At a glance
From its website, read 2 Nov 2026Rio Grande Valley Multibank Corporation is a loan fund based in Brownsville, Texas. Its website describes small-dollar emergency loans, affordable housing development loans, home mortgages and 1 other loan type. Where it lends: Lower Rio Grande Valley, Texas (RGV). The consumer loan APR it states is 22%. You can start an application online. It serves borrowers in Spanish.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (956) 541-4955 source |
|---|---|
| Apply online | Page with the application link |
| Website | www.rgvmultibank.com |
| Office (official list) | 901 East Levee, Brownsville, TX 78520 |
What their website says about applying
All transactions are done on-line including application and servicing.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Personal / consumer loans | Rate stated, not as an APR: see their wording | at an interest rate of 18% | source |
| Personal / consumer loans | Rate: 22% APR | altogether this equals 22% APR | source |
| Personal / consumer loans | Term: up to 12 mo | with an amortization period of 12 months | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 13 Jul 2025 |
| RSSD ID | — (none listed) |
| Address | 901 East Levee, Brownsville, TX 78520 Directions (Google Maps) |
| Website | www.rgvmultibank.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 2 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. The pages do not state loan amount limits for the CASALoan mortgage or the interim construction facility. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Small-dollar / emergency loans | up to $1,000 | The CLC Loan is a maximum of $1,000, with an amortization period of 12 months, at an interest rate of 18%. | source |
| Affordable housing development loans | — | the RGVMB makes available one credit facilities with its current capital to increase the production of affordable housing. | source |
| Home mortgages | — | The RGVMB's oldest affordable mortgage financing program is the Affordable Housing Loan (AHLP) program, now rebranded as the CASALoan Program. | source |
| Personal / consumer loans | — | We help families reach these goals by providing financial products and services that address their needs for homeownership, safe and secure rental properties, and lower-cost personal loans through employers. | source |
Loan sizes
The CLC Loan is a maximum of $1,000, with an amortization period of 12 months, at an interest rate of 18%.
source
Service area
Lower Rio Grande Valley, Texas (RGV)
The RGVMB's target market is the Lower Rio Grande Valley, Texas (RGV).
source
Borrower focus
Languages
- Spanish
Estamos aquí para ayudar a los afectados por COVID-19 (coronavirus).
source
Online application
Yes — the site links to an application. All transactions are done on-line including application and servicing.
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your small-dollar emergency loans and home mortgages?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your affordable housing development loans?
Their website does not state a rate for this. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Do you offer down-payment help, and is a homebuyer education course required?
CDFI home loans often come with homebuyer education or down-payment help; their website does not say. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$5.6 million in 6 awards from the U.S. Treasury's CDFI Fund, 1999–2022 (CDFI Program, Financial Assistance; CDFI Program, Technical Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Program, Financial Assistance | $1,107,900 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2020 | CDFI Program, Financial Assistance | $794,465 |
| 2013 | CDFI Program, Financial Assistance | $847,000 |
| 2009 | CDFI Program, Financial Assistance | $1,000,000 |
| 1999 | CDFI Program, Technical Assistance | $56,500 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Other certified CDFIs in Brownsville and Texas
- Affordable Homes of South Texas, Inc.Loan fund · McAllen, TXHome repair / improvement loans, Home mortgagesVerified
- BORDERPLEX COMMUNITY CAPITAL, INCLoan fund · El Paso, TXCommercial real estate loans, Equipment loans, Microloans, Small-business loansVerified
- Border Federal Credit UnionCredit union · Del Rio, TXAuto / vehicle loans, Personal / consumer loansVerified
- Business Investment GrowthLoan fund · Austin, TXMicroloansVerified
- Business and Community Lenders (BCL) of TexasLoan fund · Austin, TXCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- City Federal Credit UnionCredit union · Amarillo, TXAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
Work at Rio Grande Valley Multibank Corporation? Link to this page
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