County directory · Louisiana

CDFI lenders in Orleans Parish, LA

5 are headquartered here. 8 more have a bank or credit-union branch here. 2 more say they serve all of Louisiana. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026) and FDIC/NCUA branch records.

Name this county: 0
Based here: 5
Branch here: 8
Serve all of LA: 2

None of the lender websites we read names Orleans Parish; the lenders below are based here, have an office here or serve the whole state. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: New Orleans.

Lenders compared for Orleans Parish

22 with local records

Lender	Local records	Loan sizes	Head office
1. Liberty Bank and Trust Company Bank or thrift, New Orleans LA	headquarters here; 4 offices here; 4 SBA loans here, FY2020–FY2026; 57 home loans here, 2025	ask	7 mi
2. Planters Bank & Trust Company Bank or thrift, Indianola MS	1 office here; 3 SBA loans here, FY2020–FY2026; 12 home loans here, 2025	ask	244 mi
3. OnPath Federal Credit Union Credit union, Metairie LA	2 offices here; 118 home loans here, 2025	ask	7 mi
4. BANKPLUS Bank or thrift, Belzoni MS	2 offices here; 48 home loans here, 2025	ask	224 mi
5. EPIC Federal Credit Union Credit union, Metairie LA	1 office here; 18 home loans here, 2025	ask	8 mi
6. HOPE FEDERAL CREDIT UNION Credit union, Jackson MS	1 office here; 14 home loans here, 2025	ask	162 mi
7. Liberty Financial Services, Inc. Bank holding company, New Orleans LA	headquarters here; 4 offices here	ask	7 mi
8. UNO FEDERAL CREDIT UNION Credit union, New Orleans LA	headquarters here; 1 office here	$7,500–$100,000	5 mi
9. American Bancshares, Inc. Bank holding company, Covington LA	30 SBA loans here, FY2020–FY2026	ask	36 mi
10. Champions Funding, LLC Loan fund, Gilbert AZ	30 home loans here, 2025	up to $3M	1,291 mi
11. Change Lending, LLC Loan fund, Anaheim CA	11 home loans here, 2025	up to $3.5M	1,641 mi
12. United Community Bank Bank or thrift, Raceland LA	6 home loans here, 2025	ask	36 mi
13. The First National Bank of Jeanerette Bank or thrift, Jeanerette LA	6 home loans here, 2025	ask	95 mi
14. Citizens National Bank of Meridian Bank or thrift, Meridian MS	6 SBA loans here, FY2020–FY2026	ask	185 mi
15. First National Bank USA Bank or thrift, Boutte LA	4 home loans here, 2025	ask	20 mi
16. Peoples Bank Bank or thrift, Mendenhall MS	4 SBA loans here, FY2020–FY2026	$500–$5M	138 mi
17. BankFirst Financial Services Bank or thrift, Columbus MS	4 SBA loans here, FY2020–FY2026	ask	265 mi
18. New Orleans Firemen's Federal Credit Union, The Credit union, Metairie LA	2 offices here	ask	6 mi
19. BancPlus Corporation Bank holding company, Ridgeland MS	2 offices here	ask	169 mi
20. Planters Holding Company Bank holding company, Indianola MS	1 office here	ask	244 mi
21. Instep Federal Credit Union Credit union, New Orleans LA	headquarters here	ask	in the county
22. NEWCORP, INC. Loan fund, New Orleans LA	headquarters here	ask	3 mi

21 of these 22 lenders have received CDFI Fund awards, together $187.4M in fiscal years 1998–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.

Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.

Where these lenders have offices

17 lenders

9 head offices and 47 branches or offices of 17 lenders on this page, within 30 miles of the centre of Orleans Parish. Lenders with no office nearby may still lend here; many work by phone and online.

