County directory · Mississippi

CDFI lenders in Hinds County, MS

5 are headquartered here. 11 more have a bank or credit-union branch here. 4 more say they serve all of Mississippi. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026) and FDIC/NCUA branch records.

Name this county: 0
Based here: 5
Branch here: 11
Serve all of MS: 4

None of the lender websites we read names Hinds County; the lenders below are based here, have an office here or serve the whole state. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Bolton, Byram, Clinton, Edwards, Jackson, Raymond, Terry, Tougaloo, Utica.

Lenders compared for Hinds County

25 with local records

Lender	Local records	Loan sizes	Head office
1. BANKPLUS Bank or thrift, Belzoni MS	8 offices here; 8 SBA loans here, FY2020–FY2026; 264 home loans here, 2025	ask	63 mi
2. Community Bank of Mississippi Bank or thrift, Flowood MS	2 offices here; 24 SBA loans here, FY2020–FY2026; 239 home loans here, 2025	ask	9 mi
3. HOPE FEDERAL CREDIT UNION Credit union, Jackson MS	headquarters here; 2 offices here; 60 home loans here, 2025	ask	4 mi
4. BankFirst Financial Services Bank or thrift, Columbus MS	1 office here; 9 SBA loans here, FY2020–FY2026; 23 home loans here, 2025	ask	140 mi
5. Merchants & Planters Bank Bank or thrift, Raymond MS	headquarters here; 5 offices here; 19 home loans here, 2025	ask	15 mi
6. Peoples Bank Bank or thrift, Mendenhall MS	25 SBA loans here, FY2020–FY2026; 3 home loans here, 2025	$500–$5M	35 mi
7. Copiah Bank Bank or thrift, Hazlehurst MS	2 offices here; 16 home loans here, 2025	ask	32 mi
8. Liberty Bank and Trust Company Bank or thrift, New Orleans LA	1 office here; 15 home loans here, 2025	ask	157 mi
9. Magnolia Federal Credit Union Credit union, Jackson MS	headquarters here; 1 office here	from $500	7 mi
10. PRIORITYONE BANK Bank or thrift, Magee MS	60 home loans here, 2025	ask	42 mi
11. Southern Bancorp Bank Bank or thrift, Arkadelphia AR	13 home loans here, 2025	ask	206 mi
12. Citizens National Bank of Meridian Bank or thrift, Meridian MS	12 home loans here, 2025	ask	93 mi
13. Bank of Commerce Bank or thrift, Greenwood MS	11 home loans here, 2025	ask	84 mi
14. First Bank Bank or thrift, McComb MS	10 home loans here, 2025	ask	74 mi
15. BancPlus Corporation Bank holding company, Ridgeland MS	8 offices here	ask	11 mi
16. RiverHills Bank Bank or thrift, Vicksburg MS	4 home loans here, 2025	ask	35 mi
17. Bank of Forest Bank or thrift, Forest MS	4 home loans here, 2025	ask	46 mi
18. Guaranty Bank and Trust Company Bank or thrift, Belzoni MS	3 home loans here, 2025	ask	63 mi
19. Community Bancshares of Mississippi, Inc. Bank holding company, Flowood MS	2 offices here	ask	9 mi
20. Copiah Bancshares, Inc. Bank holding company, Hazlehurst MS	2 offices here	ask	32 mi
21. Members Exchange Federal Credit Union Credit union, Ridgeland MS	1 office here	ask	11 mi
22. BankFirst Capital Corporation Bank holding company, Columbus MS	1 office here	ask	140 mi
23. Liberty Financial Services, Inc. Bank holding company, New Orleans LA	1 office here	ask	157 mi
24. Hope Enterprise Corporation Loan fund, Jackson MS	headquarters here	ask	4 mi
25. Culleywood Capital LLC Loan fund, Jackson MS	headquarters here	ask	5 mi

21 of these 25 lenders have received CDFI Fund awards, together $248.2M in fiscal years 1996–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.

Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.

