County directory · Louisiana
CDFI lenders in Red River Parish, LA
1 certified CDFI names Red River Parish or a town in it as part of their service area on their own website. 2 more are headquartered here. 2 more have a bank or credit-union branch here. 2 more say they serve all of Louisiana. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026) and FDIC/NCUA branch records.
- Name this county
- 1
- Based here
- 2
- Branch here
- 2
- Serve all of LA
- 2
A lender naming Red River Parish on its website is a good sign, not an offer. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Coushatta, Hall Summit.
Lenders compared for Red River Parish
5 with local records| Lender | Local records | Loan sizes | Head office |
|---|---|---|---|
| 1. Bank of Coushatta Bank or thrift, Coushatta LA | headquarters here; 1 office here; 8 home loans here, 2025 | ask | 5 mi |
| 2. American Bancshares, Inc. Bank holding company, Covington LA | 1 office here; 5 SBA loans here, FY2020–FY2026 | ask | 219 mi |
| 3. Coushatta Bancshares, Inc. Bank holding company, Coushatta LA | headquarters here; 1 office here | ask | 5 mi |
| 4. Carter Federal Credit Union Credit union, Springhill LA | 1 office here | ask | 63 mi |
| 5. Engage Federal Credit Union Credit union, Natchitoches LA | website names Red River Parish | ask | 26 mi |
3 of these 5 lenders have received CDFI Fund awards, together $13.2M in fiscal years 2010–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.
Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.
Where these lenders have offices
5 lenders3 head offices and 3 branches or offices of 5 lenders on this page, within 30 miles of the centre of Red River Parish. Lenders with no office nearby may still lend here; many work by phone and online.
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loan types confirmed on these lenders' websites
- Auto / vehicle loans (2 lenders)
- Personal / consumer loans (2 lenders)
- Small-business loans (2 lenders)
- Agriculture / farm loans (1 lender)
- Small-dollar / emergency loans (1 lender)
- Equipment loans (1 lender)
- Home repair / improvement loans (1 lender)
- Home mortgages (1 lender)
Banks and credit unions with a branch in this county
4 certified CDFIs have at least one office in Red River Parish (FDIC office data as of 30 Oct 2026 and NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.
- American Bancshares, Inc.Bank holding company · Covington, LA1 office in Red River ParishOfficial list only
- Bank of CoushattaBank or thrift · Coushatta, LAAuto / vehicle loans, Equipment loans, Home repair / improvement loans, Home mortgages…1 office in Red River Parish · based hereVerified
- Carter Federal Credit UnionCredit union · Springhill, LA1 office in Red River ParishOfficial list only
- Coushatta Bancshares, Inc.Bank holding company · Coushatta, LA1 office in Red River Parish · based hereOfficial list only
CDFI mortgage lenders active here
Certified CDFIs reported 15 originated home loans for properties in Red River Parish in 2025 under the Home Mortgage Disclosure Act: 17% of the 88 home loans that all HMDA lenders reported here.
Plus 5 more certified CDFIs with fewer than 3 loans here each (not listed).
A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
Small business and SBA lending in Red River Parish
Official statisticsMedian household income in Red River Parish is $49,167, 19% below the Louisiana figure of $60,756 (ACS 2020–2024).
Businesses here took 54.3 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: more than the median Louisiana county (19.2), rank 2 of 64.
| Measure | Red River Parish | Louisiana |
|---|---|---|
| Businesses with paid employees (CBP 2023) | 129 (0.1% of the state) | 108,561 |
| …of which under 20 employees | 84% | 85% |
| Businesses without employees (Nonemployer Statistics 2023) | 571 | 418,516 |
| Median household income (ACS 2020–2024) | $49,167 (19% below the state) | $60,756 |
| SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026 | 7 (7 7(a), 0 504) | 2,762 |
| …per 1,000 businesses with employees | 54.3 (rank 2 of 64 Louisiana counties) | 19.2 (median county) |
| …with a certified CDFI as lender, CDC or third-party lender | 5 (71%) | 483 (17%) |
For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).
Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.
SBA loans made here by CDFIs
SBA data as of 30 Sep 2026Certified CDFIs were the lender, the CDC or the third-party lender on 5 SBA approvals (5 7(a) loans) for borrowers in Red River Parish in fiscal years 2020–2026, from 1 CDFI. The 7(a) loans total $4M approved.
CDFIs with 3 or more: American Bancshares, Inc. (5).
Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
CDFI lending recorded here (FY2022)
CDFI Fund data, released Dec 202412 loans and investments totaling $2M (median $83,733) were reported to the CDFI Fund for borrowers and projects in Red River Parish in fiscal year 2022, by 5 reporting CDFIs.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| Non-real estate business | 6 | $873,084 | $118,007 |
| Home purchase | 3 | $490,610 | $102,086 |
| Other purposes | 3 | $595,380 |
CDFI banks and credit unions also reported 412 consumer loans in Red River Parish totaling $4.5M (Consumer Loan Report, tract totals, so no median); they counted 72% of them as serving low-income borrowers.
Loans and investments reported in other years: FY2020 25 · FY2021 59.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Lenders whose website names Red River Parish or a town in it
Headquartered in Red River Parish
The official list gives a headquarters address here. Check each lender's page for where it lends.
- Bank of CoushattaBank or thrift · Coushatta, LAAuto / vehicle loans, Equipment loans, Home repair / improvement loans, Home mortgages…Verified
- Coushatta Bancshares, Inc.Bank holding company · Coushatta, LAOfficial list only
Say they serve all of Louisiana
- 705 Federal Credit UnionCredit union · Lafayette, LAAuto / vehicle loans, Credit-builder loans, Microloans, Home mortgages…Verified
- Pelican Credit UnionCredit union · Baton Rouge, LAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Verified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
Housing counseling
- Money Management International, - Bossier City, LAHUD-approved housing counselor · Barksdale Federal Credit Union 720 Northgateroad, Bossier City, LA 71112866-232-9080 · about 35 miles from the centre of Red River Parish
- Catholic Charities of North LouisianaHUD-approved housing counselor · 902 Olive St, Shreveport, LA 71104318-865-0200 · about 38 miles from the centre of Red River Parish
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Louisiana counties
Source: CDFI Atlas, cdfiatlas.com/states/la/counties/red-river-parish/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).