At a glance
From its website, read 2 Nov 2026Housing Trust Fund Ventura County is a loan fund based in Camarillo, California. Its website describes affordable housing development loans. Stated loan amounts run from $250,000 to $5M. Where it lends: Ventura County, California (affordable housing developments).
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Website | www.housingtrustfundvc.org |
|---|---|
| Office (official list) | 360 Mobil Ave., Suite 213A, Camarillo, CA 93010 |
What their website says about applying
Click the buttons below to download the Notice of Funds Available (NOFA) from Housing Trust Fund VC’s Program Guidelines, and to request an application.
sourceSubmit a full application (see below), including all schedules, approvals and financial information required
sourceHousing Trust Fund VC will review and provide feedback, requesting clarification, additional information or invite a full-application
sourceApplications accepted year-round; Approval and funding as finances permit.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 26 Apr 2018 |
| RSSD ID | — (none listed) |
| Address | 360 Mobil Ave., Suite 213A, Camarillo, CA 93010 Directions (Google Maps) |
| Website | www.housingtrustfundvc.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. The residual receipts loan application deadline has concluded according to the pages, and the lender lends only to developers, not to individual borrowers. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Affordable housing development loans | — | provides below-market interest rate loans to developers who create new affordable housing within Ventura County. | source |
Loan sizes
Minimum amount $250,000; maximum amount $5 million with California Proposition 1 (2018) funding
source
Range used for the size filter: $250,000 to $5M
Service area
Ventura County, California (affordable housing developments)
helping to increase affordable housing options throughout Ventura County by leveraging public-private partnerships
source
Counties this matches: Ventura County, CA
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://www.housingtrustfundvc.org/
- https://www.housingtrustfundvc.org/residual-receipts-loan-program/
- https://www.housingtrustfundvc.org/pipeline/
- https://www.housingtrustfundvc.org/housing/
- https://www.housingtrustfundvc.org/resources/
- https://www.housingtrustfundvc.org/home-made/
- https://www.housingtrustfundvc.org/funding-programs/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What interest rate and fees should I expect on your affordable housing development loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$2.8 million in 3 awards from the U.S. Treasury's CDFI Fund, 2019–2022 (CDFI Equitable Recovery Program; CDFI Program, Technical Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $891,059 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2019 | CDFI Program, Technical Assistance | $125,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $20.9M |
|---|---|
| Total liabilities | $6.3M |
| Net assets | $14.7M |
| Total revenue | $4.1M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 45-3191747, filed as “HOUSING TRUST FUND VENTURA COUNTY”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The filing shows no amount on the notes-and-loans line; a loan fund can report its loans on other balance-sheet lines, so this is not a loan figure. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue |
|---|---|---|---|
| Dec 2021 (990) | $8.4M | $5.9M | $2.7M |
| Dec 2022 (990) | $17.3M | $11.3M | $6M |
| Dec 2023 (990) | $20.9M | $14.7M | $4.1M |
Total assets grew 148% from Dec 2021 to Dec 2023. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $5M | Other loan funds whose website states a maximum: median $250,000. Higher than the stated maximum of 86% of these 184. |
| Total assets, latest IRS Form 990 | $20.9M | Larger than 55% of the 47 other certified loan funds and venture funds in California with a matched Form 990 (median $18.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 86% |
| Form 990 total assets | certified loan and venture funds with a Form 990, in California | 47 | larger than 55% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Camarillo and California
- AccessityLoan fund · San Diego, CASmall-business loansVerified
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- AltaOne Federal Credit UnionCredit union · Ridgecrest, CAAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Verified
- Altura Credit UnionCredit union · Riverside, CAAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- American Nonprofits, Inc.Loan fund · Santa Cruz, CAVerified
- Apoyo Financiero Inc.Loan fund · Concord, CAPersonal / consumer loans, Small-business loansVerified
Work at Housing Trust Fund Ventura County? Link to this page
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CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.