CDFI home repair loans in Tennessee

Counted from each lender's own website: a lender is listed when it describes home repair loans on a page we read and is headquartered in Tennessee or names Tennessee, or a county or town in it, as its service area. 21 other verified lenders that serve Tennessee did not mention home repair loans on the pages we read, and 13 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.

What these 9 lenders say

Lender websites, 29 Oct 2026–4 Nov 2026

Lender types	3 loan funds, 1 credit union, 4 banks or thrifts, 1 bank holding company
Largest amount stated	2 lenders state a maximum: median $30,000, range $25,000 to $35,000
Smallest amount stated	2 lenders state a minimum: median $5,000, lowest $5,000
Borrower focus stated	Low- and moderate-income / underserved (3), Rural (1), Veterans (1), Farmers / ranchers (1)
Online application link found	7 of 9
Service area stated on their site	5 of 9

See also all 41 CDFIs headquartered in Tennessee.

Headquartered in Tennessee (9)

• Carroll Bank and TrustBank or thrift · Huntingdon, TNAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Home Improvement LoansVerified
• Homeworks Community Lending LLCLoan fund · Johnson City, TNSmall-dollar / emergency loans, Home repair / improvement loans, Home mortgages, Personal / consumer loansHome Works Community Lending is pleased to offer a new Home Repair Loan Program. Apply today by downloading the application below.Verified
• METROPOLITAN TEACHERS' CREDIT UNIONCredit union · Nashville, TNAuto / vehicle loans, Home repair / improvement loans, Personal / consumer loansWe offer Home improvement loans.Verified
• Mountain Valley BankBank or thrift · Dunlap, TNAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home repair / improvement loans…Utilize your equity for home improvementsVerified
• The First National Bank of OneidaBank or thrift · Helenwood, TNCommercial real estate loans, Equipment loans, Home repair / improvement loans, Home mortgages…Home ImprovementVerified
• The Housing Fund, Inc.Loan fund · Madison, TNHome repair / improvement loans$5,000 to $35,000From $5,000 to $35,000 for home improvementsVerified
• United Housing, Inc.Loan fund · Memphis, TNHome repair / improvement loans$5,000 to $25,000901HELP provides 10-year, low-interest home repair loans between $5,000 and $25,000 to low and moderate-income homeowners in theVerified
• Wayne County Bancshares, Inc.Bank holding company · Waynesboro, TNAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Competitive rates to finance your home improvement projectVerified
• Wayne County BankBank or thrift · Waynesboro, TNAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Competitive rates to finance your home improvement projectVerified

National lenders (1)

These lenders say they lend nationwide and do not exclude Tennessee. They are not counted above.

• Mobility Credit Acceptance LLCLoan fund · Richmond, VAAuto / vehicle loans, Equipment loans, Home repair / improvement loansLearn how to finance accessibility equipment, home modifications, and accessible vehicles while maintaining affordable monthly payments.Verified

County pages in Tennessee with these lenders

Number of lenders above that name the county (or a town in it) on their website or are headquartered there.

Other loan types in Tennessee

CDFI home repair loans in other states

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.