1), Immigrants (1) |
| Languages other than English | Spanish (1) |
| Online application link found | 4 of 8 |
| Service area stated on their site | 4 of 8 |
See also all 34 CDFIs headquartered in Michigan, CDFI microloans in every state, the guide How big are CDFI microloans?.
Headquartered in Michigan (8)
- Detroit Development FundLoan fund · Detroit, MICommercial real estate loans, Microloans, Small-business loans$10,000 to $40,000
DDF Micro Loan amounts range from $10,000 to $40,000*
Verified - Grand Rapids Opportunities for WomenLoan fund · Grand Rapids, MIMicroloans, Small-business loans
At GROW, we offer Rapid loans, Microloans, Michigan Good Food Fund loans, and Participation loans
Verified - Great Lakes Womens Business CouncilLoan fund · Livonia, MIMicroloans, Small-business loans$5,000 to $50,000
Loan amounts $5,000 to $50,000
Verified - Metro Community Development, Inc.Loan fund · Flint, MIMicroloans, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansup to $50,000
At Metro Community Development, we offer a microlending option of up to $50,000 to help you develop your business.
Verified - Michigan Women's Foundation, TheLoan fund · Detroit, MIMicroloans, Small-business loans$2,500 to $50,000
Our standard small business microloan offers capital loans of $2,500-$50,000 to Michigan small businesses.
Verified - Northern Shores Community Development, Inc.Loan fund · Harbor Springs, MI · Native CDFIAgriculture / farm loans, Credit-builder loans, Small-dollar / emergency loans, Energy / solar / efficiency loans…$500 to $5,000
Loan amounts from $500 – $5000
Verified - Prosperus Detroit Micro LendingLoan fund · Detroit, MICredit-builder loans, Microloansup to $50,000
loans up to $50,000
Verified - Venture North Funding & DevelopmentLoan fund · Traverse City, MIMicroloans, Small-business loansup to $50,000
Up to $50,000 • Flexible terms • Equipment/inventory/working capital
Verified
National lenders (3)
These lenders say they lend nationwide and do not exclude Michigan. They are not counted above.
- Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
Our microloan program offers small amounts of funding, typically under $10,000, to help businesses in low-income communities with everyday needs.
Verified - Dakota ResourcesLoan fund · Renner, SDMicroloans, Nonprofit / community facility loansup to $25,000
$25,000 maximum loan; available for small business needs.
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
Verified
County pages in Michigan with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in Michigan
CDFI microloans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/mi/microloans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).