Where these lenders have offices

25 lenders

13 head offices and 107 branches or offices of 25 lenders on this page, within 35 miles of the centre of Hinds County. Lenders with no office nearby may still lend here; many work by phone and online.

Loan types confirmed on these lenders' websites

Small-business loans (4 lenders)
Auto / vehicle loans (4 lenders)
Home mortgages (3 lenders)
Personal / consumer loans (3 lenders)
Nonprofit / community facility loans (2 lenders)
Commercial real estate loans (2 lenders)
Small-dollar / emergency loans (2 lenders)
Affordable housing development loans (1 lender)

Banks and credit unions with a branch in this county

14 certified CDFIs have at least one office in Hinds County (FDIC office data as of 30 Oct 2026 and NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.

CDFI mortgage lenders active here

Certified CDFIs reported 765 originated home loans for properties in Hinds County in 2025 under the Home Mortgage Disclosure Act: 21% of the 3,572 home loans that all HMDA lenders reported here.

Plus 7 more certified CDFIs with fewer than 3 loans here each (not listed).

A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.

Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.

Small business and SBA lending in Hinds County

Official statistics

Median household income in Hinds County is $49,402, 12% below the Mississippi figure of $56,447 (ACS 2020–2024).

Businesses here took 30.8 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: more than the median Mississippi county (19.1), rank 27 of 82.

Measure	Hinds County	Mississippi
Businesses with paid employees (CBP 2023)	4,878 (8.1% of the state)	60,465
…of which under 20 employees	84%	85%
Businesses without employees (Nonemployer Statistics 2023)	21,576	253,350
Median household income (ACS 2020–2024)	$49,402 (12% below the state)	$56,447
SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026	150 (149 7(a), 1 504)	2,067
…per 1,000 businesses with employees	30.8 (rank 27 of 82 Mississippi counties)	19.1 (median county)
Median SBA 7(a) loan, all lenders	$250,000	$222,350
…with a certified CDFI as lender, CDC or third-party lender	74 (49%)	1,086 (53%)
Variable-rate 7(a): median rate over prime at approval, FY2024–26	2 pts (42 loans; 5% at the SBA maximum)	2.5 pts (10% at the maximum)

Approvals by fiscal year: FY2020 18 · FY2021 31 · FY2022 26 · FY2023 20 · FY2024 22 · FY2025 17 · FY2026 16.

For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).

Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.

SBA loans made here by CDFIs

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 74 SBA approvals (73 7(a) loans and 1 504 project) for borrowers in Hinds County in fiscal years 2020–2026, from 10 CDFIs. The 7(a) loans total $29.4M approved.

CDFIs with 3 or more: Peoples Bank (25), Community Bank of Mississippi (24), BankFirst Financial Services (9), BANKPLUS (8). 6 more CDFIs made 1 or 2 each.

Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded here (FY2022)

CDFI Fund data, released Dec 2024

1,714 loans and investments totaling $435.1M (median $66,486) were reported to the CDFI Fund for borrowers and projects in Hinds County in fiscal year 2022, by 46 reporting CDFIs. More than half of these records come from a single reporting CDFI.

Purpose (CDFI Fund category)	Count	Total	Median
Home improvement	652	$60.8M	$8,080
Non-real estate business	294	$170.3M	$141,034
Non-real estate microenterprise	279	$5.6M	$17,670
Home purchase	202	$49.9M	$213,542
Real estate: single-family housing rehabilitation	118	$17.6M	$119,500
Real estate: commercial construction, permanent or acquisition	101	$74.5M	$200,625
Other purposes	67	$56.4M

Of 23 individual borrowers whose income was reported, 61% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 5,083 consumer loans in Hinds County totaling $33.9M (Consumer Loan Report, tract totals, so no median); they counted 61% of them as serving low-income borrowers.

Loans and investments reported in other years: FY2018 730 · FY2019 1,084 · FY2020 2,105 · FY2021 3,064.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Headquartered in Hinds County

The official list gives a headquarters address here. Check each lender's page for where it lends.

Say they serve all of Mississippi

Free help before you apply

These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.

Business advice

Housing counseling

Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.