County directory · Louisiana

CDFI lenders in Lafayette Parish, LA

1 certified CDFI names Lafayette Parish or a town in it as part of their service area on their own website. 2 more are headquartered here. 20 more have a bank or credit-union branch here. 1 more say they serve all of Louisiana. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026) and FDIC/NCUA branch records.

Name this county: 1
Based here: 2
Branch here: 20
Serve all of LA: 1

A lender naming Lafayette Parish on its website is a good sign, not an offer. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Broussard, Carencro, Duson, Lafayette, Milton, Scott, Youngsville.

Lenders compared for Lafayette Parish

26 with local records

Lender	Local records	Loan sizes	Head office
1. First Pioneers FCU Credit union, Lafayette LA	website names Lafayette Parish; headquarters here; 1 office here	ask	3 mi
2. The First National Bank of Jeanerette Bank or thrift, Jeanerette LA	3 offices here; 54 home loans here, 2025	ask	31 mi
3. American Bank & Trust Company Bank or thrift, Opelousas LA	3 offices here; 43 home loans here, 2025	ask	22 mi
4. Bank Of Sunset & Trust Company Bank or thrift, Sunset LA	2 offices here; 28 home loans here, 2025	ask	13 mi
5. JD Bank Bank or thrift, Jennings LA	3 offices here; 16 home loans here, 2025	ask	37 mi
6. CLB The Community Bank Bank or thrift, Jonesville LA	2 offices here; 16 home loans here, 2025	ask	103 mi
7. Washington State Bank Bank or thrift, Washington LA	1 office here; 14 home loans here, 2025	ask	33 mi
8. The Cottonport Bank Bank or thrift, Cottonport LA	1 office here; 13 home loans here, 2025	ask	54 mi
9. Pelican Credit Union Credit union, Baton Rouge LA	1 office here; 11 home loans here, 2025	ask	62 mi
10. Farmers State Bank & Trust Co. Bank or thrift, Church Point LA	2 offices here; 6 home loans here, 2025	ask	18 mi
11. BANKPLUS Bank or thrift, Belzoni MS	1 office here; 4 home loans here, 2025	ask	225 mi
12. University of Louisiana Federal Credit Union Credit union, Lafayette LA	headquarters here; 3 offices here	$200–$600,000	2 mi
13. 705 Federal Credit Union Credit union, Lafayette LA	headquarters here; 1 office here	up to $50,000	2 mi
14. Farmers-Merchants Bank & Trust Company Bank or thrift, Breaux Bridge LA	22 home loans here, 2025	ask	14 mi
15. Peoples Bank Bank or thrift, Mendenhall MS	8 SBA loans here, FY2020–FY2026	$500–$5M	179 mi
16. American Bancshares, Inc. Bank holding company, Covington LA	4 SBA loans here, FY2020–FY2026	ask	118 mi
17. American Bancorp, Inc. Bank holding company, Opelousas LA	3 offices here	ask	22 mi
18. Jeanerette First National Bancorp, Inc. Bank holding company, Jeanerette LA	3 offices here	ask	31 mi
19. SUNSET BANCORP, INC. Bank holding company, Sunset LA	2 offices here	ask	13 mi
20. FSB Bancshares, Inc. Bank holding company, Church Point LA	2 offices here	ask	18 mi
21. Catahoula Holding Company Bank holding company, Jonesville LA	2 offices here	ask	103 mi
22. Merchants & Marine Bancorp, Inc. Bank holding company, Pascagoula MS	2 offices here	ask	208 mi
23. Merchants & Marine Bank Bank or thrift, Pascagoula MS	2 offices here	ask	208 mi
24. Washington State Bancshares, Inc. Bank holding company, Washington LA	1 office here	ask	33 mi
25. Mansura Bancshares, Inc. Bank holding company, Marksville LA	1 office here	ask	65 mi
26. BancPlus Corporation Bank holding company, Ridgeland MS	1 office here	ask	190 mi

19 of these 26 lenders have received CDFI Fund awards, together $91.1M in fiscal years 2000–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.

Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.

Where these lenders have offices

24 lenders

14 head offices and 80 branches or offices of 24 lenders on this page, within 30 miles of the centre of Lafayette Parish. Lenders with no office nearby may still lend here; many work by phone and online.