Loan types confirmed on these lenders' websites

Auto / vehicle loans (4 lenders)
Personal / consumer loans (4 lenders)
Home repair / improvement loans (3 lenders)
Commercial real estate loans (2 lenders)
Equipment loans (2 lenders)
Home mortgages (2 lenders)
SBA-backed loans (7(a)/504/Community Advantage) (2 lenders)
Small-business loans (2 lenders)

Banks and credit unions with a branch in this county

11 certified CDFIs have at least one office in Orleans Parish (FDIC office data as of 30 Oct 2026 and NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.

CDFI mortgage lenders active here

Certified CDFIs reported 338 originated home loans for properties in Orleans Parish in 2025 under the Home Mortgage Disclosure Act: 7.2% of the 4,670 home loans that all HMDA lenders reported here.

Plus 9 more certified CDFIs with fewer than 3 loans here each (not listed).

A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.

Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.

Small business and SBA lending in Orleans Parish

Official statistics

Median household income in Orleans Parish is $56,631, 7% below the Louisiana figure of $60,756 (ACS 2020–2024).

Businesses here took 28.9 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: more than the median Louisiana county (19.2), rank 12 of 64.

Measure	Orleans Parish	Louisiana
Businesses with paid employees (CBP 2023)	10,027 (9.2% of the state)	108,561
…of which under 20 employees	84%	85%
Businesses without employees (Nonemployer Statistics 2023)	40,309	418,516
Median household income (ACS 2020–2024)	$56,631 (7% below the state)	$60,756
SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026	290 (276 7(a), 14 504)	2,762
…per 1,000 businesses with employees	28.9 (rank 12 of 64 Louisiana counties)	19.2 (median county)
Median SBA 7(a) loan, all lenders	$200,000	$250,000
…with a certified CDFI as lender, CDC or third-party lender	54 (19%)	483 (17%)
Variable-rate 7(a): median rate over prime at approval, FY2024–26	3 pts (149 loans; 20% at the SBA maximum)	2.75 pts (16% at the maximum)

Approvals by fiscal year: FY2020 34 · FY2021 29 · FY2022 29 · FY2023 43 · FY2024 55 · FY2025 63 · FY2026 37.

For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).

Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.

SBA loans made here by CDFIs

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 54 SBA approvals (51 7(a) loans and 3 504 projects) for borrowers in Orleans Parish in fiscal years 2020–2026, from 8 CDFIs. The 7(a) loans total $38M approved.

CDFIs with 3 or more: American Bancshares, Inc. (30), Citizens National Bank of Meridian (6), Liberty Bank and Trust Company (4), BankFirst Financial Services (4), Peoples Bank (4), Planters Bank & Trust Company (3). 2 more CDFIs made 1 or 2 each.

Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded here (FY2022)

CDFI Fund data, released Dec 2024

1,315 loans and investments totaling $324.3M (median $25,000) were reported to the CDFI Fund for borrowers and projects in Orleans Parish in fiscal year 2022, by 50 reporting CDFIs. More than half of these records come from a single reporting CDFI.

Purpose (CDFI Fund category)	Count	Total	Median
Home improvement	974	$62.4M	$10,750
Non-real estate business	110	$103.8M	$274,875
Home purchase	109	$50.6M	$343,700
Non-real estate microenterprise	45	$701,793	$10,000
Real estate: commercial construction, permanent or acquisition	40	$56.1M	$946,000
Real estate: single-family housing rehabilitation	10	$10.8M	$328,335
Other purposes	25	$38.4M

Of 11 individual borrowers whose income was reported, 46% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 3,464 consumer loans in Orleans Parish totaling $23.1M (Consumer Loan Report, tract totals, so no median); they counted 36% of them as serving low-income borrowers.

Loans and investments reported in other years: FY2018 261 · FY2019 251 · FY2020 705 · FY2021 2,915.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Headquartered in Orleans Parish

The official list gives a headquarters address here. Check each lender's page for where it lends.

Say they serve all of Louisiana

Free help before you apply

These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.

Business advice

Housing counseling

Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.