At a glance
From its website, read 2 Nov 2026UNO FEDERAL CREDIT UNION is a credit union based in New Orleans, Louisiana. Its website describes auto loans, home repair loans and personal loans. Stated loan amounts run from $7,500 to $100,000. The consumer loan APR it states is 4.99%. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Lending | (855) 636-1057 source |
|---|---|
| unofcu@unofcu.org source | |
| Apply online | Page with the application link |
| Website | WWW.UNOFCU.ORG |
| Office (official list) | 2000 Lakeshore Dr Ste 127, New Orleans, LA 70148 |
What their website says about applying
When you have completed the application, click submit, and your information will be reviewed for pre-qualification.
sourceIncome verification is needed for review.
sourceTuition receipt must be presented
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Auto / vehicle loans | Rate: from 4.99% APR | as low as - 4.99% APR* | source |
| Home mortgages | Rate stated, not as an APR: see their wording | As Low As 7.25%*** | source |
| Personal / consumer loans | Rate stated, not as an APR: see their wording | As Low As 8.99% | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Who qualifies, in their words
- Membership required
UNOFCU members who currently have a vehicle loan with another borrower can refinance with us
source - Collateral required
Secured by pledged deposits at the credit union and used for any purpose
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Credit union |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 13 Dec 2013 |
| RSSD ID | 785688 |
| Address | 2000 Lakeshore Dr Ste 127, New Orleans, LA 70148 Directions (Google Maps) |
| Website | WWW.UNOFCU.ORG |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 6 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Service area, borrower focus and languages are not stated on the pages fetched. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Auto / vehicle loans | — | UNOFCU has a few options that will make purchasing your next vehicle a pleasant experience. | source |
| Home repair / improvement loans | — | Home Improvement Line of Credit - for major household repairs, new central air-conditioning systems, in-ground swimming pools, garages, major landscaping, etc. | source |
| Personal / consumer loans | — | Signature Loans - unsecured closed-end loans used for purposes not covered by the above loan types | source |
Loan sizes
Range used for the size filter: $7,500 to $100,000
Service area
Not stated on the pages we read.
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. When you have completed the application, click submit, and your information will be reviewed for pre-qualification.
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members. - What is the APR, including fees, on your home repair loans and personal loans?
Their website states a rate, but not as an APR. The APR includes fees, so it is the number to compare. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - How long can I take to repay?
No repayment terms are stated on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$3.4 million in 3 awards from the U.S. Treasury's CDFI Fund, 2021–2024 (CDFI Equitable Recovery Program; CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $1,035,000 |
| 2022 | CDFI Equitable Recovery Program | $500,000 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
NCUA, 30 Jun 2026On file with the NCUA as UNO (charter 20842). Source: NCUA 5300 Call Report quarterly data (public data) as of 30 Jun 2026, downloaded 3 Nov 2026: total assets, members and branch addresses.
| Total assets | $36.8 million (as of 30 Jun 2026) |
|---|---|
| Members | 4,243 (as of 30 Jun 2026) |
| Offices | 2 (as of 30 Jun 2026) |
Offices by state and county (2)
Louisiana (2 offices)
- Orleans Parish (1): 2000 Lakeshore Dr, New Orleans 70148 (main office)
- St. Bernard Parish (1): 8201 W Judge Perez Dr, Chalmette 70043
An office shows where the lender has a branch, not where it lends or whom it lends to. Credit unions serve members only; check who can join. For the ZIP-code search, credit-union offices are placed at the centre of their ZIP code (approximate).
What the regulator filing shows
NCUA 5300, 30 Jun 2026Figures from the 5300 Call Report filed by UNO FEDERAL CREDIT UNION (NCUA charter 20842, filed as “UNO”). Source: NCUA 5300 Call Report quarterly data (public data), cycle 30 Jun 2026; year-earlier figures from the 30 Jun 2025 cycle; downloaded 3 Nov 2026.
| Total loans and leases | $23.6 million, 2,601 loans (as of 30 Jun 2026) |
|---|---|
| Change over the year | Down 3.5% from $24.5 million on 30 Jun 2025 |
| Members | 4,243 (as of 30 Jun 2026); 4,288 (as of 30 Jun 2025) |
| Loans per member | $5,569 (total loans divided by members, 30 Jun 2026) |
| Total assets | $36.8 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| New vehicle loans | $4.2 million | 18.0% |
| Used vehicle loans | $14 million | 59.2% |
| First-lien home mortgages (1-4 family) | $156,891 | 0.7% |
| Other real estate loans (junior liens, other) | $551,243 | 2.3% |
| Credit cards | $2.2 million | 9.2% |
| Other unsecured loans | $2.3 million | 9.9% |
| Leases and other secured loans | $142,319 | 0.6% |
None reported on the 30 Jun 2026 report: commercial (business) loans.
Balances are loans outstanding on the report date, not loans made during the year. A category with no balance does not mean the credit union never makes that kind of loan. Credit unions lend to members only; check who can join.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $100,000 | Other credit unions whose website states a maximum: median $60,000. Higher than the stated maximum of 55% of these 64. |
| Total assets (Call Report, 30 Jun 2026) | $36.8 million | Larger than 15% of the 20 other certified credit unions in Louisiana (median $173.5 million). |
| Loans as a share of assets | 64% | Median of the same 20 credit unions: 76%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $24.5 million → $23.6 million (-3%) | Median change of 20 other certified credit unions in Louisiana: +4%. Rank by loans held among these 21: 18 → 18. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other credit unions stating a maximum, nationwide | 64 | higher than 55% |
| Call Report total assets | other certified credit unions in Louisiana | 20 | larger than 15% |
| Loans held then vs now | certified credit unions in Louisiana reporting both dates | 20 | rank 18 → 18 of 21 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
Same loan type, nearby, lower stated rate
Certified CDFIs whose head office is within 50 miles of this one and whose own website states a starting rate at least 0.5 points lower for the same loan type. Consumer loans count only where both lenders state an APR. A starting rate is not an offer: ask each lender what you would pay, and check that it lends where you are (credit unions also require membership).
- Auto / vehicle loans (this lender states from 4.99%): Instep Federal Credit Union from 4.00% (5 mi, read 2 Nov 2026)
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section). Stated rates: each lender's own website, read on the date shown.
Other certified CDFIs in New Orleans and Louisiana
- Instep Federal Credit UnionCredit union · New Orleans, LAAuto / vehicle loans, Personal / consumer loansVerified
- Liberty Bank and Trust CompanyBank or thrift · New Orleans, LAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…Verified
- Liberty Financial Services, Inc.Bank holding company · New Orleans, LAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…Verified
- NEWCORP, INC.Loan fund · New Orleans, LAMicroloansVerified
Work at UNO FEDERAL CREDIT UNION? Link to this page
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CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.