Official record
CDFI Fund list, 21 Oct 2026| Institution type | Bank holding company |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 25 Mar 2014 |
| RSSD ID | 1097306 |
| Address | 1068 Highland Colony Parkway, Ridgeland, MS 39157 Directions (Google Maps) |
| Website | Not given on the official list (listed as “Non given”) |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedWe have not yet read this lender's website, so we can't list its loan products, sizes or service area. That doesn't mean it lacks them. The official list gives no website for this lender; contact it at the address above.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$6.9 million in 6 awards from the U.S. Treasury's CDFI Fund, 2014–2020 (CDFI Program, Financial Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2020 | CDFI Program, Financial Assistance | $620,000 |
| 2019 | CDFI Program, Financial Assistance | $714,000 |
| 2018 | CDFI Program, Financial Assistance | $850,000 |
| 2017 | CDFI Program, Financial Assistance | $916,905 |
| 2016 | CDFI Program, Financial Assistance | $2,000,000 |
| 2014 | CDFI Program, Financial Assistance | $1,750,000 |
Emergency Capital Investment Program (ECIP)
Treasury invested $250 million in this institution under ECIP, by buying preferred stock or subordinated debt (an investment, not a grant; it is not counted in the award total). ECIP type on the list: CDFI. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
FDIC, 30 Jun 2026Subsidiary bank on file with the FDIC: BankPlus (FDIC cert 5903, total assets $8.4 billion). Source: FDIC BankFind Suite (public data): total assets from the Call Report as of 30 Jun 2026; office list as of 30 Oct 2026, downloaded 3 Nov 2026.
| Total assets | $8.4 billion (as of 30 Jun 2026) |
|---|---|
| Offices | 73 in 4 states (as of 30 Oct 2026) |
Offices by state and county (73)
Mississippi (51 offices)
- Bolivar County (1): 620 N Davis Ave, Cleveland 38732
- Clarke County (1): 301 S Archusa Ave, Quitman 39355
- DeSoto County (4): 885 E Commerce St, Hernando 38632; 8990 Pigeon Roost Rd, Olive Branch 38654; 3045 Goodman Rd E, Southaven 38672; 4950 Venture Dr, Southaven 38671
- Grenada County (1): 1663 Sunset Dr, Grenada 38901
- Harrison County (1): 2501 14th Street, Gulfport 39501
- Hinds County (8): 7340 S Siwell Rd, Byram 39272; 102 Johnston Pl, Clinton 39056; 217 Clinton Blvd, Clinton 39056; 1200 Eastover Dr, Jackson 39211; 2925 Terry Rd, Jackson 39212; 3100 N State St, Jackson 39216; 730 Adkins Dr, Jackson 39211; 912 Dalton St, Jackson 39203
- Holmes County (4): 15351 N Jackson St, Durant 39063; 100 Court Sq, Lexington 39095; North 1st And Lexington Streets, Pickens 39146; 206 Main Street, Tchula 39169
- Humphreys County (1): 202 E Jackson St, Belzoni 39038 (main office)
- Lafayette County (1): 400 S Lamar Blvd, Oxford 38655
- Lauderdale County (2): 1911 N Hills St, Meridian 39305; 215 22nd Ave, Meridian 39301
- Lawrence County (1): 332 E Broad St, Monticello 39654
- Lee County (4): 205 E Troy St, Tupelo 38804; 371 S Gloster St, Tupelo 38801; 3993 N Gloster St, Tupelo 38804; 4001 West Main Street, Tupelo 38804
- Leflore County (1): 916 Highway 82 W, Greenwood 38930
- Lincoln County (2): 147 S Railroad Ave, Brookhaven 39601; 600 Brookway Blvd, Brookhaven 39601
- Madison County (7): 3366 N Liberty St, Canton 39046; 4837 Main St, Flora 39071; 105 Webster Cir, Madison 39110; 1243 Gluckstadt Rd, Madison 39110; 2020 Strawberry Hl, Madison 39110; 1010 Highland Colony Pkwy, Ridgeland 39157; 510 Highway 51, Ridgeland 39157
- Marion County (1): 428 Sumrall Rd, Columbia 39429
- Newton County (1): 129 S Frontage Rd, Newton 39345
- Oktibbeha County (1): 500 Russell St, Starkville 39759
- Pearl River County (2): 951 Highway 43 South, Picayune 39466; 105 S Main Street, Poplarville 39470
- Rankin County (5): 100 Orleans Way, Brandon 39042; 1845 Spillway Rd, Brandon 39047; 193 Promenade Blvd, Flowood 39232; 509 Lakeland Pl, Flowood 39232; 406 Riverwind Dr, Pearl 39208
- Wayne County (1): 913 Mississippi Dr, Waynesboro 39367
- Yazoo County (1): 200 N Jerry Clower Blvd, Yazoo City 39194
Alabama (7 offices)
- Baldwin County (1): 920 Fairhope Avenue, Fairhope 36532
- Coffee County (1): 206 E Grubbs St, Enterprise 36330
- Geneva County (1): 201 South Commerce Street, Geneva 36340
- Houston County (2): 1263 West Main Street, Dothan 36301; 4482 W Main St, Dothan 36305
- Mobile County (2): 106 Saint Francis St, Mobile 36602; 1141 Montlimar Dr, Mobile 36609
Florida (1 office)
- Walton County (1): 655 Grand Boulevard, Miramar 32550
Louisiana (14 offices)
- East Baton Rouge Parish (2): 665 Florida St, Baton Rouge 70801; 8383 Jefferson Hwy, Baton Rouge 70809
- Jefferson Parish (3): 2800 Manhattan Blvd, Harvey 70058; 3929 Veterans Memorial Blvd, Metairie 70002; 458 Metairie Rd, Metairie 70005
- Lafayette Parish (1): 328 Settlers Trace Blvd, Lafayette 70508
- Livingston Parish (2): 822 S Range Ave, Denham Springs 70726; 31579 Highway 22, Springfield 70462
- Orleans Parish (2): 4550 General Degaulle Dr, New Orleans 70131; 909 Poydras St, New Orleans 70112
- St. Tammany Parish (2): 118 Lake Dr, Covington 70433; 1936 Gause Blvd E, Slidell 70461
- Tangipahoa Parish (2): 201 W Oak St, Amite 70422; 1320 S Morrison Blvd, Hammond 70403
An office shows where the lender has a branch, not where it lends or whom it lends to.
