County directory · Louisiana

CDFI lenders in East Baton Rouge Parish, LA

3 are headquartered here. 19 more have a bank or credit-union branch here. 1 more say they serve all of Louisiana. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026) and FDIC/NCUA branch records.

Name this county: 0
Based here: 3
Branch here: 19
Serve all of LA: 1

None of the lender websites we read names East Baton Rouge Parish; the lenders below are based here, have an office here or serve the whole state. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Baker, Baton Rouge, Greenwell Springs, Pride, Zachary.

Lenders compared for East Baton Rouge Parish

30 with local records

Lender	Local records	Loan sizes	Head office
1. ESSENTIAL CREDIT UNION Credit union, Baton Rouge LA	headquarters here; 3 offices here; 16 SBA loans here, FY2020–FY2026; 11 home loans here, 2025	ask	2 mi
2. Pelican Credit Union Credit union, Baton Rouge LA	headquarters here; 4 offices here; 33 home loans here, 2025	ask	6 mi
3. Bank of St Francisville Bank or thrift, St. Francisville LA	1 office here; 3 SBA loans here, FY2020–FY2026; 21 home loans here, 2025	ask	32 mi
4. Landmark Bank Bank or thrift, Clinton LA	2 offices here; 73 home loans here, 2025	ask	25 mi
5. BANKPLUS Bank or thrift, Belzoni MS	2 offices here; 71 home loans here, 2025	ask	190 mi
6. The Cottonport Bank Bank or thrift, Cottonport LA	1 office here; 32 home loans here, 2025	ask	66 mi
7. Guaranty Bank and Trust Company Bank or thrift, New Roads LA	2 offices here; 30 home loans here, 2025	ask	25 mi
8. Liberty Bank and Trust Company Bank or thrift, New Orleans LA	2 offices here; 12 home loans here, 2025	ask	74 mi
9. United Community Bank Bank or thrift, Raceland LA	2 offices here; 11 home loans here, 2025	ask	61 mi
10. JD Bank Bank or thrift, Jennings LA	2 offices here; 7 home loans here, 2025	ask	95 mi
11. Plaquemine Bank & Trust Company Bank or thrift, Plaquemine LA	1 office here; 7 home loans here, 2025	ask	18 mi
12. SOUTHERN TEACHERS & PARENTS FCU Credit union, Baton Rouge LA	headquarters here; 1 office here	ask	10 mi
13. Change Lending, LLC Loan fund, Anaheim CA	18 home loans here, 2025	up to $3.5M	1,571 mi
14. American Bancshares, Inc. Bank holding company, Covington LA	16 SBA loans here, FY2020–FY2026	ask	60 mi
15. OnPath Federal Credit Union Credit union, Metairie LA	10 home loans here, 2025	ask	65 mi
16. BOM Bank Bank or thrift, Natchitoches LA	5 SBA loans here, FY2020–FY2026	ask	147 mi
17. BankFirst Financial Services Bank or thrift, Columbus MS	4 SBA loans here, FY2020–FY2026	ask	265 mi
18. American Bank & Trust Company Bank or thrift, Opelousas LA	3 home loans here, 2025	ask	59 mi
19. Peoples Bank Bank or thrift, Mendenhall MS	3 SBA loans here, FY2020–FY2026	$500–$5M	127 mi
20. Bank of Coushatta Bank or thrift, Coushatta LA	3 home loans here, 2025	ask	166 mi
21. Clinton Bancshares Inc. Bank holding company, Clinton LA	2 offices here	ask	25 mi
22. Great Guaranty Bancshares, Inc. Bank holding company, New Roads LA	2 offices here	ask	38 mi
23. Community Bancorp of Louisiana, Inc. Bank holding company, Raceland LA	2 offices here	ask	61 mi
24. Liberty Financial Services, Inc. Bank holding company, New Orleans LA	2 offices here	ask	74 mi
25. Concordia Bank and Trust Co. Bank or thrift, Vidalia LA	2 offices here	ask	78 mi
26. Concordia Capital Corporation Bank holding company, Vidalia LA	2 offices here	ask	78 mi
27. BancPlus Corporation Bank holding company, Ridgeland MS	2 offices here	ask	145 mi
28. Plaquemine Bancshares Corporation Bank holding company, Plaquemine LA	1 office here	ask	18 mi
29. St. Francisville Bancshares, Inc. Bank holding company, St. Francisville LA	1 office here	ask	32 mi
30. Mansura Bancshares, Inc. Bank holding company, Marksville LA	1 office here	ask	74 mi

24 of these 30 lenders have received CDFI Fund awards, together $164.3M in fiscal years 1998–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.

Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.

Where these lenders have offices

23 lenders

11 head offices and 66 branches or offices of 23 lenders on this page, within 30 miles of the centre of East Baton Rouge Parish. Lenders with no office nearby may still lend here; many work by phone and online.

Loan types confirmed on these lenders' websites

Auto / vehicle loans (2 lenders)
Home mortgages (2 lenders)
Personal / consumer loans (2 lenders)
Small-business loans (2 lenders)
Small-dollar / emergency loans (1 lender)
Commercial real estate loans (1 lender)
Equipment loans (1 lender)

Banks and credit unions with a branch in this county

22 certified CDFIs have at least one office in East Baton Rouge Parish (FDIC office data as of 30 Oct 2026 and NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.

CDFI mortgage lenders active here

Certified CDFIs reported 366 originated home loans for properties in East Baton Rouge Parish in 2025 under the Home Mortgage Disclosure Act: 5.1% of the 7,108 home loans that all HMDA lenders reported here.

Plus 16 more certified CDFIs with fewer than 3 loans here each (not listed).

A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.

Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.

Small business and SBA lending in East Baton Rouge Parish

Official statistics

Median household income in East Baton Rouge Parish is $63,071, 4% above the Louisiana figure of $60,756 (ACS 2020–2024).

Businesses here took 26.9 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: more than the median Louisiana county (19.2), rank 16 of 64.

Measure	East Baton Rouge Parish	Louisiana
Businesses with paid employees (CBP 2023)	12,542 (11.6% of the state)	108,561
…of which under 20 employees	83%	85%
Businesses without employees (Nonemployer Statistics 2023)	44,580	418,516
Median household income (ACS 2020–2024)	$63,071 (4% above the state)	$60,756
SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026	337 (326 7(a), 11 504)	2,762
…per 1,000 businesses with employees	26.9 (rank 16 of 64 Louisiana counties)	19.2 (median county)
Median SBA 7(a) loan, all lenders	$246,950	$250,000
…with a certified CDFI as lender, CDC or third-party lender	55 (16%)	483 (17%)
Variable-rate 7(a): median rate over prime at approval, FY2024–26	2.75 pts (151 loans; 15% at the SBA maximum)	2.75 pts (16% at the maximum)

Approvals by fiscal year: FY2020 27 · FY2021 53 · FY2022 44 · FY2023 31 · FY2024 70 · FY2025 48 · FY2026 64.

For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).

Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.

SBA loans made here by CDFIs

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 55 SBA approvals (55 7(a) loans) for borrowers in East Baton Rouge Parish in fiscal years 2020–2026, from 13 CDFIs. The 7(a) loans total $37.3M approved.

CDFIs with 3 or more: ESSENTIAL CREDIT UNION (16), American Bancshares, Inc. (16), BOM Bank (5), BankFirst Financial Services (4), Peoples Bank (3), Bank of St Francisville (3). 7 more CDFIs made 1 or 2 each.

Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded here (FY2022)

CDFI Fund data, released Dec 2024

1,683 loans and investments totaling $633.6M (median $139,964) were reported to the CDFI Fund for borrowers and projects in East Baton Rouge Parish in fiscal year 2022, by 46 reporting CDFIs.

Purpose (CDFI Fund category)	Count	Total	Median
Non-real estate business	316	$146M	$195,000
Home improvement	315	$57M	$67,254
Real estate: single-family housing rehabilitation	235	$61.5M	$150,000
Non-real estate microenterprise	233	$4.6M	$15,030
Home purchase	205	$71.5M	$217,756
Real estate: commercial construction, permanent or acquisition	189	$186.3M	$416,000
Other purposes	190	$106.7M

Of 190 individual borrowers whose income was reported, 28% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 10,641 consumer loans in East Baton Rouge Parish totaling $173.1M (Consumer Loan Report, tract totals, so no median); they counted 58% of them as serving low-income borrowers.

Loans and investments reported in other years: FY2018 175 · FY2019 189 · FY2020 1,124 · FY2021 3,656.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Headquartered in East Baton Rouge Parish

The official list gives a headquarters address here. Check each lender's page for where it lends.

Say they serve all of Louisiana

705 Federal Credit UnionCredit union · Lafayette, LAAuto / vehicle loans, Credit-builder loans, Microloans, Home mortgages…Verified

Free help before you apply

These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.

Business advice

Housing counseling

Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.