CDFI lenders in Wayne County, TN

2 of these 3 lenders have received CDFI Fund awards, together $7.6M in fiscal years 2021–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.

Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.

3 head offices and 15 branches or offices of 3 lenders on this page, within 30 miles of the centre of Wayne County. Lenders with no office nearby may still lend here; many work by phone and online.

Median household income in Wayne County is $52,294, 25% below the Tennessee figure of $69,595 (ACS 2020–2024).

Businesses here took 13.9 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: fewer than the median Tennessee county (15.8), rank 54 of 95.

For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).

Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.

Certified CDFIs were the lender, the CDC or the third-party lender on 3 SBA approvals (3 7(a) loans) for borrowers in Wayne County in fiscal years 2020–2026, from 2 CDFIs. The 7(a) loans total $582,000 approved.

No single CDFI made 3 or more of them, so we do not name the lenders.

Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.