What the regulator filing shows
Call Report, 30 Jun 2026A bank holding company files no Call Report of its own. These figures are from its subsidiary bank, BankPlus (RSSD 121642, FDIC cert 5903), the only active bank the FDIC lists under this holding company. Source: FFIEC Central Data Repository, bulk Call Report data (public data), report date 30 Jun 2026; year-earlier figures from the 30 Jun 2025 report; downloaded 4 Nov 2026. Schedules RC-C Parts I and II, dollar amounts filed in thousands.
| Total loans and leases | $6.41 billion (as of 30 Jun 2026, net of unearned income) |
|---|---|
| Change over the year | Up 4.5% from $6.14 billion on 30 Jun 2025 |
| Total assets | $8.38 billion (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| Home mortgages (1-4 family, closed-end) | $1.60 billion | 24.9% |
| Home equity lines of credit | $198.2 million | 3.1% |
| Commercial real estate, construction and multifamily | $3.29 billion | 51.3% |
| Commercial and industrial (business) loans | $737.3 million | 11.5% |
| Farmland and farm production loans | $457.2 million | 7.1% |
| Consumer loans (credit cards, auto, other) | $109.5 million | 1.7% |
| All other loans and leases | $23.8 million | 0.4% |
Within consumer loans: auto loans $12.4 million, credit cards $1.3 million.
Small business loans (original amount $1 million or less, balances on 30 Jun 2026)
| Original loan amount | Secured by business property | Commercial and industrial |
|---|---|---|
| Up to $100,000 | 174 loans $8.1 million | 1,684 loans $39.1 million |
| $100,001 to $250,000 | 402 loans $50.7 million | 438 loans $40.8 million |
| $250,001 to $1 million | 732 loans $288.9 million | 345 loans $100.8 million |
| All small business loans | 1,308 loans $347.7 million | 2,467 loans $180.7 million |
Small farm loans (original amount $500,000 or less, balances on 30 Jun 2026)
| Original loan amount | Secured by farmland | Farm production |
|---|---|---|
| Up to $100,000 | 304 loans $11.6 million | 337 loans $7.5 million |
| $100,001 to $250,000 | 217 loans $26.3 million | 101 loans $10.1 million |
| $250,001 to $500,000 | 120 loans $30.9 million | 46 loans $10.5 million |
| All small farm loans | 641 loans $68.7 million | 484 loans $28.1 million |
Balances are loans outstanding on the report date, not loans made during the year, and they include loans the bank bought. Shares are of gross loans and leases. The change over the year includes loans gained through mergers or bought from others. A category with no balance does not mean the bank never makes that kind of loan; ask the bank.
Home loans reported by its bank (2025)
FFIEC HMDA data, 2025The HMDA reporter panel lists BancPlus Corporation as the parent or top holder of this filer, which is also a certified CDFI with its own page:
- BANKPLUS: 2,733 originated home loans
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets (Call Report, 30 Jun 2026) | $8.38 billion | Larger than 99% of the 82 other certified banks and bank holding companies in Mississippi (median $408.8 million). |
| Loans as a share of assets | 77% | Median of the same 82 banks and bank holding companies: 62%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $6.14 billion → $6.41 billion (+4%) | Median change of 82 other certified banks and bank holding companies in Mississippi: +9%. Rank by loans held among these 83: 1 → 1. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Call Report total assets | other certified banks and bank holding companies in Mississippi | 82 | larger than 99% |
| Loans held then vs now | certified banks and bank holding companies in Mississippi reporting both dates | 82 | rank 1 → 1 of 83 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).
SBA loans approved
SBA data as of 30 Sep 2026SBA loan data names this holding company's bank, not the holding company. Its subsidiary BANKPLUS is certified separately and shows its SBA 7(a) and 504 approvals for FY2020–FY2026 on its own page.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in Ridgeland and Mississippi
- Members Exchange Federal Credit UnionCredit union · Ridgeland, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Personal / consumer loans…Verified
- BANK OF BROOKHAVENBank or thrift · Brookhaven, MSAuto / vehicle loans, Home repair / improvement loans, Home mortgages, Small-business loansVerified
- BANKPLUSBank or thrift · Belzoni, MSCredit-builder loans, Home mortgages, Personal / consumer loans, Small-business loansVerified
- Bancorp Of Okolona, INcBank holding company · Okolona, MSVerified
- Bank of AnguillaBank or thrift · Anguilla, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Verified
- Bank of CommerceBank or thrift · Greenwood, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…Verified
Work at BancPlus Corporation? Link to this page
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