Loan type × state · NY
CDFI home repair loans in New York
8 certified CDFIs that serve New York describe home repair loans on their own websites: 8 headquartered in New York. 1 national lender with the same product is listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 8
- Based in NY
- 8
- National
- 1
Counted from each lender's own website: a lender is listed when it describes home repair loans on a page we read and is headquartered in New York or names New York, or a county or town in it, as its service area. 51 other verified lenders that serve New York did not mention home repair loans on the pages we read, and 20 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 8 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 6 loan funds, 2 credit unions |
|---|---|
| Largest amount stated | 3 lenders state a maximum: median $25,000, range $25,000 to $30,000 |
| Smallest amount stated | 1 lender state a minimum: median $20,000, lowest $20,000 |
| Borrower focus stated | First-time homebuyers (3), Low- and moderate-income / underserved (3), Minority / BIPOC (1), Veterans (1), Women (1) |
| Languages other than English | Spanish (3), Vietnamese (1) |
| Online application link found | 4 of 8 |
| Service area stated on their site | 5 of 8 |
See also all 76 CDFIs headquartered in New York.
Headquartered in New York (8)
- CDCLI Funding CorporationLoan fund · Melville, NYSmall-dollar / emergency loans, Home repair / improvement loans, Affordable housing development loansup to $25,000
finance the cost of repairs up to $25,000.
Verified - Genesee Co-Op Federal Credit UnionCredit union · Rochester, NYAuto / vehicle loans, Credit-builder loans, Energy / solar / efficiency loans, Home repair / improvement loans…
From first-time homebuyer programs to home improvement and green home loans
Verified - Home Headquarters, Inc.Loan fund · Syracuse, NYHome repair / improvement loans, Home mortgages, Small-business loansup to $25,000
Offers loans of up to $25,000
Verified - Neighborhood Housing Services of New York City, Inc.Loan fund · New York, NYHome repair / improvement loans, Home mortgages$20,000 to $30,000
Minimum loan amount: $20,000. Maximum loan amount: $30,000
Verified - Neighborhood Housing Services of Rochester IncLoan fund · Rochester, NYHome repair / improvement loans, Home mortgages
we have low interest loans (as low as 0%) available to help you repair your home.
Verified - Sustainable Neighborhoods LLCLoan fund · New York, NYHome repair / improvement loans
the Center annually lends millions of dollars of mission driven capital for below market financing and home repairs, providing financial assistance that allows New Yorkers to stay in their homes
Verified - Syracuse Cooperative Federal Credit UnionCredit union · Syracuse, NYAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Small-dollar / emergency loans…
Home Improvement Loans
Verified - Utica Neighborhood Housing Services, Inc.Loan fund · Utica, NYHome repair / improvement loans
Free to those applying for a Home Rehabilitation Grant or Loan or are receiving Foreclosure Counseling
Verified
National lenders (1)
These lenders say they lend nationwide and do not exclude New York. They are not counted above.
County pages in New York with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in New York
CDFI home repair loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ny/home-repair-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).