Loan types confirmed on these lenders' websites

Auto / vehicle loans (3 lenders)
Home mortgages (3 lenders)
Personal / consumer loans (3 lenders)
Credit-builder loans (2 lenders)
Microloans (1 lender)
Small-dollar / emergency loans (1 lender)

Banks and credit unions with a branch in this county

23 certified CDFIs have at least one office in Lafayette Parish (FDIC office data as of 30 Oct 2026 and NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.

CDFI mortgage lenders active here

Certified CDFIs reported 244 originated home loans for properties in Lafayette Parish in 2025 under the Home Mortgage Disclosure Act: 5.0% of the 4,849 home loans that all HMDA lenders reported here.

Plus 13 more certified CDFIs with fewer than 3 loans here each (not listed).

A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.

Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.

Small business and SBA lending in Lafayette Parish

Official statistics

Median household income in Lafayette Parish is $67,451, 11% above the Louisiana figure of $60,756 (ACS 2020–2024).

Businesses here took 34.9 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: more than the median Louisiana county (19.2), rank 7 of 64.

Measure	Lafayette Parish	Louisiana
Businesses with paid employees (CBP 2023)	8,844 (8.1% of the state)	108,561
…of which under 20 employees	85%	85%
Businesses without employees (Nonemployer Statistics 2023)	27,427	418,516
Median household income (ACS 2020–2024)	$67,451 (11% above the state)	$60,756
SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026	309 (273 7(a), 36 504)	2,762
…per 1,000 businesses with employees	34.9 (rank 7 of 64 Louisiana counties)	19.2 (median county)
Median SBA 7(a) loan, all lenders	$250,000	$250,000
…with a certified CDFI as lender, CDC or third-party lender	15 (5%)	483 (17%)
Variable-rate 7(a): median rate over prime at approval, FY2024–26	2.75 pts (111 loans; 20% at the SBA maximum)	2.75 pts (16% at the maximum)

Approvals by fiscal year: FY2020 48 · FY2021 47 · FY2022 54 · FY2023 39 · FY2024 42 · FY2025 40 · FY2026 39.

For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).

Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.

SBA loans made here by CDFIs

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 15 SBA approvals (15 7(a) loans) for borrowers in Lafayette Parish in fiscal years 2020–2026, from 4 CDFIs. The 7(a) loans total $20.1M approved.

CDFIs with 3 or more: Peoples Bank (8), American Bancshares, Inc. (4). 2 more CDFIs made 1 or 2 each.

Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded here (FY2022)

CDFI Fund data, released Dec 2024

736 loans and investments totaling $287.3M (median $125,125) were reported to the CDFI Fund for borrowers and projects in Lafayette Parish in fiscal year 2022, by 40 reporting CDFIs.

Purpose (CDFI Fund category)	Count	Total	Median
Home purchase	136	$32.5M	$160,825
Real estate: single-family housing rehabilitation	112	$21.1M	$121,746
Non-real estate business	110	$64.9M	$200,382
Home improvement	109	$8.4M	$50,000
Real estate: commercial construction, permanent or acquisition	105	$86.1M	$240,423
Non-real estate microenterprise	82	$1.7M	$12,580
Other purposes	82	$72.6M

Of 156 individual borrowers whose income was reported, 38% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 4,710 consumer loans in Lafayette Parish totaling $63.2M (Consumer Loan Report, tract totals, so no median); they counted 51% of them as serving low-income borrowers.

Loans and investments reported in other years: FY2018 39 · FY2019 69 · FY2020 115 · FY2021 880.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Lenders whose website names Lafayette Parish or a town in it

First Pioneers FCUCredit union · Lafayette, LAAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansNames Lafayette Parish · Lafayette, Iberia, Acadia, St. Martin, Beauregard, Calcasieu, Cameron, Jefferson Davis, St. Landry, St. Mary and Vermilion parishes in LouisianaVerified

Headquartered in Lafayette Parish

The official list gives a headquarters address here. Check each lender's page for where it lends.

Say they serve all of Louisiana

Pelican Credit UnionCredit union · Baton Rouge, LAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Verified

Free help before you apply

These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.

Business advice

Louisiana SBDC at University of Louisiana LafayetteSmall Business Development Center · 537 Cajundome Blvd., Suite 132, Lafayette, LA 70506337-482-6312

Housing counseling

Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.